Prohibited requirements.

Sec. 7. A lessor shall not require any of the following: (a) The purchase of insurance by the lessee from the lessor of a leased item. (b) A payment that is in excess or in addition to a normal periodic payment and that is required in order to purchase a leased item at the conclusion of the periodic payments necessary to acquire ownership. (c) A penalty for early termination of a rental-purchase agreement or for the return of an item at any point. (d) A processing fee of any sort. (e) A fee for in-home collection of a payment unless the lessee has expressly agreed to the fee and the amount of the fee is disclosed. (f) A periodic payment or late fee for a rental period beginning after the lessee has returned or surrendered the leased property to the lessor or the lessor's agent. (g) Any charge or fee for reinstatement of the rental-purchase agreement in addition to or in excess of those expressly permitted in section 8.