Division of Insurance

211 CMR: DIVISION OF INSURANCE 211 CMR 42.00: THE FORM AND CONTENTS OF INDIVIDUAL ACCIDENT AND SICKNESS INSURANCE Section 42.01: Purpose 42.02: Applicability 42.03: Authority 42.04: Definitions 42.05: Policy Types 42.06: Review of Policy Forms and Rate Filings 42.07: Loss Ratio G…

211 CMR: DIVISION OF INSURANCE 211 CMR 43.00: HEALTH MAINTENANCE ORGANIZATIONS (HMOs) Section 43.01: Applicability 43.02: Definitions 43.03: Licensing 43.04: Reporting 43.05: Deposit Requirements 43.06: Net Worth Requirements 43.07: Premium Rates 43.08: Evidence of Coverage 43.09…

211 CMR: DIVISION OF INSURANCE 211 CMR 44.00: CONFIDENTIALITY OF BIDS SUBMITTED FOR RESTRICTED PHARMACY NETWORK CONTRACTS -- TO FACILITATE THE IMPLEMENTATION OF M.G.L. c. 176D, § 3B Section 44.01: Purpose 44.02: Applicability, Scope and Effective Date 44.03: Definitions 44.04: Bi…

211 CMR: DIVISION OF INSURANCE 211 CMR 45.00: ESTABLISHMENT OF SERVICE FEE TO INSURANCE PRODUCERS ASSISTING EMPLOYER S IN OBTAINING WORKERS’ COMPENSATION INSURANCE Section 45.01: Authority 45.02: Purpose 45.03: Eligibility to Receive Service Fee 45.04: Amount of Service Fee 45.01…

211 CMR: DIVISION OF INSURANCE 211 CMR 50.00: CONTINUING EDUCATION FOR INSURANCE PRODUCERS Section 50.01: Purpose 50.02: Definitions 50.03: Applicability 50.04: Hours of Study 50.05: Forms of Submission 50.06: Application for Program Credit 50.07: Failure to Comply 50.01: Purpose…

211 CMR: DIVISION OF INSURANCE 211 CMR 51.00: PREFERRED PROVIDER HEALTH PLANS AND WORKERS’ COMPENSATION PREFERRED PROVIDER ARRANGEMENTS Section 51.01: Authority 51.02: Definitions 51.03: Applicability 51.04: Approval of Preferred Provider Health Plans and Workers’ Compensation Pr…

211 CMR: DIVISION OF INSURANCE 211 CMR 52.00: MANAGED CARE CONSUMER PROTECTIONS AND ACCREDITATION OF CARRIERS Section 52.01: Applicability 52.02: Definitions 52.03: Accreditation of Carriers 52.04: Deemed Accreditation 52.05: Application for Accreditation 52.06: Review of Applica…

211 CMR: DIVISION OF INSURANCE 211 CMR 54.00: PROCEDURE FOR SURRENDER AND NON-RENEWAL OF LICENSES BY INSURERS AUTHORIZED TO WRITE MOTOR VEHICLE INSURANCE Section 54.01: Purpose and Scope 54.02: Applicability 54.03: Definitions 54.04: Filing Requirements 54.05: Review and Approval…

211 CMR: DIVISION OF INSURANCE 211 CMR 55.00 DISCLOSURE REQUIREMENTS FOR LIFE INSURANCE POLICIES WITH ACCELERATED BENEFIT PROVISIONS AND ANNUITY CONTRACTS WITH WAIVERS OF SURRENDER CHARGES FOR EARLY WITHDRAWAL OF ANNUITY PROCEEDS IN THE EVENT OF TOTAL AND PERMANENT DISABILITY Sec…

211 CMR: DIVISION OF INSURANCE 211 CMR 56.00: REDUCTIONS IN PREMIUM CHARGES FOR PRIVATE PASSENGER MOTOR VEHICLE INSURANCE FOR INSUREDS ELECTING OPTIONAL PARTICIPATING REPAIR SHOP ENDORSEMENT PLANS Section 56.01: Scope 56.02: Purpose 56.03: Definitions 56.04: Procedure for Approva…

211 CMR: DIVISION OF INSURANCE 211 CMR 57.00: RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NON-FORFEITURE BENEFITS Section 57.01: Purpose 57.02: Authority 57.03: Definitions 57.04: 2001 CSO Mortality Table 57.05: Conditions 57…

211 CMR: DIVISION OF INSURANCE 211 CMR 58.00: PERMITTING THE RECOGNITION OF PREFERRED MORTALITY TABLES FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES Section 58.01: Purpose 58.02: Authority 58.03: Definitions 58.04: 2001 CSO Preferred Class Structure Table 58.05: Conditions 5…

211 CMR: DIVISION OF INSURANCE 211 CMR 59.00: TERM AND UNIVERSAL LIFE INSURANCE RESERVE FINANCING Section 59.01: Purpose and Intent 59.02: Applicability 59.03: Exemptions from 211 CMR 59.00 59.04: Definitions 59.05: The Actuarial Method 59.06: Requirements Applicable to Covered P…

211 CMR: DIVISION OF INSURANCE 211 CMR 65.00: LONG-TERM CARE INSURANCE Section 65.01: Purpose 65.02: Applicability 65.03: Authority 65.04: Definitions 65.05: Minimum Standards for Individual Policies 65.06: Mandatory Benefit Offers for Individual Policies 65.07: Form and Rate Fil…

211 CMR: DIVISION OF INSURANCE 211 CMR 66.00: SMALL GROUP HEALTH INSURANCE Section 66.01: Purpose 66.02: Applicability and Scope 66.03: Definitions 66.04: Minimum Coverage Standards 66.05: Renewability 66.06: Nondiscriminatory Offer of Coverage 66.07: Restrictions Relating to Pre…

211 CMR: DIVISION OF INSURANCE 211 CMR 67.00: WORKERS' COMPENSATION SELF-INSURANCE GROUPS Section 67.01: Purpose, Scope and Applicability 67.02: Definitions 67.03: General Provisions 67.04: Corporations and Subsidiaries; Eligibility; Guarantee 67.05: Certification to Act as a Sel…

211 CMR: DIVISION OF INSURANCE 211 CMR 7.00: MASSACHUSETTS INSURANCE HOLDING COMPANY SYSTEM Section 7. 01: General 7. 02: Forms 7. 03: Definitions 7. 04: Subsidiaries of Domestic Insurers 7. 05: Acquisition of Control Statement (Form A) 7. 06: Registration of Insurers Statement (…

211 CMR: DIVISION OF INSURANCE 211 CMR 71.00: MEDICARE SUPPLEMENT INSURANCE TO FACILITATE THE IMPLEMENTATION OF M.G.L. c. 176K AND SECTION 1882 OF THE FEDERAL SOCIAL SECURITY ACT Section 71.01: Purpose 71.02: Applicability, Scope and Effective Date 71.03: Definitions 71.04: Reada…

211 CMR: DIVISION OF INSURANCE 211 CMR 74.00: STANDARDS OF FAULT TO BE USED BY THE BOARD OF APPEAL ON MOTOR VEHICLE LIABILITY POLICIES AND BONDS AND INSURERS IN PRESUMING FAULT WHEN MAKING AT FAULT DETERMINATIONS Section 74.01: Authority 74.02: Purpose and Scope 74.03: Definition…

211 CMR: DIVISION OF INSURANCE 211 CMR 75.00: REPORTING THE THEFT OF A MOTOR VEHICLE Section 75.01: Authority 75.02: Definitions 75.03: Purpose and Scope 75.04: National Insurance Crime Bureau's Responsibilities 75.05: Insurer's Responsibilities 75.06: Costs of Administration 75.…

211 CMR: DIVISION OF INSURANCE 211 CMR 79.00: PRIVATE PASSENGER MOTOR VEHICLE INSURANCE RATES Section 79.01: Purpose and Scope 79.02: Definitions 79.03: Competitive Market 79.04: Rate Standards 79.05: Rate Filings 79.06: Suspension or Disapproval of Voluntary Market Rate Filings …

211 CMR: DIVISION OF INSURANCE 211 CMR 88.00: PROCEDURES FOR THE APPEAL OF INSURER AT-FAULT ACCIDENT DETERMINATIONS AND THE CONDUCT OF HEARINGS ON INSURER AT-FAULT ACCIDENT DETERMINATIONS Section 88.01: Purpose and Scope 88.02: Definitions 88.03: General Provisions 88.04: Effect …

211 CMR: DIVISION OF INSURANCE 211 CMR 90.00: LEGAL SERVICES PLANS Section 90.01: Purpose and Authority 90.02: Definitions 90.03: Applicability 90.04: Plan of Operation and Benefit Contracts Approval 90.05: Plan of Operation 90.06: Benefit Contracts 90.07: Modification of Plan of…

211 CMR: DIVISION OF INSURANCE 211 CMR 91.00: MOTOR VEHICLE INSURANCE RATES Section 91.01: Authority 91.02: Definitions 91.03: Purpose and Scope 91.04: Activities of Rating Organizations Regulated 91.05: Statistical Plan 91.06: Filings 91.07: Initiation of a Hearing on a Rate Fil…

211 CMR: DIVISION OF INSURANCE 211 CMR 94.00: PRE-INSURANCE INSPECTION OF PRIVATE PASSENGER MOTOR VEHICLES Section 94.01: Authority 94.02: Scope and Purpose 94.03: Definitions 94.04: Inspection Requirements 94.05: Mandatory Waiver of Inspection Requirements 94.06: Optional Waiver…

211 CMR: DIVISION OF INSURANCE 211 CMR 95.00: VARIABLE LIFE INSURANCE Section 95.01: Definitions 95.02: Qualifications of Insurance Companies to Issue Variable Life Insurance Policies 95.03: Separate Accounts 95.04: Investment Policy 95.05: Charges against a Separate Account 95.0…

211 CMR: DIVISION OF INSURANCE 211 CMR 96.00: SUITABILITY IN ANNUITY TRANSACTIONS Section 96.01: Purpose 96.02: Scope 96.03: Exemptions 96.04: Definitions 96.05: Duties of Producers and Insurers 96.06: Producer Training 96.07: Compliance Mitigation; Penalties 96.08: Recordkeeping…

211 CMR: DIVISION OF INSURANCE 211 CMR 97.00: PROCEDURES FOR CANCELLATION AND NON-RENEWAL OF MOTOR VEHICLE INSURANCE POLICIES Section 97.01: Purpose, Scope and Authority 97.02: Definitions 97.03: Policy Cancellation 97.04: Content of Notices of Cancellation 97.05: Return Premium …