Title Minnesota Statutes, Minnesota Statutes

62B.09 ISSUANCE OF POLICIES. § Subdivision 1.Regulation. Policies of credit life insurance and credit accident and health insurance shall be delivered or issued for delivery in this state only by an insurer authorized to do an insurance business in this state and shall be issued …

62B.10 CLAIMS. § Subdivision 1.Handling. All claims shall be promptly reported to the insurer or its designated claim representative, and the insurer shall maintain adequate claim files. Claims shall be settled as soon as possible and in accordance with the terms of the insurance…

62B.11 EXISTING INSURANCE; CHOICE OF INSURER. When credit life insurance, credit accident and health insurance, or credit involuntary unemployment insurance is required as additional security for any indebtedness, the debtor shall, upon request to the creditor, have the option of…

62B.12 RULEMAKING. The commissioner may, after notice and hearing, issue rules the commissioner deems appropriate for the supervision of sections 62B.01 to 62B.14. The commissioner shall promulgate rules to establish rates for credit involuntary unemployment insurance prior to it…

62B.13 JUDICIAL REVIEW. Any party to the proceeding affected by an order of the commissioner shall be entitled to judicial review in accordance with chapter 14. History: Ex1967 c 2 s 13; 1982 c 424 s 130

62B.14 PENALTIES. In addition to any other penalty provided by law, any person, firm or corporation which violates an order of the commissioner after it has become final, and while it is in effect, shall, upon proof thereof to the satisfaction of the court, forfeit and pay to the…

62C.01 NONPROFIT HEALTH SERVICE PLAN CORPORATIONS ACT. § Subdivision 1.Citation. Sections 62C.01 to 62C.23 may be cited as the "Nonprofit Health Service Plan Corporations Act." § Subd. 2.Purpose. It is the purpose and intent of Laws 1971, chapter 568 to promote a wider, more econ…

62C.02 DEFINITIONS. § Subdivision 1.Scope. For the purposes of sections 62C.01 to 62C.23 the terms defined in this section have the meanings given them. § Subd. 2.Commissioner. "Commissioner" means the commissioner of commerce or a person duly designated to act in the commissione…

62C.03 SERVICE PLAN CORPORATIONS AUTHORIZED. § Subdivision 1.General authority. A service plan corporation may be organized to establish, maintain and operate a service plan providing health services in their entirety or in part, according to the subscriber contract. No subscribe…

62C.04 ORGANIZATION. § Subdivision 1.Incorporated as nonprofit. Except as otherwise expressly provided, a service plan corporation organized after August 1, 1971 shall be incorporated under and subject to chapter 317A, as it may be amended, and in addition shall have, to the exte…

62C.045 APPLICATION OF OTHER LAW. Sections 145D.30 to 145D.37 apply to service plan corporations operating under this chapter. History: 2024 c 127 art 57 s 8

62C.05 ARTICLES OF INCORPORATION; BYLAWS. § Subdivision 1.Required conformance. The articles of incorporation and bylaws of any service plan corporation and any amendments thereto shall conform to the requirements of Laws 1971, chapter 568 and chapter 317A. § Subd. 2.Specified st…

62C.06 APPROVAL OF ARTICLES AND BYLAWS. § Subdivision 1.Commissioner's review and approval. Proposed articles, bylaws or amendments thereto must be approved by the commissioner. The proposed articles, bylaws or amendments shall be submitted to the commissioner in triplicate. One …

62C.07 DIRECTORS; MANAGEMENT. § Subdivision 1.Authority and composition. The articles of incorporation or the bylaws of a service plan corporation shall provide that the authority and responsibility for election of officers and proper and lawful operation of the corporation shall…

62C.08 CERTIFICATE OF AUTHORITY. § Subdivision 1.Requirement. No service plan corporation shall enter into subscriber contracts or solicit applications therefor, until it has secured a certificate of authority from the commissioner. Application for a certificate of authority shal…

62C.09 FINANCIAL REQUIREMENTS. § Subdivision 1.Generally. The commissioner shall not issue a certificate of authority to any service plan corporation hereafter organized unless the corporation has met all legal requirements and, if organized on a capital stock basis unless the co…

62C.10 INVESTMENT. Funds of a corporation subject to this chapter shall be invested only in securities and property designated by law for investment by domestic life insurance companies. Notwithstanding any limitations set forth in chapter 61A, an organization which has received …

62C.11 FINANCIAL STATEMENTS AND EXAMINATIONS. § Subdivision 1.Annual filing. A service plan corporation shall annually on or before the last day of March, file with the commissioner a financial statement, in such form as the commissioner shall prescribe, verified by not less than…

62C.12 SUSPENSION. A service plan corporation shall be subject to section 60A.052, relating to the denial, suspension or revocation of a certificate of authority, and to chapter 60B. The commissioner also may suspend or revoke a certificate for any violation or noncompliance with…

62C.13 AUTHORIZED CONTRACTS AND AGREEMENTS. § Subdivision 1.General powers. A service plan corporation may act for, or as agent of, a provider and may contract with subscribers and others to render or provide health services for the benefit of subscribers. It may enter into servi…

62C.14 SUBSCRIBER CONTRACTS. § Subdivision 1.Copy to subscriber. A service plan corporation shall deliver to every subscriber, except those covered as a spouse or dependent of another subscriber, a copy of the subscriber's contract or a certificate evidencing that the subscriber …

62C.142 CONTINUATION AND CONVERSION PRIVILEGES FOR FORMER SPOUSES AND CHILDREN. § Subdivision 1.Termination of coverage. No subscriber contract of a nonprofit health service plan corporation which, in addition to covering the subscriber, also covers the subscriber's spouse shall …

62C.15 SUBSCRIPTION CHARGES. § Subdivision 1.Establishment and adjustment. A service plan corporation shall establish and adjust from time to time subscription charges to be paid by or on behalf of its subscribers. The charges shall be reasonable, and not unfairly discriminatory,…

62C.16 SERVICE AGREEMENTS. § Subdivision 1.Agreements with authorized providers. Service plan corporations, as agents for providers, may enter into service agreements only with providers authorized to practice their profession or conduct their business in this state or the state …

62C.17 LICENSE FOR SOLICITOR OR AGENT. § Subdivision 1.Requirement. No person shall act as a solicitor or agent for solicitation of subscribers on behalf of a service plan corporation, except an officer of the corporation, until that person obtains a license from the commissioner…

62C.18 PERSONAL LIABILITY. § Subdivision 1.Limitation. No participating provider shall have any right of action against a subscriber for compensation for health services which such provider has rendered, except to the extent that the subscriber's contract does not provide coverag…

62C.19 UNFAIR TRADE PRACTICES. Service plan corporations are subject to sections 72A.17 to 72A.30, regarding regulation of trade practices, and to all rules promulgated by the commissioner regarding advertisements for and marketing of accident and health insurance. History: 1971 …

62C.20 PRACTICE NOT AUTHORIZED. Nothing in Laws 1971, chapter 568 shall authorize any person, association or corporation to engage, in any manner, in the practice of a profession required by this state to be licensed. History: 1971 c 568 s 20

62C.21 PENALTIES. If a service plan corporation violates Laws 1971, chapter 568 or other applicable law, the commissioner may suspend or revoke its certificate of authority, and impose a penalty not to exceed $5,000 for each offense. Such action shall be by order and subject to t…

62C.22 VIOLATIONS. Any person who violates Laws 1971, chapter 568, or who makes a material false statement with respect to a written report or statement required by Laws 1971, chapter 568, shall be punishable, for the first offense, by payment of a fine of not more than $1,000 or…

62C.23 RULES. For the purpose of implementing and enforcing Laws 1971, chapter 568, the commissioner may adopt rules pursuant to chapter 14. History: 1971 c 568 s 23; 1982 c 424 s 130; 1985 c 248 s 70

62D.01 CITATION AND PURPOSE. § Subdivision 1.Title. Sections 62D.01 to 62D.24 may be cited as the "Health Maintenance Act of 1973." § Subd. 2.Legislative findings and intent; policy. (a) Faced with the continuation of mounting costs of health care coupled with its inaccessibility…

62D.02 DEFINITIONS. § Subdivision 1.Applicability. For the purposes of sections 62D.01 to 62D.30, unless the context clearly indicates otherwise, the terms defined in this section shall have the meaning here given them. § Subd. 2. [Repealed, 1990 c 538 s 32] § Subd. 3.Commissione…

62D.03 ESTABLISHMENT OF HEALTH MAINTENANCE ORGANIZATIONS. § Subdivision 1.Certificate of authority required. Notwithstanding any law of this state to the contrary, any foreign or domestic corporation organized to do so or a local governmental unit may apply to the commissioner of…

62D.04 ISSUANCE OF CERTIFICATE AUTHORITY. § Subdivision 1.Application review. Upon receipt of an application for a certificate of authority, the commissioner of health shall determine whether the applicant for a certificate of authority has: (a) demonstrated the willingness and p…

62D.041 PROTECTION IN THE EVENT OF INSOLVENCY. § Subdivision 1.Definition. (a) For the purposes of this section, the term "uncovered expenditures" means the costs of health care services that are covered by a health maintenance organization for which an enrollee would also be lia…

62D.042 INITIAL NET WORTH REQUIREMENT. § Subdivision 1.Definition. For purposes of this section, if a health maintenance organization offers supplemental benefits as described in section 62D.05, subdivision 6, "expenses" does not include any expenses attributable to the supplemen…

62D.044 ADMITTED ASSETS. "Admitted assets" includes the following: (1) petty cash and other cash funds in the organization's principal or official branch office that are under the organization's control; (2) immediately withdrawable funds on deposit in demand accounts, in a bank …

62D.045 INVESTMENT RESTRICTIONS. § Subdivision 1.Restrictions. Funds of a health maintenance organization shall be invested only in securities and property designated by law for investment by domestic life insurance companies, except that money may be used to purchase real estate…

62D.05 POWERS OF HEALTH MAINTENANCE ORGANIZATIONS. § Subdivision 1.Authority granted. Any corporation or local governmental unit may, upon obtaining a certificate of authority as required in sections 62D.01 to 62D.30, operate as a health maintenance organization. § Subd. 2.Contra…

62D.06 GOVERNING BODY. § Subdivision 1.Governing body composition; enrollee advisory body. The governing body of any health maintenance organization which is a corporation may include enrollees, providers, or other individuals; provided, however, that after a health maintenance o…

62D.07 EVIDENCE OF COVERAGE; REQUIRED TERMS. § Subdivision 1.Requirement. Every health maintenance organization enrollee residing in this state is entitled to evidence of coverage or contract. The health maintenance organization or its designated representative shall issue the ev…

62D.08 ANNUAL REPORT. § Subdivision 1.Notice of changes. A health maintenance organization shall, unless otherwise provided for by rules adopted by the commissioner of health, file notice with the commissioner of health prior to any modification of the operations or documents des…

62D.09 INFORMATION TO ENROLLEES. § Subdivision 1.Marketing requirements. (a) Any written marketing materials which may be directed toward potential enrollees and which include a detailed description of benefits provided by the health maintenance organization shall include a state…

62D.095 ENROLLEE COST SHARING. § Subdivision 1.General application. A health maintenance contract may contain enrollee cost-sharing provisions as specified in this section. Co-payment and deductible provisions in a group contract must not discriminate on the basis of age, sex, ra…

62D.10 PROVISIONS APPLICABLE TO ALL HEALTH PLANS. § Subdivision 1.Applicability. The provisions of this section shall be applicable to nonprofit prepaid health care plans regulated under chapter 317A, and health maintenance organizations regulated pursuant to sections 62D.01 to 6…