DEFINITIONS.

332C.01 DEFINITIONS. § Subdivision 1.Application. For purposes of this chapter, the following terms have the meanings given. § Subd. 2.Collecting party. "Collecting party" means a party engaged in collecting medical debt. Collecting party does not include parties when complying with a court order or statutory obligation to garnish or levy a debtor's property, including banks, credit unions, public officers, and garnishees. § Subd. 3.Debtor. "Debtor" means a person obligated or alleged to be obligated to pay any debt. § Subd. 4.Medical debt. (a) "Medical debt" means debt incurred primarily for medically necessary health treatment or services. Medical debt includes debt charged to a credit card or other credit instrument, on or after October 1, 2024, under an open-end or closed-end credit plan offered specifically to pay for health treatment or services. (b) Medical debt does not include: (1) debt charged to a credit card or other credit instrument, under an open-end or closed-end credit plan, that is not offered specifically to pay for health treatment or services; (2) services provided by a veterinarian; (3) services provided by a dentist; or (4) debt charged to a home equity line of credit. § Subd. 5.Medically necessary. "Medically necessary" has the meaning given in section 62J.805, subdivision 7. § Subd. 6.Person. "Person" means any individual, partnership, association, or corporation. History: 2024 c 114 art 3 s 77