Title 57

NRS 683A.181 Definitions. As used in NRS 683A.181 to 683A.189, inclusive, unless the context otherwise requires, the words and terms defined in NRS 683A.1815 to 683A.1837, inclusive, have the meanings ascribed to them in those sections. (Added to NRS by 2019, 1221)

NRS 683A.1815 “Facility” defined. “Facility” has the meaning ascribed to it in NRS 108.4733. (Added to NRS by 2019, 1221)

NRS 683A.182 “Occupant” defined. “Occupant” has the meaning ascribed to it in NRS 108.4735. (Added to NRS by 2019, 1221)

NRS 683A.1823 “Owner” defined. “Owner” has the meaning ascribed to it in NRS 108.474. (Added to NRS by 2019, 1221)

NRS 683A.1826 “Personal property” defined. “Personal property” has the meaning ascribed to it in NRS 108.4743. (Added to NRS by 2019, 1221)

NRS 683A.1828 “Personal property storage insurance” defined. “Personal property storage insurance” means insurance coverage described in paragraphs (a) and (b) of subsection 1 of NRS 683A.1855. (Added to NRS by 2019, 1221)

NRS 683A.183 “Rental agreement” defined. “Rental agreement” has the meaning ascribed to it in NRS 108.4745. (Added to NRS by 2019, 1221)

NRS 683A.1835 “Storage space” defined. “Storage space” has the meaning ascribed to it in NRS 108.4746. (Added to NRS by 2019, 1221)

NRS 683A.1837 “Supervising entity” defined. “Supervising entity” means a business or entity that is an authorized insurer or producer of property and casualty insurance. (Added to NRS by 2019, 1221)

NRS 683A.184 Commissioner: Forms for application for initial licensure and renewal; fees for initial licensure and renewal; regulations. 1. The Commissioner shall: (a) Prescribe the forms for an owner to apply initially for a license and to renew a license; and (b) Adopt such reg…

NRS 683A.1845 License to offer, sell, solicit or negotiate personal property storage insurance: Issuance by Commissioner; requirements for issuance and renewal; coverage; exception from licensure for owner displaying and making available marketing and promotional materials. 1. Th…

NRS 683A.185 Examination or education not required to receive or renew license. An applicant for, or holder of, a license issued pursuant to NRS 683A.1845 is not required to pass a written examination or meet any prelicensing education or continuing education requirements to rece…

NRS 683A.1855 Restrictions relating to sales and coverage; rates to be filed with Commissioner. 1. A licensee may offer, sell, solicit or negotiate personal property storage insurance only in connection with a rental agreement only as individual coverage for an individual occupan…

NRS 683A.186 Licensee required to make certain written or electronic materials available to occupant or prospective occupant. A licensee shall not offer, sell, solicit or negotiate personal property storage insurance unless the licensee makes readily available to the occupant or …

NRS 683A.1865 Satisfaction of insurance requirement by occupant or prospective occupant as condition of rental agreement. If insurance covering the losses described in paragraphs (a) and (b) of subsection 1 of NRS 683A.1855 is required as a condition of a rental agreement, that r…

NRS 683A.187 Billing, collecting and remitting charges by licensee; compensation for licensee from supervising entity for sales, billing and collection services; money collected by licensee from enrolled customer held in trust. 1. If a customer purchases personal property storage…

NRS 683A.1875 Employee or authorized representative may act for licensee. A licensee may authorize an employee or other authorized representative of the licensee to act individually on behalf of or under the supervision of the licensee who offers or disseminates information with …

NRS 683A.188 Licensee required to provide training program for employees and authorized representatives. Each licensee shall provide a training program, which may be provided by a supervising entity, in which employees and authorized representatives of the licensee shall receive …

NRS 683A.1885 Licensee prohibited from advertising, representing or holding itself out as licensed insurer. A licensee shall not advertise, represent or otherwise hold itself or any of its employees out as a licensed insurer. (Added to NRS by 2019, 1223)

NRS 683A.189 Responsibility and duties of supervising entity relating to licensee, employees and authorized representatives. The supervising entity designated by the insurer is responsible for the acts of each licensee and shall use every reasonable means to ensure compliance by …

NRS 683A.201 License required; exemption for insurers; administrative fine. 1. A person shall not sell, solicit or negotiate insurance in this state for any class of insurance unless the person is licensed for that class of insurance. 2. An insurer is exempt from the requirement …

NRS 683A.211 Persons exempt from licensing. The following persons need not be licensed as producers of insurance: 1. An officer, director or employee of an insurer or of a producer of insurance if the officer, director or employee does not receive any commission on policies writt…

NRS 683A.221 Employee of short-term lessor of vehicles exempt from licensing under certain circumstances. If a short-term lessor of vehicles licensed pursuant to NRS 482.363 holds a limited license as a producer of insurance issued pursuant to NRS 683A.271, an employee of the sho…

NRS 683A.231 Licensing of bank. 1. For the purposes of this section: (a) “Affiliate” means a person that directly, or indirectly through one or more intermediaries, is controlled by, or is under common control with, a bank. (b) “Bank” means any institution that accepts deposits t…

NRS 683A.241 Examination for license: Requirement; contents; regulations; contracts for administration; fee; failure to appear. 1. A resident natural person applying for a license as a producer of insurance must pass a written examination unless exempt under NRS 683A.291. The exa…

NRS 683A.251 Form and prerequisites for approval of application for license of natural person; licensing of business organization; certain applicants to submit fingerprints; report from Federal Bureau of Investigation; verification of information. 1. The Commissioner shall prescr…

NRS 683A.261 Issuance, period of validity, renewal, failure to renew, contents and availability of license; lines of authority; change of address. 1. Unless the Commissioner refuses to issue the license under NRS 683A.451, the Commissioner shall issue a license as a producer of i…

NRS 683A.271 Licensing of nonresident persons; participation by Commissioner in centralized registry; required notifications. 1. Unless the Commissioner refuses to issue the license under NRS 683A.451, the Commissioner shall issue a license as a producer of insurance to a nonresi…

NRS 683A.281 Nonresident licensees: Service of process; agreement to appear. 1. Every nonresident licensed by this state as a producer of insurance shall appoint the Commissioner in writing as his or her attorney upon whom may be served all legal process issued in connection with…

NRS 683A.291 Exemption from education and examination for producer previously licensed for same lines of authority in another state; exemption from examination for producer who confines activity to certain types of insurance. 1. An applicant for licensing in this state as a produ…

NRS 683A.301 Use of true or fictitious name by applicant for license or licensee. 1. An applicant for a license as a producer of insurance or a licensee who desires to use a name other than his or her true name as shown on the license shall submit a request for approval of the na…

NRS 683A.311 Temporary licenses: Authority of Commissioner to issue, limit or revoke; expiration; renewal. 1. The Commissioner may issue a temporary license as a producer of insurance to any of the following for 180 days or less without requiring an examination if the Commissione…

NRS 683A.321 Appointment of producer as agent of insurer; fees for agents; activities of producer as broker. 1. Except as otherwise provided in NRS 691E.210, a producer of insurance shall not act as an agent unless he or she is appointed as an agent by the insurer. A producer who…

NRS 683A.325 Commissions and compensation. 1. Except as otherwise provided in NRS 691D.220 or NRS 691E.270, a producer of insurance who is appointed as an agent may pay a commission or compensation for or on account of the selling, soliciting, procuring or negotiating of insuranc…

NRS 683A.331 Termination of appointment, employment or other relationship of producer to insurer; civil immunity for provision of certain information regarding termination. 1. An insurer or its authorized representative who terminates the appointment, employment or other relation…

NRS 683A.341 Reports to Commissioner: Administrative action or criminal prosecution against producer. A producer of insurance shall report to the Commissioner: 1. Any administrative action taken against the producer of insurance in another jurisdiction or by another governmental …

NRS 683A.351 Records of transactions: Maintenance; examination by Commissioner; destruction. 1. Every producer of insurance shall keep complete records of transactions under his or her license. The records must show, for each insurance policy placed or countersigned by or through…

NRS 683A.361 Payment, acceptance and assignment of commissions, brokerage, fees for service and other valuable considerations. 1. An insurer or a producer of insurance shall not pay a commission, brokerage, fee for service or other valuable consideration to a person for selling, …

NRS 683A.365 Authorization by business organization of another producer to transact business on its behalf: Notification to Commissioner of authorization and termination of authorization. 1. A business organization which is licensed as a producer of insurance and which authorizes…

NRS 683A.367 Restrictions concerning selling, soliciting and negotiating continuous care coverage; fine. 1. A person licensed as a producer of insurance shall not sell, solicit or negotiate continuous care coverage unless the person is licensed as a producer of: (a) Accident and …

NRS 683A.370 Use and licensing of vending machines to solicit for and issue personal travel accident insurance policies. 1. A licensed producer of insurance or insurer may solicit for and issue personal travel accident insurance policies by means of mechanical vending machines su…

NRS 683A.3715 Approval to conduct external reviews: Application; fee; period of validity; reapproval; termination of approval; list maintained by Commissioner; regulations. 1. An independent review organization must be approved by the Commissioner to be eligible to be assigned to…

NRS 683A.372 Approval to conduct external reviews: Minimum qualifications; conflicts of interest. 1. To be approved under NRS 683A.3715 to conduct external reviews, an independent review organization shall have and maintain written policies and procedures that govern all aspects …

NRS 683A.373 Submission of annual list to Office for Consumer Health Assistance. As soon as practicable after preparing an annual list of independent review organizations pursuant to subsection 9 of NRS 683A.3715, the Commissioner shall submit a copy of the list to the Office for…

NRS 683A.375 Purposes. The purposes of NRS 683A.375 to 683A.379, inclusive, are to: 1. Promote the delivery of health care of high quality in a manner that limits the cost of such care; and 2. Foster greater cooperation between providers of health care and agents who perform util…

NRS 683A.376 Definitions. As used in NRS 683A.375 to 683A.379, inclusive: 1. “Agent who performs utilization review” includes any person who performs such review except a person acting on behalf of the Federal Government, but only to the extent that the person provides the servic…