Title 57

NRS 679B.473 Regulations. [Effective through December 31, 2029.] The Commissioner shall adopt such regulations as he or she deems necessary to carry out the provisions of NRS 679B.466 to 679B.483, inclusive. (Added to NRS by 2025, 2703)

NRS 679B.474 Required disclosures. [Effective through December 31, 2029.] 1. Before providing any qualified insurance product to a consumer, a participant or a producer of insurance providing the qualified insurance product shall disclose to the consumer: (a) The name and contact…

NRS 679B.475 Application to participate; requirements for application. [Effective through December 31, 2029.] 1. An authorized insurer who desires to participate in the Program to test a qualified insurance product must submit a written application in accordance with this section…

NRS 679B.476 Commissioner may refuse incomplete application; applicant required to provide additional information upon request; timeline to approve or deny application. [Effective through December 31, 2029.] 1. The Commissioner may refuse to consider any application submitted pur…

NRS 679B.477 Approval or denial of application; notice of approval or denial. [Effective through December 31, 2029.] 1. The Commissioner may approve or deny any application submitted pursuant to NRS 679B.475. 2. The Commissioner shall give the applicant written notice of the appr…

NRS 679B.478 Issuance of registration upon approval of application; conditional approval of application; period of testing of qualified insurance product. [Effective through December 31, 2029.] 1. If an application to participate in the Program is approved pursuant to NRS 679B.47…

NRS 679B.479 Regulations concerning reporting; required records and reporting; participant to notify Commissioner of unauthorized acquisition of computerized data. [Effective through December 31, 2029.] 1. The Commissioner may establish by regulation periodic reporting requiremen…

NRS 679B.480 Confidentiality of records and information; immunity from liability of Commissioner concerning disclosure of certain records and information; admissibility of certain records and information. [Effective through December 31, 2029.] 1. Any record or information in a re…

NRS 679B.481 Report by Commissioner to Legislature. [Effective through December 31, 2029.] 1. The Commissioner shall, on or before January 1, 2029, submit to the Director of the Legislative Counsel Bureau, for transmittal to the Legislature, a report on the operation and results …

NRS 679B.482 Power of Commissioner to remove participant or order participant to exit Program for certain violations. [Effective through December 31, 2029.] If the Commissioner has reasonable cause to believe that a participant has engaged in, is engaging in or threatens to engag…

NRS 679B.483 Powers of Commissioner to take action relating to acts or omissions inconsistent with health, safety or welfare of consumers or public. [Effective through December 31, 2029.] If the Commissioner has reasonable cause to believe that a participant has engaged in, is en…

NRS 679B.510 Definitions. As used in NRS 679B.510 to 679B.560, inclusive, unless the context otherwise requires, the words and terms defined in NRS 679B.520, 679B.530 and 679B.540 have the meanings ascribed to them in those sections. (Added to NRS by 1997, 1731; A 2001, 2183; 200…

NRS 679B.520 “Health care plan” defined. “Health care plan” means a policy, contract, certificate or agreement offered or issued by an insurer to provide, deliver, arrange for, pay for or reimburse any of the costs of health care services. (Added to NRS by 1971, 1731)

NRS 679B.530 “Insured” defined. “Insured” means a person covered by a policy of health insurance issued in this state by an insurer. (Added to NRS by 1997, 1731)

NRS 679B.540 “Insurer” defined. “Insurer” means any insurer or organization authorized pursuant to this title to conduct business in this state that provides or arranges for the provision of health care services, including, without limitation, an insurer that issues a policy of h…

NRS 679B.550 Duties of Division. The Division shall: 1. Establish a toll-free telephone service for receiving inquiries and complaints from consumers of health care in this State concerning health care plans; 2. Provide answers to inquiries of consumers of health care concerning …

NRS 679B.560 Insurer required to provide information to insured. Each insurer shall provide to each insured in a written format that clearly stands out from any surrounding text: 1. The telephone number of the toll-free telephone service which is established pursuant to NRS 679B.…

NRS 679B.600 Definitions. As used in NRS 679B.600 to 679B.700, inclusive, unless the context otherwise requires, the words and terms defined in NRS 679B.610 and 679B.620 have the meanings ascribed to them in those sections. (Added to NRS by 2001, 1093)

NRS 679B.610 “Fraud Control Unit” defined. “Fraud Control Unit” means the Fraud Control Unit for Insurance established by the Attorney General pursuant to NRS 228.412. (Added to NRS by 2001, 1093)

NRS 679B.620 “Insurance fraud” defined. “Insurance fraud” has the meaning ascribed to it in NRS 686A.2815. (Added to NRS by 2001, 1093)

NRS 679B.630 Program to investigate acts or practices of fraud. The Commissioner shall establish a program within the Division to investigate any act or practice which: 1. Violates the provisions of NRS 686A.010 to 686A.310, inclusive; or 2. Defrauds or is an attempt to defraud a…

NRS 679B.640 Commissioner required to investigate fraudulent claims for benefits. The Commissioner, through his or her investigators, shall investigate fraudulent claims for benefits under an insurance policy. (Added to NRS by 1983, 1385; A 1993, 2541)

NRS 679B.650 Investigative authority of Commissioner. To investigate violations of the provisions of this title, or to assist the Attorney General or other local, state or federal investigative and law enforcement agencies in investigating an act of insurance fraud, the Commissio…

NRS 679B.660 Cooperation between Commissioner, Attorney General and investigative and law enforcement agencies. 1. Every person in charge of an investigative or law enforcement agency within this state shall: (a) Cooperate with the Commissioner and the investigators of the Commis…

NRS 679B.670 Immunity from liability for nonmalicious disclosure of information on fraudulent claim or suspicious fire. Any person, governmental entity, insurer, employee or representative of an insurer, official of an investigative or law enforcement agency, employee of the Divi…

NRS 679B.680 Effect of certain powers and duties of Attorney General and Fraud Control Unit on jurisdiction of Commissioner. Nothing in NRS 228.412 limits or diminishes the exclusive jurisdiction of the Commissioner otherwise granted by statute to investigate or take administrati…

NRS 679B.690 Confidentiality of records and other information related to investigation for prosecution of insurance fraud. 1. Except as otherwise provided in NRS 239.0115, all records and other information related to an investigation for the prosecution of insurance fraud conduct…

NRS 679B.700 Special Investigative Account; annual assessment for costs of program to investigate acts or practices of fraud; regulations. 1. The Special Investigative Account is hereby established in the Fund for Insurance Administration and Enforcement created by NRS 680C.100 f…

NRS 680A.010 Definitions. As used in this Code, unless the context otherwise requires, the words and terms defined in NRS 680A.020 to 680A.050, inclusive, shall have the meanings ascribed to them in NRS 680A.020 to 680A.050, inclusive. (Added to NRS by 1971, 1576; A 2019, 1427)

NRS 680A.020 “Charter” defined. “Charter” means the certificate of incorporation, articles of incorporation, articles of agreement, articles of association, charter granted by legislative act, or other basic constituent document of a corporation, or the power of attorney of the a…

NRS 680A.028 “Multiple employer welfare arrangement” defined. “Multiple employer welfare arrangement” has the meaning ascribed to it in 29 U.S.C. § 1002(40). (Added to NRS by 2019, 1425)

NRS 680A.030 “Mutual” insurer defined. A “mutual” insurer is an incorporated insurer without capital stock and the governing body of which is elected by its policyholders. This definition shall not be deemed to exclude as “mutual” insurers certain foreign insurers found by the Co…

NRS 680A.040 “Reciprocal” insurer defined. A “reciprocal” insurer is an unincorporated aggregation of subscribers operating individually and collectively through an attorney-in-fact common to all such persons to provide reciprocal insurance among themselves. (Added to NRS by 1971…

NRS 680A.050 “Stock” insurer defined. A “stock” insurer is an incorporated insurer with its capital divided into shares and owned by its stockholders. (Added to NRS by 1971, 1576)

NRS 680A.058 Applicability of chapter to self-funded multiple employer welfare arrangements. To the extent applicable and not inconsistent with federal law: 1. The provisions of this chapter that govern domestic insurers, their business, capital and surplus requirements and the r…

NRS 680A.060 Certificate of authority: Required; penalty. 1. A person shall not act as an insurer and an insurer shall not transact insurance in this State by mail or otherwise, except as authorized by a certificate of authority issued by the Commissioner and then in full force, …

NRS 680A.070 Certificate of authority: Exceptions to requirement. A certificate of authority is not required of an insurer with respect to any of the following: 1. Investigation, settlement or litigation of claims under its policies lawfully written in this State, or liquidation …

NRS 680A.080 Eligibility for certificate of authority: General requirements. To qualify for and hold authority to transact insurance in this State, an insurer must be otherwise in compliance with this Code and with its charter powers, and must be an incorporated stock or mutual i…

NRS 680A.082 Eligibility for certificate of authority: Additional requirements for self-funded multiple employer welfare arrangements. The Commissioner may not issue a certificate of authority to a self-funded multiple employer welfare arrangement unless the arrangement establish…

NRS 680A.090 Eligibility for certificate of authority: Ownership; management. 1. No foreign insurer which is directly or indirectly owned or controlled in whole or substantial part by any government or governmental agency shall be authorized to transact insurance in Nevada. Membe…

NRS 680A.095 Certificate of authority: Required to transact reinsurance; eligibility; exceptions. 1. Except as otherwise provided in subsection 3, an insurer which is not authorized to transact insurance in this State may not transact reinsurance with a domestic insurer in this S…

NRS 680A.100 Name of insurer. 1. No insurer shall be formed or authorized to transact insurance in this state which has or uses a name which is the same as or deceptively similar to that of another insurer already so authorized, without the written consent of such other insurer. …

NRS 680A.110 Combinations of insuring powers. An insurer which otherwise qualifies therefor may be authorized to transact any one kind or any combination of kinds of insurance as defined in NRS 681A.010 to 681A.080, inclusive (kinds of insurance), except: 1. A life insurer may gr…

NRS 680A.120 Required capital. 1. Except as provided in subsections 2 and 5, to qualify for authority to transact any one kind of insurance as defined in NRS 681A.010 to 681A.080, inclusive, or combinations of kinds of insurance as shown below, an insurer shall possess and therea…

NRS 680A.130 Combinations of insurance for which additional capital not required. Without additional capital or additional surplus, an authorized insurer is also authorized: 1. If a life insurer, to grant annuities. 2. If a health insurer, to insure against congenital defects, as…

NRS 680A.140 Required deposit; deposit in other state. 1. The Commissioner shall not authorize an insurer to transact insurance in this state, other than an alien insurer or a title insurer, unless it makes and thereafter continuously maintains on deposit in this state, through t…