Title 57

NRS 679A.060 “Commissioner” defined. “Commissioner” means the Commissioner of Insurance. (Added to NRS by 1971, 1558)

NRS 679A.075 “Crash” defined. The term “crash” has the same meaning as an incident or event previously referred to as an “accident” when used in reference to motor vehicles. (Added to NRS by 2015, 1694)

NRS 679A.085 “Division” defined. “Division” means the Division of Insurance of the Department of Business and Industry. (Added to NRS by 1993, 1897)

NRS 679A.090 “Domestic,” “foreign” and “alien” insurer defined. 1. A “domestic” insurer is one: (a) Formed under the laws of Nevada, unless it has converted into a foreign insurer; or (b) Which has converted into a domestic insurer. 2. A “foreign” insurer is one: (a) Formed under…

NRS 679A.092 “Federal Act” defined. “Federal Act” means the federal Patient Protection and Affordable Care Act, Public Law 111-148, as amended by the federal Health Care and Education Reconciliation Act of 2010, Public Law 111-152, and any amendments to, or regulations or guidanc…

NRS 679A.094 “Grandfathered plan” defined. “Grandfathered plan” means a health benefit plan that meets the requirements of 42 U.S.C. § 18011. (Added to NRS by 2013, 3597)

NRS 679A.095 “Hospice care” defined. “Hospice care” has the meaning ascribed to it in NRS 449.0115. (Added to NRS by 1983, 1933; A 1989, 1031)

NRS 679A.097 “Individual” defined. An “individual” is a natural person. (Added to NRS by 1971, 1559; A 1985, 537)

NRS 679A.100 “Insurer” defined. “Insurer” includes every person engaged as principal and as indemnitor, surety or contractor in the business of entering into contracts of insurance. (Added to NRS by 1971, 1558)

NRS 679A.112 “Policy” defined. “Policy” means the written contract of or written agreement for or effecting insurance, by whatever name called, and includes all clauses, riders, endorsements and papers which are a part thereof. (Added to NRS by 1981, 1141)

NRS 679A.115 “Premium” defined. “Premium” means the consideration for insurance, by whatever name called. The term includes any “assessment,” or any “membership,” “policy,” “survey,” “inspection,” “service” or similar fee or other charge assessed or collected by the insurer or an…

NRS 679A.117 “Producer of insurance” defined. “Producer of insurance” means a person required to be licensed under the laws of this state to sell, solicit or negotiate insurance. (Added to NRS by 2001, 2179)

NRS 679A.118 “Provider of insurance” defined. “Provider of insurance” includes an insurer, producer of insurance, managing general agent, third-party administrator, organization composed of or using preferred providers of health care, health maintenance organization, commercial b…

NRS 679A.119 “Rating characteristic” defined. “Rating characteristic” means age, family composition, tobacco use or geographic rating area. (Added to NRS by 2013, 3597)

NRS 679A.120 “State” defined. When used in context signifying a jurisdiction other than the State of Nevada, “state” means any state, district, commonwealth, territory or possession of the United States of America. (Added to NRS by 1971, 1559; A 1983, 154)

NRS 679A.130 “Transacting insurance” defined. In addition to other aspects of insurance operations to which provisions of this Code by their terms apply, “transact” with respect to a business of insurance includes any of the following, by mail or otherwise or whether or not for t…

NRS 679A.140 Purposes; construction. 1. The purposes of this Code are to: (a) Protect policyholders and all having an interest under insurance policies; (b) Implement the public interest in the business of insurance; (c) Provide adequate standards of solidity of insurers, and of …

NRS 679A.150 Compliance required. No person shall transact a business of insurance in Nevada, or relative to a subject of insurance resident, located or to be performed in Nevada or elsewhere, without complying with the applicable provisions of this Code. (Added to NRS by 1971, 1…

NRS 679A.160 Application of Code to particular types of insurers. Except as otherwise provided by specific statute, no provision of this Code applies to: 1. Fraternal benefit societies, as identified in chapter 695A of NRS, except as stated in chapter 695A of NRS. 2. Hospital, me…

NRS 679A.165 Required manner of obtaining insurance. A person who is required by statute to obtain insurance or any other type of security as a condition of licensure or conducting business must obtain the insurance or other security in the manner set forth in NRS 277.067, 277.06…

NRS 679A.170 Particular provisions prevail. Provisions of this Code relative to a particular kind of insurance or type of insurer or particular matter shall prevail over provisions relating to insurance in general or insurers in general or to such matter in general. (Added to NRS…

NRS 679A.180 General penalty; penalty in addition to administrative discipline. 1. Unless the same is defined as a felony under any other law of this state, or punishment provided therefor classifies it otherwise, every violation of any provision of this Code is a misdemeanor. 2.…

NRS 679A.190 Disciplinary proceeding, fine and penalty authorized after expiration or voluntary surrender of license or certificate issued pursuant to Code. The expiration or voluntary surrender of a license or certificate issued pursuant to the provisions of this Code does not: …

NRS 679A.200 Prohibiting fee to include provider of health care on panel of providers; penalty; award of costs and attorney’s fees. 1. If an organization establishes a panel of providers of health care and makes the panel available for use by an insurer when offering health care …

NRS 679A.210 Prohibited provisions in policy of liability insurance relating to costs of defense, legal costs and fees and other expenses for claims; exemptions. 1. Notwithstanding any other provision of law, an insurer, including, without limitation, an insurer listed in NRS 679…

NRS 679B.020 Chief officer of Division; restrictions on other employment and certain political activities. 1. The chief officer of the Division is the Commissioner appointed as provided in NRS 232.820. 2. The Commissioner shall not: (a) Except as otherwise provided in NRS 284.143…

NRS 679B.030 Qualifications. 1. The Commissioner shall have had at least 2 years’ responsible experience in the field of insurance, including, but not limited to, one or more of the following endeavors: Administration, sales, law, counseling and education. 2. The Commissioner sha…

NRS 679B.050 Official seal. The Division shall have an official seal, in form and design as designated by the Commissioner and on file in the Office of the Secretary of State. (Added to NRS by 1971, 1561; A 1991, 1614; 1993, 1897)

NRS 679B.060 Office space. The Buildings and Grounds Section of the State Public Works Division of the Department of Administration shall furnish the Division with suitable office space for the performance of its duties. (Added to NRS by 1971, 1561; A 1973, 1478; 1991, 1614; 1993…

NRS 679B.080 Designation of acting Commissioner; powers and duties of deputies; restrictions on other employment of deputies. 1. The Director of the Department of Business and Industry shall designate an acting Commissioner when the Office of Commissioner is vacant or when the Co…

NRS 679B.090 Employment and classification of assistants and examiners; contracts for certain services or assistance; regulations. 1. The Commissioner may employ such other technical, actuarial, rating, clerical and other assistants and examiners as may reasonably be required for…

NRS 679B.100 Prohibited interests of Commissioner, deputy or employee; penalty. 1. The Commissioner, his or her deputy or any examiner, assistant or employee of the Division shall not be connected with the management or be a stockholder, or be otherwise financially interested in …

NRS 679B.110 Delegation of powers. 1. The Commissioner may delegate to his or her deputy, examiner or an employee of the Division the exercise or discharge in the Commissioner’s name of any power, duty or function, whether ministerial, discretionary or of whatever character, vest…

NRS 679B.115 Limitation on civil liability for publication of certain reports or bulletins; effect of provision. 1. The Commissioner and the employees of the Division, in the absence of fraud or bad faith, are not subject to civil liability for publishing any report or bulletin r…

NRS 679B.120 General powers and duties of Commissioner. The Commissioner shall: 1. Organize and manage the Division, and direct and supervise all its activities; 2. Execute the duties imposed upon him or her by this Code; 3. Enforce the provisions of this Code; 4. Have the powers…

NRS 679B.122 Entry into or compliance with cooperative or coordination agreements; sharing or receipt of confidential documents. 1. In addition to the authority conferred upon him or her pursuant to NRS 679B.120, the Commissioner may: (a) Enter into and comply with any cooperativ…

NRS 679B.123 Issuance of reciprocal licenses for health carriers licensed in certain other states; regulations. 1. The Commissioner may allow reciprocal licenses to be issued to health carriers licensed to do business in Arizona, California, Idaho, Oregon and Utah to enable said …

NRS 679B.124 Denial of application of provider of health care to be included in network of providers of health carrier: Form letter required for notification of provider by health carrier; health carrier to make copy of form sent to provider available to Commissioner; health carr…

NRS 679B.125 Observation of conduct of persons in insurance business; regulations. The Commissioner may observe the conduct of each authorized insurer and other persons who have a direct material involvement with the insurance business to ensure that: 1. An unqualified, disqualif…

NRS 679B.127 Participation in program providing counseling to elderly persons concerning health insurance; regulations. 1. The Commissioner may participate in a program which provides counseling to elderly persons concerning health insurance, including a program established pursu…

NRS 679B.129 Creation of program for insurers to provide incentives to property owners to take measures to mitigate risk of property loss or damage caused by wildfire; consultation with State Forester Firewarden. 1. The Commissioner may create a program for insurers to provide in…

NRS 679B.130 Regulations: Administration of Code and compliance with federal law relating to insurance; penalties for violation. 1. The Commissioner may adopt reasonable regulations: (a) For the administration of any provision of this Code, NRS 287.04335 or chapters 616A to 617, …

NRS 679B.133 Regulations: Requirements regarding use of identification cards and devices to process claims for prescription drugs and devices. 1. If a health care plan that provides coverage for prescription drugs or devices issues a single identification card or other device to …

NRS 679B.135 Regulations: Protections to purchasers, prospective purchasers, holders and former holders of policies. The Commissioner may adopt regulations which provide in substance the same protections to purchasers, prospective purchasers, holders and former holders of policie…

NRS 679B.136 Regulations: Use of electronic signatures; acceptance and transmission of electronic records and payments; electronic filing of forms and payment of fees; storage and reproduction of records. 1. The Commissioner shall adopt regulations governing: (a) The use of elect…