(1) Disability insurance, including credit disability insurance, is insurance of human beings: (a) against bodily injury, disablement, or death by accident or accidental means or the medical expense or indemnity involved; or (b) against disablement or medical expense or indemnity resulting from sickness. (2) Transaction of disability insurance does not include: (a) workers' compensation insurance; or (b) a direct patient care agreement established pursuant to 50-4-107.
Disability Insurance
Mont. Code Ann. § 33-1-207, under Definitions and Insurance Coverages.
Mont. Code Ann. § 33-1-207