Title Minnesota Statutes, Minnesota Statutes

65B.03 GOVERNING COMMITTEE. § Subdivision 1.Membership. An election must be held among every insurer subject to sections 65B.01 to 65B.12, for the election of insurer representatives on the facility governing committee. The governing committee shall be made up of nine individuals…

65B.04 PLAN OF OPERATION. § Subdivision 1. [Repealed, 1992 c 520 s 18] § Subd. 1a.Plan. The plan of operation consists of the operation procedures of the facility. § Subd. 2. [Repealed, 1992 c 520 s 18] § Subd. 3.Amendments. The plan of operation may be amended by a majority vote…

65B.05 POWER OF FACILITY, GOVERNING COMMITTEE. (a) The facility is authorized to: (1) issue or cause to be issued insurance policies in the name of the Minnesota automobile insurance plan to applicants for the types of insurance available under the plan, subject to limits specifi…

65B.06 DISTRIBUTION OF RISKS; COVERAGE. § Subdivision 1.Distribution of private passenger, nonfleet auto risks. With respect to private passenger, nonfleet automobiles, the facility shall provide for members to share premium, losses, costs, and expenses in accordance with the par…

65B.07 OTHER PROVISIONS AND FUNCTIONS. § Subdivision 1.Optional deferred payment plan. The facility shall provide one or more optional deferred payment plans, which shall include sufficient advance payment to, at all times, equal at least the pro rata earned premium, and such pla…

65B.08 RATES. § Subdivision 1.Filing. As agent for members, the facility shall file with the commissioner all manuals of classification, all manuals of rules and rates, all rating plans, and any modifications of same, proposed for use for automobile insurance placed through the f…

65B.09 AGENTS. § Subdivision 1.Agents' responsibility. Every person licensed under sections 60K.30 to 60K.56 who is authorized to solicit, negotiate or effect automobile insurance on behalf of any member shall: (1) offer to place coverage through the facility for any qualified ap…

65B.10 ELIGIBILITY. § Subdivision 1.Eligibility for coverage. To be eligible for coverage through the facility an otherwise qualified applicant must have been rejected, canceled or refused renewal with respect to automobile insurance by a member. § Subd. 2.Termination of eligibil…

65B.11 USE OF FACILITY BY PUBLIC. If, upon a formal hearing, the commissioner finds that a large proportion of qualified and eligible persons are failing to gain the benefits of the facility, the facility shall provide service to assist the public in making application to the fac…

65B.12 RIGHT TO HEARING; CONSTRUCTION OF PLAN OF OPERATION. § Subdivision 1.Hearing request. Any member, applicant or person insured under a policy placed through the facility may request a formal hearing and ruling by the governing committee on any alleged violation of the plan …

65B.1311 COVERAGE FOR FORMER SPOUSE. § Subdivision 1.New policy issued. An insurer must issue a policy of private passenger insurance to the former spouse of a named insured, within the provisions of subdivision 2, if the following conditions are met: (1) the former spouse has be…

65B.132 STUDENT DISCOUNTS; ELIGIBILITY. Any insurance company providing discounts on automobile insurance premiums to eligible persons attending colleges and universities must provide the discount to eligible students enrolled in technical colleges. History: 1975 c 44 s 1; 1987 c…

65B.133 SURCHARGE DISCLOSURE. § Subdivision 1.Definitions. For the purposes of this section, the terms defined in this section have the meanings given them. (a) "Computed premium" means the rate in effect before the application of a surcharge. (b) "Chargeable accident" means an a…

65B.134 COMPREHENSIVE COVERAGE; GLASS BREAKAGE. Any policy of automobile insurance, as defined in section 65B.14, subdivision 2, providing comprehensive coverage, whether designated as such or included in a policy providing broader coverage, must provide at the option of the insu…

65B.135 LIMOUSINE INSURANCE. An insurer who provides insurance for limousines, defined in section 168.002, subdivision 15, shall provide insurance in a minimum aggregate amount of $1,500,000 per accident for each limousine covered. The insurance coverage may be provided by combin…

65B.136 MINORS. A minor authorized under section 168.101, subdivision 1, to own a private passenger vehicle, as defined in section 65B.001, subdivision 3, may contract to buy a plan of reparation security, as defined in section 65B.43, subdivision 15, on that vehicle, as a contra…

65B.14 DEFINITIONS. § Subdivision 1.Application. For the purposes of sections 65B.14 to 65B.21, the terms defined in this section have the meanings given them. § Subd. 2.Policy of automobile insurance or policy. "Policy of automobile insurance" or "policy" means a policy of priva…

65B.15 CANCELLATION OR REDUCTION IN LIMITS DURING POLICY PERIOD. § Subdivision 1.Grounds and notice. No cancellation or reduction in the limits of liability of coverage during the policy period of any policy shall be effective unless notice thereof is given and unless based on on…

65B.16 STATEMENT OF REASONS FOR CANCELLATION OR REDUCTION. No notice of cancellation or reduction in the limits of liability of coverage of an automobile insurance policy under section 65B.15 shall be effective unless the specific underwriting or other reason or reasons for such …

65B.161 REFUND OF PREMIUM ON CANCELLATION. Cancellation of a policy of automobile insurance pursuant to sections 65B.15 and 65B.16 shall not be effective unless any unearned premium due the insured is returned to the insured with the notice of cancellation or is delivered or sent…

65B.162 NOTICE OF POSSIBLE CANCELLATION. A written notice shall be provided to all applicants for private passenger insurance, at the time the application is submitted, containing the following language in bold print: "THE INSURER MAY ELECT TO CANCEL COVERAGE AT ANY TIME DURING T…

65B.17 RENEWAL; NOTICE NOT TO RENEW. § Subdivision 1.General regulations. No insurer shall fail to renew an automobile insurance policy unless it shall mail or deliver to the named insured, at the address shown in the policy, at least 60 days' advance notice of its intention not …

65B.18 PROOF OF MAILING OF NOTICE. Proof of mailing of notice of cancellation, reduction in the limits of liability of coverage, or nonrenewal of a policy and, if required herein, the reason or reasons therefor to the named insured at the address shown in the policy, shall be suf…

65B.19 NOTICE OF CANCELLATION OR NONRENEWAL. § Subdivision 1.Disclosure. No insurer shall take any action in regard to an automobile insurance policy on the statements or charges of any person made to the insurer concerning alleged unsafe driving habits of an insured unless the i…

65B.20 IMMUNITY OF INSURER OR COMMISSIONER; USE OF REASONS FOR CANCELLATION. There shall be no liability on the part of and no cause of action of any nature shall arise against the commissioner or against any insurer, its authorized representative, its agents, its employees, or a…

65B.21 INSURED'S RIGHT TO OBJECT TO CANCELLATION OR NONRENEWAL. § Subdivision 1.Form and manner. Any individual who believes such nonrenewal, cancellation or reduction in the limits of liability of coverage of the individual's policy is arbitrary, capricious or otherwise in viola…

65B.28 ACCIDENT PREVENTION COURSE PREMIUM REDUCTIONS. § Subdivision 1.Required reduction. An insurer must provide an appropriate premium reduction of at least ten percent on its policies of private passenger vehicle insurance, as defined in section 65B.001, subdivision 2, issued,…

65B.285 ANTITHEFT PROTECTION DEVICE PREMIUM REDUCTION. § Subdivision 1.Definition. For the purposes of this section the term "authorized antitheft protection device" means a device provided by the manufacturer of a vehicle as original equipment or installed in a vehicle by the ma…

65B.286 SNOWMOBILE AUXILIARY LIGHTING SYSTEM DISCOUNT. § Subdivision 1.Definition. For the purposes of this section, the term "auxiliary hazard warning lighting system" means a system installed by the manufacturer of a snowmobile as original equipment or installed in a snowmobile…

65B.41 CITATION. Sections 65B.41 to 65B.71 may be cited as the "Minnesota No-Fault Automobile Insurance Act." History: 1974 c 408 s 1; 1978 c 674 s 57

65B.42 PURPOSE. The detrimental impact of automobile accidents on uncompensated injured persons, upon the orderly and efficient administration of justice in this state, and in various other ways requires that sections 65B.41 to 65B.71 be adopted to effect the following purposes: …

65B.43 DEFINITIONS. § Subdivision 1.Scope. The following words and phrases shall, for the purpose of sections 65B.41 to 65B.71, have the meanings ascribed to them, except where the context clearly indicates a different meaning. § Subd. 2.Motor vehicle. "Motor vehicle" means every…

65B.44 BASIC ECONOMIC LOSS BENEFITS. § Subdivision 1.Inclusions. (a) Basic economic loss benefits shall provide reimbursement for all loss suffered through injury arising out of the maintenance or use of a motor vehicle, subject to any applicable deductibles, exclusions, disquali…

65B.44 BASIC ECONOMIC LOSS BENEFITS. § Subdivision 1.Inclusions. (a) Basic economic loss benefits shall provide reimbursement for all loss suffered through injury arising out of the maintenance or use of a motor vehicle, subject to any applicable deductibles, exclusions, disquali…

65B.45 REHABILITATION TREATMENT AND OCCUPATIONAL TRAINING. § Subdivision 1.Reparation obligor responsibility. A reparation obligor is responsible for the cost of a procedure or treatment for rehabilitation or a course of rehabilitative occupational training if the procedure, trea…

65B.46 RIGHT TO BENEFITS. § Subdivision 1.Motor vehicle or motorcycle accident in this state. If the accident causing injury occurs in this state, every person suffering loss from injury arising out of maintenance or use of a motor vehicle or as a result of being struck as a pede…

65B.47 PRIORITY OF APPLICABILITY OF SECURITY FOR PAYMENT OF BASIC ECONOMIC LOSS BENEFITS. § Subdivision 1.Injury resulting from business use. In case of injury to the driver or other occupant of a motor vehicle, if the accident causing the injury occurs while the vehicle is being…

65B.472 TRANSPORTATION NETWORK FINANCIAL RESPONSIBILITY. § Subdivision 1.Definitions. (a) Unless a different meaning is expressly made applicable, the terms defined in paragraphs (b) through (p) have the meanings given them for the purposes of this section. (b) "Digital network" …

65B.48 REPARATION SECURITY COMPULSORY. § Subdivision 1.General requirement and coverages. Every owner of a motor vehicle of a type which is required to be registered or licensed or is principally garaged in this state shall maintain during the period in which operation or use is …

65B.482 INSURANCE IDENTIFICATION CARDS. § Subdivision 1.Issuance of card. Every obligor transacting business in this state shall provide an insurance identification card for each vehicle covered at the time of initiating each policy of automobile insurance, as defined in section …

65B.49 INSURERS. § Subdivision 1.Mandatory offer of insurance benefits. On and after January 1, 1975, no insurance policy providing benefits for injuries arising out of the maintenance or use of a motor vehicle shall be issued, renewed, continued, delivered, issued for delivery, …

65B.50 INSURERS' CERTIFICATION OF BASIC COVERAGE. § Subdivision 1.Filing. Every insurer licensed to write motor vehicle accident reparation and liability insurance in this state shall, on or before January 1, 1975, or as a condition to such licensing, file with the commissioner a…

65B.51 DEDUCTION OF COLLATERAL BENEFITS FROM TORT RECOVERY; LIMITATION ON RIGHT TO RECOVER DAMAGES. § Subdivision 1.Deduction of basic economic loss benefits. With respect to a cause of action in negligence accruing as a result of injury arising out of the operation, ownership, m…

65B.525 ARBITRATION PROCEDURE; RULES OF COURT. § Subdivision 1.Mandatory submission to binding arbitration. The supreme court and the several courts of general trial jurisdiction of this state shall by rules of court or other constitutionally allowable device, provide for the man…

65B.53 INDEMNITY; ARBITRATION BETWEEN OBLIGORS; SUBROGATION. § Subdivision 1.Indemnity from obligor of commercial vehicle. A reparation obligor paying or obligated to pay basic or optional economic loss benefits is entitled to indemnity subject to the limits of the applicable res…

65B.54 CLAIMS PRACTICES. § Subdivision 1.Payment of basic economic loss benefits. Basic economic loss benefits are payable monthly as loss accrues. Loss accrues not when injury occurs, but as income loss, replacement services loss, survivor's economic loss, survivor's replacement…