Rulemaking And Certification Of Policies By Commissioner And Department

(1) The commissioner and the department may by rule adopt requirements for certification of long-term care insurance policies and certificates. These requirements may include but are not limited to: (a) minimum levels and durations of benefits; (b) mandatory inflation protection; (c) mandatory home and community care coverage; (d) case management; and (e) procedures for the insured to appeal a denial of benefits. (2) The commissioner and the department shall review long-term care insurance policies and certificates to determine whether policies and certificates meet the requirements for certification pursuant to this section.