Title 57

NRS 679B.320 Notice of hearing. 1. Except where a different period is expressly provided, the Commissioner shall give written notice of the hearing not less than 20 days in advance. The notice shall state the date, time and place of the hearing and specify the matters to be consi…

NRS 679B.330 Location; presiding officer; evidence; parties; record of proceedings and evidence. 1. The Commissioner may hold a hearing in Carson City, Nevada, or any other place of convenience to parties and witnesses, as the Commissioner determines. The Commissioner, a deputy o…

NRS 679B.340 Witnesses and evidence; penalties. 1. The Commissioner or any individual conducting a hearing, examination or investigation by the authority of the Commissioner shall have power to subpoena witnesses, compel their attendance, administer oaths, examine any person unde…

NRS 679B.350 Testimony compelled; immunity from prosecution. 1. If any individual asks to be excused from attending or testifying or from producing any books, papers, records, contracts, correspondence or other documents in connection with any examination, hearing or investigatio…

NRS 679B.360 Order on hearing. 1. In the conduct of hearings under this Code and making an order thereon, the Commissioner shall act in a quasi-judicial capacity. 2. Except as otherwise provided in this subsection, within 30 days after termination of a hearing, or of any rehearin…

NRS 679B.370 Appeal from Commissioner. 1. Except as to matters arising under chapter 686B of NRS other than those grievances of employers that must be appealed to the appeals panel for industrial insurance, an appeal from the Commissioner must be taken only from an order on heari…

NRS 679B.380 Financing of administration and enforcement; claims. 1. Except as otherwise expressly provided in this Code, funds with which to carry out the administration and enforcement by the Commissioner of this Code shall be provided by the Fund for Insurance Administration a…

NRS 679B.400 Legislative findings and declarations; purposes. 1. The Legislature finds and declares that: (a) Stabilizing the cost of insurance is of vital concern to the residents of this state; and (b) It is necessary to establish a comprehensive system to collect, analyze and …

NRS 679B.410 Duties of Commissioner. The Commissioner shall: 1. Determine the relationship of premiums and related income of insurers to costs and expenses of insurers, provide this information to the Legislature and make this information available to the general public. 2. Respo…

NRS 679B.420 Employment of technical and professional consultants. The Commissioner may employ and fix the compensation of, and enter into agreements with, such technical and professional consultants as the Commissioner deems necessary to accomplish the purposes of NRS 679B.400 t…

NRS 679B.430 Authority of Commissioner to issue orders for compliance with provisions; regulations governing recording and reporting of certain information by certain insurers; such insurer required to report information and to pay fee in certain circumstances. 1. The Commissione…

NRS 679B.440 Contents of reports. 1. The Commissioner may require that reports submitted pursuant to NRS 679B.430 include, without limitation, information regarding: (a) Liability insurance provided to: (1) Governmental agencies and political subdivisions of this State, reported …

NRS 679B.460 Penalties for violation of or noncompliance with provisions or regulations. 1. An insurer who willfully or repeatedly violates or fails to comply with a provision of NRS 679B.400 to 679B.440, inclusive, or a regulation adopted pursuant to NRS 679B.430 is subject, aft…

NRS 679B.466 Definitions. [Effective through December 31, 2029.] As used in NRS 679B.466 to 679B.483, inclusive, unless the context otherwise requires, the words and terms defined in NRS 679B.467 to 679B.471, inclusive, have the meanings ascribed to them in those sections. (Added…

NRS 679B.467 “Consumer” defined. [Effective through December 31, 2029.] “Consumer” means any person who purchases a qualified insurance product. (Added to NRS by 2025, 2702)

NRS 679B.468 “Participant” defined. [Effective through December 31, 2029.] “Participant” means an authorized insurer whose application to participate in the Program has been approved by the Commissioner pursuant to NRS 679B.477. (Added to NRS by 2025, 2702)

NRS 679B.469 “Program” defined. [Effective through December 31, 2029.] “Program” means the Regulatory Experimentation Program for Insurance Product Innovation established and administered by the Commissioner pursuant to NRS 679B.466 to 679B.483, inclusive. (Added to NRS by 2025, …

NRS 679B.470 “Qualified insurance product” defined. [Effective through December 31, 2029.] “Qualified insurance product” means an insurance product that provides property insurance coverage for real or personal property located in this State, including, without limitation, any re…

NRS 679B.471 “Test” defined. [Effective through December 31, 2029.] “Test” means to offer or provide a qualified insurance product through the Program. (Added to NRS by 2025, 2702) Administration of Program

NRS 679B.472 Establishment of Program. [Effective through December 31, 2029.] The Commissioner shall establish and administer the Regulatory Experimentation Program for Insurance Product Innovation to enable an authorized insurer who offers at least one insurance product that pro…

NRS 679B.473 Regulations. [Effective through December 31, 2029.] The Commissioner shall adopt such regulations as he or she deems necessary to carry out the provisions of NRS 679B.466 to 679B.483, inclusive. (Added to NRS by 2025, 2703)

NRS 679B.474 Required disclosures. [Effective through December 31, 2029.] 1. Before providing any qualified insurance product to a consumer, a participant or a producer of insurance providing the qualified insurance product shall disclose to the consumer: (a) The name and contact…

NRS 679B.475 Application to participate; requirements for application. [Effective through December 31, 2029.] 1. An authorized insurer who desires to participate in the Program to test a qualified insurance product must submit a written application in accordance with this section…

NRS 679B.476 Commissioner may refuse incomplete application; applicant required to provide additional information upon request; timeline to approve or deny application. [Effective through December 31, 2029.] 1. The Commissioner may refuse to consider any application submitted pur…

NRS 679B.477 Approval or denial of application; notice of approval or denial. [Effective through December 31, 2029.] 1. The Commissioner may approve or deny any application submitted pursuant to NRS 679B.475. 2. The Commissioner shall give the applicant written notice of the appr…

NRS 679B.478 Issuance of registration upon approval of application; conditional approval of application; period of testing of qualified insurance product. [Effective through December 31, 2029.] 1. If an application to participate in the Program is approved pursuant to NRS 679B.47…

NRS 679B.479 Regulations concerning reporting; required records and reporting; participant to notify Commissioner of unauthorized acquisition of computerized data. [Effective through December 31, 2029.] 1. The Commissioner may establish by regulation periodic reporting requiremen…

NRS 679B.480 Confidentiality of records and information; immunity from liability of Commissioner concerning disclosure of certain records and information; admissibility of certain records and information. [Effective through December 31, 2029.] 1. Any record or information in a re…

NRS 679B.481 Report by Commissioner to Legislature. [Effective through December 31, 2029.] 1. The Commissioner shall, on or before January 1, 2029, submit to the Director of the Legislative Counsel Bureau, for transmittal to the Legislature, a report on the operation and results …

NRS 679B.482 Power of Commissioner to remove participant or order participant to exit Program for certain violations. [Effective through December 31, 2029.] If the Commissioner has reasonable cause to believe that a participant has engaged in, is engaging in or threatens to engag…

NRS 679B.483 Powers of Commissioner to take action relating to acts or omissions inconsistent with health, safety or welfare of consumers or public. [Effective through December 31, 2029.] If the Commissioner has reasonable cause to believe that a participant has engaged in, is en…

NRS 679B.510 Definitions. As used in NRS 679B.510 to 679B.560, inclusive, unless the context otherwise requires, the words and terms defined in NRS 679B.520, 679B.530 and 679B.540 have the meanings ascribed to them in those sections. (Added to NRS by 1997, 1731; A 2001, 2183; 200…

NRS 679B.520 “Health care plan” defined. “Health care plan” means a policy, contract, certificate or agreement offered or issued by an insurer to provide, deliver, arrange for, pay for or reimburse any of the costs of health care services. (Added to NRS by 1971, 1731)

NRS 679B.530 “Insured” defined. “Insured” means a person covered by a policy of health insurance issued in this state by an insurer. (Added to NRS by 1997, 1731)

NRS 679B.540 “Insurer” defined. “Insurer” means any insurer or organization authorized pursuant to this title to conduct business in this state that provides or arranges for the provision of health care services, including, without limitation, an insurer that issues a policy of h…

NRS 679B.550 Duties of Division. The Division shall: 1. Establish a toll-free telephone service for receiving inquiries and complaints from consumers of health care in this State concerning health care plans; 2. Provide answers to inquiries of consumers of health care concerning …

NRS 679B.560 Insurer required to provide information to insured. Each insurer shall provide to each insured in a written format that clearly stands out from any surrounding text: 1. The telephone number of the toll-free telephone service which is established pursuant to NRS 679B.…

NRS 679B.600 Definitions. As used in NRS 679B.600 to 679B.700, inclusive, unless the context otherwise requires, the words and terms defined in NRS 679B.610 and 679B.620 have the meanings ascribed to them in those sections. (Added to NRS by 2001, 1093)

NRS 679B.610 “Fraud Control Unit” defined. “Fraud Control Unit” means the Fraud Control Unit for Insurance established by the Attorney General pursuant to NRS 228.412. (Added to NRS by 2001, 1093)

NRS 679B.620 “Insurance fraud” defined. “Insurance fraud” has the meaning ascribed to it in NRS 686A.2815. (Added to NRS by 2001, 1093)

NRS 679B.630 Program to investigate acts or practices of fraud. The Commissioner shall establish a program within the Division to investigate any act or practice which: 1. Violates the provisions of NRS 686A.010 to 686A.310, inclusive; or 2. Defrauds or is an attempt to defraud a…

NRS 679B.640 Commissioner required to investigate fraudulent claims for benefits. The Commissioner, through his or her investigators, shall investigate fraudulent claims for benefits under an insurance policy. (Added to NRS by 1983, 1385; A 1993, 2541)

NRS 679B.650 Investigative authority of Commissioner. To investigate violations of the provisions of this title, or to assist the Attorney General or other local, state or federal investigative and law enforcement agencies in investigating an act of insurance fraud, the Commissio…

NRS 679B.660 Cooperation between Commissioner, Attorney General and investigative and law enforcement agencies. 1. Every person in charge of an investigative or law enforcement agency within this state shall: (a) Cooperate with the Commissioner and the investigators of the Commis…

NRS 679B.670 Immunity from liability for nonmalicious disclosure of information on fraudulent claim or suspicious fire. Any person, governmental entity, insurer, employee or representative of an insurer, official of an investigative or law enforcement agency, employee of the Divi…

NRS 679B.680 Effect of certain powers and duties of Attorney General and Fraud Control Unit on jurisdiction of Commissioner. Nothing in NRS 228.412 limits or diminishes the exclusive jurisdiction of the Commissioner otherwise granted by statute to investigate or take administrati…