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Minnesota Statutes, Title Minnesota Statutes

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Minnesota/Statutes

← All Minnesota coverage

Title Minnesota Statutes, Minnesota Statutes

1,133 chapters · 28,438 sections in this title.

All chapters in Title Minnesota Statutes28,438 Ch 336, Chapter 336. UNIFORM COMMERCIAL CODE641 Ch 524, Chapter 524. UNIFORM PROBATE CODE394 Ch 609, Chapter 609. CRIMINAL CODE377 Ch 144, Chapter 144. DEPARTMENT OF HEALTH361 Ch 469, Chapter 469. ECONOMIC DEVELOPMENT256 Ch 473, Chapter 473. METROPOLITAN GOVERNMENT250 Ch 148, Chapter 148. PUBLIC HEALTH OCCUPATIONS206 Ch 169, Chapter 169. TRAFFIC REGULATIONS200 Ch 256B, Chapter 256B. MEDICAL ASSISTANCE FOR…196 Ch 60A, Chapter 60A. GENERAL INSURANCE POWERS195 Ch 13, Chapter 13. GOVERNMENT DATA PRACTICES177 Ch 115A, Chapter 115A. WASTE MANAGEMENT171 Ch 383B, Chapter 383B. HENNEPIN COUNTY168 Ch 216B, Chapter 216B. PUBLIC UTILITIES163

28,438 sections·Filtered byTitle Minnesota Statutes✕

Minn. Stat. § 58.161 MORTGAGE BROKER DUTIES OF AGENCY.
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58.161 MORTGAGE BROKER DUTIES OF AGENCY. § Subdivision 1.Generally. A mortgage broker shall be considered to have created an agency relationship with the borrower in all cases and shall comply with the following duties: (1) mortgage brokers shall act in the borrower's best intere…
Minn. Stat. § 58.162 TRANSACTION AGENTS OR SERVICERS; DISCLOSURE OF NOTE OWNER INFORMATION TO MORTGAGOR.
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58.162 TRANSACTION AGENTS OR SERVICERS; DISCLOSURE OF NOTE OWNER INFORMATION TO MORTGAGOR. Upon written request of a mortgagor, a transaction agent or servicer shall provide in writing to the mortgagor the identity, address, and telephone number of the current owner of the note s…
Minn. Stat. § 58.17 SCOPE OF CHAPTER.
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58.17 SCOPE OF CHAPTER. § Subdivision 1.Residential mortgage originator services. This chapter applies when an offer of residential mortgage origination services is made to a borrower in this state or when the residential mortgage originator is located in this state. § Subd. 2.Re…
Minn. Stat. § 58.18 PRIVATE RIGHT OF ACTION.
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58.18 PRIVATE RIGHT OF ACTION. § Subdivision 1.Remedies. A borrower injured by a violation of the standards, duties, prohibitions, or requirements of sections 58.13, 58.136, 58.137, 58.16, and 58.161 shall have a private right of action and the court shall award: (1) actual, inci…

Showing 2,901–2,950 of 28,438

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Minn. Stat. § 58.19 REVERSE MORTGAGE LOANS COORDINATION WITH CHAPTER 47.

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58.19 REVERSE MORTGAGE LOANS COORDINATION WITH CHAPTER 47. No person acting as a residential mortgage originator or servicer, including a person required to be licensed under this chapter, and no person exempt from the licensing requirements of this chapter under section 58.04, s…

Minn. Stat. § 58.20 DEFINITIONS.

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58.20 DEFINITIONS. § Subdivision 1.Scope. For purposes of this section to section 58.23, the terms defined in this section have the meanings given. § Subd. 2.Allowable assets for liquidity. "Allowable assets for liquidity" means assets that may be used to satisfy the liquidity re…

Minn. Stat. § 58.21 APPLICABILITY; EXCLUSIONS.

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58.21 APPLICABILITY; EXCLUSIONS. § Subdivision 1.Applicability. Sections 58.20 to 58.23 apply to covered institutions. For entities within a holding company or an affiliated group of companies, sections 58.20 to 58.23 apply at the covered institution level. § Subd. 2.Exclusions. …

Minn. Stat. § 58.22 FINANCIAL CONDITION.

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58.22 FINANCIAL CONDITION. § Subdivision 1.Compliance required. A covered institution must maintain capital and liquidity in compliance with this section. § Subd. 2.Generally accepted accounting principles. For the purposes of complying with the capital and liquidity requirements…

Minn. Stat. § 58.23 CORPORATE GOVERNANCE.

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58.23 CORPORATE GOVERNANCE. § Subdivision 1.Board of directors required. A covered institution must establish and maintain a board of directors that is responsible for oversight of the covered institution. § Subd. 2.Board of directors; alternative. If a covered institution has no…

Minn. Stat. § 58A.01 TITLE.

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58A.01 TITLE. This chapter may be cited as the "Minnesota Secure and Fair Enforcement for Mortgage Licensing Act of 2010" or "Minnesota S.A.F.E. Mortgage Licensing Act of 2010." History: 2010 c 347 art 4 s 1

Minn. Stat. § 58A.02 DEFINITIONS.

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58A.02 DEFINITIONS. § Subdivision 1.Application. For purposes of this chapter, the definitions in subdivisions 2 to 15 have the meanings given them. § Subd. 2.Depository institution. "Depository institution" has the meaning given in United States Code, title 12, section 1813, and…

Minn. Stat. § 58A.03 LICENSE AND REGISTRATION REQUIRED.

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58A.03 LICENSE AND REGISTRATION REQUIRED. § Subdivision 1.Generally. An individual, unless specifically exempted from this chapter under subdivision 2, shall not engage in the business of a mortgage loan originator with respect to a dwelling located in this state without first ob…

Minn. Stat. § 58A.04 STATE LICENSE AND REGISTRATION APPLICATION AND ISSUANCE.

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58A.04 STATE LICENSE AND REGISTRATION APPLICATION AND ISSUANCE. § Subdivision 1.Application form. An applicant for a license shall apply in a form as prescribed by the commissioner. The form must contain content as set forth by rule, instruction, or procedure of the commissioner …

Minn. Stat. § 58A.045 TERM OF LICENSE AND FEES.

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58A.045 TERM OF LICENSE AND FEES. § Subdivision 1.Term. Licenses for mortgage loan originators issued under this chapter expire on December 31 and are renewable on January 1 of each year after that date. § Subd. 2.Fees. The following fees must be paid to the commissioner: (1) for…

Minn. Stat. § 58A.05 ISSUANCE OF LICENSE.

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58A.05 ISSUANCE OF LICENSE. The commissioner shall not issue a mortgage loan originator license unless the commissioner finds at a minimum, that: (1) the applicant has never had a mortgage loan originator license revoked in a governmental jurisdiction, except that a subsequent fo…

Minn. Stat. § 58A.06 PRELICENSING AND RELICENSING EDUCATION OF LOAN ORIGINATORS.

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58A.06 PRELICENSING AND RELICENSING EDUCATION OF LOAN ORIGINATORS. § Subdivision 1.Minimum educational requirements. In order to meet the prelicensing education requirement referred to in section 58A.05, clause (4), a person shall complete at least 20 hours of education approved …

Minn. Stat. § 58A.07 TESTING OF LOAN ORIGINATORS.

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58A.07 TESTING OF LOAN ORIGINATORS. § Subdivision 1.Generally. In order to meet the written test requirement referred to in section 58A.05, clause (5), an individual shall pass, in accordance with the standards established under this section, a qualified written test developed by…

Minn. Stat. § 58A.08 STANDARDS FOR LICENSE RENEWAL.

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58A.08 STANDARDS FOR LICENSE RENEWAL. § Subdivision 1.Generally. The minimum standards for license renewal for a mortgage loan originator include that the mortgage loan originator: (1) continues to meet the minimum standards for license issuance under section 58A.05; (2) has sati…

Minn. Stat. § 58A.09 CONTINUING EDUCATION FOR MORTGAGE LOAN ORIGINATORS.

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58A.09 CONTINUING EDUCATION FOR MORTGAGE LOAN ORIGINATORS. § Subdivision 1.Generally. In order to meet the annual continuing education requirements referred to in section 58A.08, subdivision 1, clause (2), a licensed mortgage loan originator shall complete at least eight hours of…

Minn. Stat. § 58A.10 AUTHORITY TO REQUIRE LICENSE.

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58A.10 AUTHORITY TO REQUIRE LICENSE. In addition to any other duties imposed upon the commissioner by law, the commissioner shall require mortgage loan originators to be licensed and registered through the Nationwide Multistate Licensing System and Registry. In order to carry out…

Minn. Stat. § 58A.11 NATIONWIDE MULTISTATE LICENSING SYSTEM AND REGISTRY INFORMATION CHALLENGE PROCESS.

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58A.11 NATIONWIDE MULTISTATE LICENSING SYSTEM AND REGISTRY INFORMATION CHALLENGE PROCESS. The commissioner shall establish a process that allows mortgage loan originators to challenge information entered into the Nationwide Multistate Licensing System and Registry by the commissi…

Minn. Stat. § 58A.12 ENFORCEMENT AUTHORITIES, VIOLATIONS, AND PENALTIES.

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58A.12 ENFORCEMENT AUTHORITIES, VIOLATIONS, AND PENALTIES. (a) In order to ensure the effective supervision and enforcement of this chapter, the commissioner may, pursuant to chapter 14: (1) deny, suspend, revoke, condition, or decline to renew a license for a violation of this c…

Minn. Stat. § 58A.13 SURETY BOND REQUIRED.

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58A.13 SURETY BOND REQUIRED. § Subdivision 1.Coverage, form, and rules. (a) Each mortgage loan originator must be covered by a surety bond meeting the requirements of section 58.08. In the event that the mortgage loan originator is an employee or exclusive agent of a person subje…

Minn. Stat. § 58A.14 CONFIDENTIALITY.

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58A.14 CONFIDENTIALITY. § Subdivision 1.Protections. Except as otherwise provided in Public Law 110-289, section 1512, the requirements under chapter 13 or any federal law regarding the privacy or confidentiality of any information or material provided to the Nationwide Multistat…

Minn. Stat. § 58A.15 INVESTIGATION AND EXAMINATION AUTHORITY.

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58A.15 INVESTIGATION AND EXAMINATION AUTHORITY. § Subdivision 1.Generally. In addition to any authority allowed under this chapter, the commissioner may conduct investigations and examinations according to subdivisions 2 to 9. § Subd. 2.Authority to access information. For purpos…

Minn. Stat. § 58A.16 PROHIBITED ACTS AND PRACTICES.

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58A.16 PROHIBITED ACTS AND PRACTICES. § Subdivision 1.Generally. It is a violation of this chapter for a person or individual subject to this chapter to: (1) directly or indirectly employ any scheme, device, or artifice to defraud or mislead borrowers or lenders or to defraud any…

Minn. Stat. § 58A.17 MORTGAGE CALL REPORTS.

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58A.17 MORTGAGE CALL REPORTS. A mortgage licensee shall submit to the Nationwide Multistate Licensing System and Registry reports of condition, which must be in the form and contain the information the Nationwide Multistate Licensing System and Registry requires. History: 2010 c …

Minn. Stat. § 58A.18 REPORT TO NATIONWIDE MULTISTATE LICENSING SYSTEM AND REGISTRY.

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58A.18 REPORT TO NATIONWIDE MULTISTATE LICENSING SYSTEM AND REGISTRY. The commissioner shall regularly report violations of this chapter, as well as enforcement actions and other relevant information, to the Nationwide Multistate Licensing System and Registry subject to the provi…

Minn. Stat. § 58A.20 UNIQUE IDENTIFIER SHOWN.

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58A.20 UNIQUE IDENTIFIER SHOWN. The unique identifier of any person originating a residential mortgage loan shall be clearly shown on all residential mortgage loan application forms, solicitations, or advertisements, including business cards or websites, and any other documents a…

Minn. Stat. § 58A.22 INCORPORATION BY REFERENCE.

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58A.22 INCORPORATION BY REFERENCE. The final rules adopted by the United States Department of Housing and Urban Development under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, and subsequent amendments, are incorporated by reference. History: 2010 c 347 art …

Minn. Stat. § 58B.01 TITLE.

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58B.01 TITLE. This chapter may be cited as the "Student Loan Borrower Bill of Rights." History: 1Sp2021 c 4 art 6 s 2

Minn. Stat. § 58B.011 STUDENT LOAN ADVOCATE.

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58B.011 STUDENT LOAN ADVOCATE. § Subdivision 1.Designation of a student loan advocate. The commissioner of commerce must designate a student loan advocate within the Department of Commerce to provide timely assistance to borrowers and to effectuate this chapter. § Subd. 2.Duties.…

Minn. Stat. § 58B.02 DEFINITIONS.

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58B.02 DEFINITIONS. § Subdivision 1.Scope. For purposes of this chapter, the following terms have the meanings given them. § Subd. 2.Borrower. "Borrower" means a resident of this state who has received or agreed to pay a student loan or a person who shares responsibility with a r…

Minn. Stat. § 58B.03 LICENSING OF STUDENT LOAN SERVICERS.

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58B.03 LICENSING OF STUDENT LOAN SERVICERS. § Subdivision 1.License required. No person shall directly or indirectly act as a student loan servicer without first obtaining a license from the commissioner. § Subd. 2.Exempt persons. The following persons are exempt from the require…

Minn. Stat. § 58B.04 LICENSING MULTIPLE PLACES OF BUSINESS.

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58B.04 LICENSING MULTIPLE PLACES OF BUSINESS. A person licensed to act as a student loan servicer in this state is prohibited from servicing student loans under any other name or at any other place of business than that named in the license. Any time a student loan servicer chang…

Minn. Stat. § 58B.05 LICENSE RENEWAL.

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58B.05 LICENSE RENEWAL. § Subdivision 1.Term. Licenses are renewable on January 1 of each year. § Subd. 2.Timely renewal. (a) A person whose application is properly and timely filed who has not received notice of denial of renewal is considered approved for renewal. The person ma…

Minn. Stat. § 58B.051 REGISTRATION FOR LENDERS.

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58B.051 REGISTRATION FOR LENDERS. (a) Beginning January 1, 2025, a lender must register with the commissioner as a lender before providing services in Minnesota. A lender must not offer or make a student loan to a resident of Minnesota without first registering with the commissio…

Minn. Stat. § 58B.06 DUTIES OF STUDENT LOAN SERVICERS.

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58B.06 DUTIES OF STUDENT LOAN SERVICERS. § Subdivision 1.Response requirements. Upon receiving a written communication from a borrower, a student loan servicer must: (1) acknowledge receipt of the communication in less than ten days from the date the communication is received; an…

Minn. Stat. § 58B.07 PROHIBITED CONDUCT.

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58B.07 PROHIBITED CONDUCT. § Subdivision 1.Misleading borrowers. A student loan servicer must not directly or indirectly employ any scheme, device, or artifice to attempt to defraud or mislead a borrower. § Subd. 2.Misrepresentation. A student loan servicer must not engage in any…

Minn. Stat. § 58B.08 EXAMINATIONS.

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58B.08 EXAMINATIONS. The commissioner has the same powers with respect to examinations of student loan servicers under this chapter that the commissioner has under section 46.04. History: 1Sp2021 c 4 art 6 s 9

Minn. Stat. § 58B.09 DENIAL; SUSPENSION; REVOCATION OF LICENSES.

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58B.09 DENIAL; SUSPENSION; REVOCATION OF LICENSES. § Subdivision 1.Powers of commissioner. (a) The commissioner may by order take any or all of the following actions: (1) bar a person from engaging in student loan servicing; (2) deny, suspend, or revoke a student loan servicer li…

Minn. Stat. § 58B.10 DATA PRACTICES.

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58B.10 DATA PRACTICES. § Subdivision 1.Classification of data. Data collected, created, received, maintained, or disseminated by the Department of Commerce under this chapter are governed by section 46.07. § Subd. 2.Data sharing. To the extent data collected, created, received, m…

Minn. Stat. § 59A.01 CITATION.

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59A.01 CITATION. Sections 59A.01 to 59A.15 may be cited as the "Insurance Premium Finance Company Act." History: 1974 c 353 s 1

Minn. Stat. § 59A.02 DEFINITIONS.

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59A.02 DEFINITIONS. § Subdivision 1.Scope. For the purposes of sections 59A.01 to 59A.15, the words, terms and phrases defined in this section have the meanings ascribed to them except where the context clearly indicates a different meaning. § Subd. 2.Insurance premium finance ag…

Minn. Stat. § 59A.03 LICENSES; PENALTY.

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59A.03 LICENSES; PENALTY. § Subdivision 1.Requirement. No person other than a savings association, bank, savings bank, trust company, regulated lender, industrial loan and thrift company, credit union or resident insurance agent who, within 15 days after entering into an insuranc…

Minn. Stat. § 59A.04 ACTION BY COMMISSIONER ON APPLICATION.

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59A.04 ACTION BY COMMISSIONER ON APPLICATION. § Subdivision 1.Investigation and hearing. Upon the filing of an initial application and the payment of the license fee, the commissioner shall make an investigation of each applicant. If a license has not been issued within 30 days a…

Minn. Stat. § 59A.05 REVOCATION AND SUSPENSION OF LICENSES.

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59A.05 REVOCATION AND SUSPENSION OF LICENSES. The commissioner may after a hearing revoke, suspend, or refuse to renew the license of any licensee if it appears to the commissioner that: (a) the license was obtained by fraud; (b) there was any misrepresentation in the application…

Minn. Stat. § 59A.06 BOOKS AND RECORDS.

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59A.06 BOOKS AND RECORDS. § Subdivision 1.Licensee duties. Every licensee shall maintain records satisfactory to the commissioner of its premium finance transactions. The records shall be open to examination and investigation by the commissioner at any time during ordinary busine…

Minn. Stat. § 59A.07 POWER TO MAKE RULES.

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59A.07 POWER TO MAKE RULES. The commissioner shall promulgate any rules which may be necessary to the administration of sections 59A.01 to 59A.15. History: 1974 c 353 s 7; 1985 c 248 s 70

Minn. Stat. § 59A.08 PREMIUM FINANCE AGREEMENTS.

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59A.08 PREMIUM FINANCE AGREEMENTS. § Subdivision 1.Contents; specific information. A premium finance agreement shall: (a) be dated and signed by or on behalf of the insured, and the printed portion thereof shall be in at least eight point type; (b) contain the name and place of b…