Release of protected consumer's credit report, information, or record; duration of security freeze.

Sec. 22. (1) If a security freeze is in place, a consumer reporting agency may not release a protected consumer's credit report, any information derived from the protected consumer's credit report, or any record created for the protected consumer. (2) A security freeze for a protected consumer shall remain in effect until 1 of the following is met: (a) The protected consumer or the protected consumer's representative requests the consumer reporting agency to remove the security freeze under section 23. (b) The security freeze is removed under section 25.