Title 31, Title 31

No consumer reporting agency may make any consumer report containing any of the following items of information: (1) bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 14 years; (2) suits and judgments which, from date of …

(1) A person may not procure or cause to be prepared or distribute an investigative consumer report on any consumer unless: (a) it is clearly and accurately disclosed to the consumer that an investigative consumer report, including information as to the consumer's character, gene…

(1) Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of 31-3-112 and 31-3-113 and to limit the furnishing of consumer reports to the purposes listed under 31-3-111. These procedures must require that prospective users of the inform…

(1) Whenever a consumer reporting agency prepares an investigative consumer report, adverse information in the consumer report, other than information that is a matter of public record, may not be included in a subsequent consumer report unless the adverse information has been ve…

Notwithstanding the provisions of 31-3-111, a consumer reporting agency may furnish identifying information respecting any consumer, limited to the consumer's name, address, former addresses, places of employment, or former places of employment, to a governmental agency.

(1) Every consumer reporting agency shall, upon request and proper identification of any consumer, clearly and accurately disclose to the consumer: (a) the nature and substance of all information (except medical information) in its files on the consumer at the time of the request…

(1) A consumer reporting agency shall make the disclosures required under 31-3-122 during normal business hours and on reasonable notice. (2) The disclosures required under 31-3-122 must be made to the consumer: (a) in person if the consumer appears in person and furnishes proper…

(1) If the completeness or accuracy of any item of information contained in this file is disputed by a consumer and the dispute is directly conveyed to the consumer reporting agency by the consumer, the consumer reporting agency shall within a reasonable period of time reinvestig…

A consumer reporting agency shall make all disclosures pursuant to 31-3-122 and 31-3-124 to the consumer, with appropriate fees to be established by the department of administration in accordance with the Montana Administrative Procedure Act.

A consumer reporting agency which furnishes a consumer report for employment purposes and which for that purpose compiles and reports items of information on consumers which are matters of public record and are likely to have an adverse effect upon a consumer's ability to obtain …

(1) Whenever credit or insurance for personal, family, or household purposes or employment involving a consumer is denied or the charge for the credit or insurance is increased either wholly or partly because of information contained in a consumer report from a consumer reporting…

(1) Within 30 days after a consumer reporting agency receives from a consumer a complaint of identity theft and documentation as provided in subsection (2), the consumer reporting agency shall permanently block any information that the consumer identifies from the consumer's repo…

(1) A consumer may bring action in the nature of defamation, invasion of privacy, or negligence with respect to the reporting of information against any person who fails to comply with this part. (2) A person who fails to delete information or incorporate into a report a consumer…

Any consumer reporting agency or user of information which willfully fails to comply with any requirement imposed under this part with respect to any consumer is liable to that consumer in an amount equal to the sum of: (1) any actual damages sustained by the consumer as a result…

Any consumer reporting agency or user of information which is negligent in failing to comply with any requirement imposed under this part with respect to any consumer is liable to that consumer in an amount equal to the sum of: (1) any actual damages sustained by the consumer as …

A consumer may bring suit in any district court in Montana, except that disputes concerning information provided under 40-5-261 are subject to administrative and judicial review as provided in 40-5-261.

The department of administration shall enforce this part and adopt rules necessary to carry out the intent of this part.

For the purposes of this part, a violation of this law would be in violation of Title 30, chapter 14, part 1.