Title Minnesota Statutes, Minnesota Statutes

325F.86 DISCLOSURES. In a rental-purchase agreement, the lessor shall disclose the following items, as applicable: (a) The total of payments necessary to acquire ownership of the property accompanied by an explanation that this term means the "total dollar amount of payments you …

325F.87 FORM REQUIREMENTS. § Subdivision 1.Generally. The disclosure information required by section 325F.86 must be disclosed in a rental-purchase agreement and: (1) must be made clearly and conspicuously with items appearing in logical order and segregated as appropriate for re…

325F.88 ADVERTISING. § Subdivision 1.Prohibition. An advertisement for a rental-purchase agreement shall not state or imply that a specific item is available at specific amounts or terms unless the lessor usually and customarily offers or will offer that item at those amounts or …

325F.89 DEFAULT. § Subdivision 1.Enforceability. An agreement of the parties to a rental-purchase agreement with respect to default is enforceable only to the extent that one of the following apply: (1) the lessee both fails to renew an agreement and also fails to return the prop…

325F.90 LESSEE'S REINSTATEMENT RIGHTS. § Subdivision 1.Generally. A lessee who fails to make timely lease payments may reinstate the original rental-purchase agreement without losing any rights or options previously acquired under the rental-purchase agreement if both of the foll…

325F.91 PROHIBITED PRACTICES. § Subdivision 1.Prohibited rental agreement provisions. A rental-purchase agreement may not contain a provision: (1) requiring a confession of judgment; (2) authorizing a lessor or an agent of the lessor to commit a breach of the peace in the reposse…

325F.92 LESSOR'S COMMUNICATIONS CONCERNING LESSEE. § Subdivision 1.Location information. A lessor in communication with any person other than the lessee for the purpose of acquiring information as to the location of a lessee shall: (1) identify the lessor and state that the lesso…

325F.93 EARLY PURCHASE OPTION. At any time after the first periodic payment is made, the lessee may acquire ownership of the property by tendering 55 percent of the difference between the total of scheduled payments and the total amount paid on the account. History: 1990 c 527 s …

325F.94 CLAIMS AND DEFENSES. An assignee of the contract or obligation relating to the rental-purchase lease transaction is subject to all claims and defenses of the lessee against the lessor arising from the rental-purchase lease transaction, notwithstanding any agreement to the…

325F.95 LIABILITY; LIABILITY DAMAGE WAIVER. § Subdivision 1.Liability of lessee. The lessee is liable for loss, destruction, or damage of the rental property during the term of the rental agreement. The amount for which the lessee may be held liable in the case of loss or destruc…

325F.96 EXEMPTED TRANSACTION. Sections 325F.84 to 325F.97 do not apply to agreements for the rental of property in which the person who rents the property has no legal right to become the owner of the rented property at the end of the rental period. History: 1990 c 527 s 13

325F.97 PENALTIES AND REMEDIES. § Subdivision 1.Disclosure penalties and remedies. A lessor who is found to have violated sections 325F.86 to 325F.88 is subject to the penalties and remedies provided in section 8.31. § Subd. 2.Application of other law. A violation of section 325F…

325F.981 CHECK CASHING PRACTICES. § Subdivision 1.Provision of credit card number. A person shall not require as a condition of acceptance of a check, or as a means of identification, that the person presenting the check provide a credit card number. § Subd. 2.Display without rec…

325F.982 CONSUMER IDENTIFICATION INFORMATION. § Subdivision 1.Prohibited use. A person may not write down or request to be written down the address or telephone number of a credit cardholder on a credit card transaction form as a condition of accepting a credit card as payment fo…

325F.985 DEFINITIONS. § Subdivision 1.Scope. For the purpose of sections 325F.986 and 325F.987, the terms defined in this section have the meanings given them. § Subd. 2.Private label goods. "Private label goods" means goods that are the subject of a private label purchase or agr…

325F.986 EXCLUSIVITY AGREEMENTS. § Subdivision 1.Writing required. Every exclusivity agreement must be in writing and signed by the party against whom the agreement is sought to be enforced. § Subd. 2.Obligation. A lawful exclusivity agreement imposes, unless otherwise provided i…

325F.987 LIMITATION ON ACTIONS. No private label purchaser having the obligation, under section 325F.986 or otherwise, to use reasonable efforts in the development and promotion of the sale of private label goods is entitled, absent the employment of reasonable efforts, to mainta…

325F.988 NONAPPLICATION. Sections 325F.985 to 325F.987 do not apply to private label goods manufactured according to the purchaser's proprietary specifications. Sections 325F.986 and 325F.987 shall not be construed to grant a private label manufacturer any rights of ownership or …

325F.99 TELEPHONE CALLS; FEES; LONG-DISTANCE CARRIERS; NOTICE. § Subdivision 1.Fees for calls. A hotel, motel, restaurant, lodging house, boarding house, resort, or place of refreshment, licensed under chapter 157, that charges a separate fee for the use of a telephone, other tha…

325F.991 911 EMERGENCY PHONE SERVICE REPRESENTATIONS. § Subdivision 1.Definitions. For purposes of this section, the terms defined in this subdivision have the meanings given them. (a) "911 emergency telecommunications system" means a dedicated emergency telecommunications system…

325F.992 PROHIBITION OF ASSIGNMENT OF MILITARY PAY OR MILITARY BENEFITS. § Subdivision 1.Definitions. (a) For the purposes of this section, the terms in paragraphs (b) and (c) have the meanings given. (b) "Military beneficiary" means any of the following: (1) a current or former …

325F.995 GENETIC INFORMATION PRIVACY ACT. § Subdivision 1.Definitions. (a) For purposes of this section, the following terms have the meanings given. (b) "Biological sample" means any material part of a human, discharge from a material part of a human, or derivative from a materi…

325G.01 EFFECT OF DELIVERY. Unless otherwise agreed, where unsolicited goods are addressed to and sent to a person, the person has a right to refuse to accept delivery of the goods and is not bound to return such goods to the sender. The receipt of such unsolicited goods shall fo…

325G.02 DEFINITIONS. § Subdivision 1.Scope. For purposes of sections 325G.02 to 325G.04 the terms defined in this section shall have meanings given them. § Subd. 2.Financial transaction card. "Financial transaction card" means an instrument or device, whether known as a credit ca…

325G.03 UNSOLICITED FINANCIAL TRANSACTION CARDS. No person in whose name a financial transaction card is issued shall be liable for any amount resulting from use of that card from which that person or a member of the person's family or household derives no benefit unless the pers…

325G.04 LOST OR STOLEN FINANCIAL TRANSACTION CARDS. § Subdivision 1.Liability limited. No person in whose name a financial transaction card has been issued which the person has accepted as provided in section 325G.03 shall be liable for any amount in excess of $50 resulting from …

325G.041 MARRIED WOMAN; NAME ON CARD. If a financial transaction card issuer has determined in the normal course of business that it will issue a card to a married woman, the card shall be issued bearing either her current or former surname, as the woman may direct. Financial tra…

325G.042 CONSUMER CREDIT; EQUAL TREATMENT OF SPOUSES. § Subdivision 1.Consideration required; spousal credit history. To the extent that a creditor considers credit history in evaluating the credit worthiness of similarly qualified applicants for a similar type and amount of cred…

325G.05 DISPUTED ACCOUNTS. § Subdivision 1.Billing information. Every financial transaction card issuer shall include on each billing statement the name, address, and telephone number of the department designated by it to receive requests by the customer account holder to correct…

325G.051 SURCHARGES ON CREDIT CARDS. § Subdivision 1.Limitation; prohibition. (a) A seller or lessor of goods or services doing business in Minnesota may impose a surcharge on transactions in Minnesota with a customer who elects to use a credit or charge card in lieu of payment b…

325G.052 CREDIT CARD OFFERS AND SOLICITATIONS; ADDRESS VERIFICATIONS. (a) A credit card issuer that mails an offer or solicitation to receive a credit card and, in response, receives a completed application for a credit card that lists an address that is different from the addres…

325G.06 DEFINITIONS. § Subdivision 1.Scope. As used in sections 325G.06 to 325G.11, the terms defined in this section have the meanings given them. § Subd. 2.Home solicitation sale. "Home solicitation sale" means a sale of goods, services, or improvements to real property by a se…

325G.07 BUYER'S RIGHT TO CANCEL. In addition to any other rights the buyer may have, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the home solicitation sale occurs. Cancellation is evidenced by the buye…

325G.08 WRITING REQUIRED; NOTICE OF RIGHT TO CANCEL; NOTICE OF CANCELLATION. § Subdivision 1.Seller's obligations. In a home solicitation sale, at the time the sale occurs, the seller shall: (a) inform the buyer orally of the right to cancel; (b) furnish the buyer with a fully co…

325G.09 RETURN OF PAYMENTS OR GOODS. § Subdivision 1.Seller's obligations. Within ten days after a home solicitation sale has been canceled or an offer to purchase revoked, the seller must tender to the buyer any payments made by the buyer and any note or other evidence of indebt…

325G.10 PENALTIES FOR VIOLATION. Any person who is found to have violated sections 325G.06 to 325G.09 shall be subject to the penalties provided in section 8.31. History: 1973 c 443 s 5

325G.11 DAMAGES. Any person injured by a violation of sections 325G.06 to 325G.09 may recover damages, together with costs and disbursements, including reasonable attorney's fees, and receive other equitable relief as determined by the court. History: 1973 c 443 s 6

325G.12 DEFINITIONS. § Subdivision 1.Scope. As used in sections 325G.12 to 325G.14, the terms defined in this section have the meanings given them. § Subd. 2.Personal solicitation. "Personal solicitation" means any attempt by a seller who regularly engages in transactions of the …

325G.13 DISCLOSURE OBLIGATION. Before any personal solicitation every seller shall, at the time of initial contact or communication with the potential buyer, clearly and expressly disclose: the individual seller's name, the name of the business firm or organization the seller rep…

325G.14 PENALTIES; REMEDIES. Any person who is found to have violated section 325G.13 shall be subject to the penalties and remedies provided in section 8.31. History: 1975 c 372 s 3

325G.15 DEFINITIONS. § Subdivision 1.Scope. As used in this section and section 325G.16, the following terms shall have the meanings assigned to them. § Subd. 2.Consumer credit sale. "Consumer credit sale" means a sale of goods or services in which: (a) credit is granted by a sel…

325G.16 RESTRICTIONS. § Subdivision 1.Instruments. In a consumer credit sale, the seller or lessor may not take a negotiable instrument other than a check as evidence of the obligation of the buyer or lessee. A holder is not in good faith if the holder takes a negotiable instrume…

325G.17 DEFINITIONS. § Subdivision 1.Scope. As used in sections 325G.17 to 325G.20, the terms defined in this section have the meanings given them. § Subd. 2.Consumer sale. "Consumer sale" means a sale of new goods, or as regards an express warranty, any goods, purchased primaril…

325G.18 IMPLIED WARRANTIES. § Subdivision 1.Merchantability and fitness for intended purpose. Unless disclaimed in the manner prescribed in subdivision 2, every consumer sale in this state shall be accompanied by an implied warranty that the goods are merchantable, and, in a cons…

325G.19 EXPRESS WARRANTIES. § Subdivision 1.Disclaimers. No express warranty arising out of a consumer sale of new goods shall disclaim implied warranties of merchantability, or, where applicable, of fitness. § Subd. 2.Honoring of express warranties. The maker of an express warra…

325G.20 REMEDIES. A violation of sections 325G.17 to 325G.20 shall be treated as a violation of section 325F.69. The remedies provided by sections 325G.17 to 325G.20 are cumulative and shall not be construed as restricting any remedy that is otherwise available. History: 1973 c 6…