Title 57

NRS 687B.190 Delivery of policy covering motor vehicle: Vendor, mortgagee or pledgee required to deliver duplicate to vendee, mortgagor or pledgor; stamped statement regarding certain lack of coverage; exception. 1. If the original policy is delivered or is so required to be deli…

NRS 687B.200 Assignability: Life or health insurance policy. 1. The purpose of this section is to confirm and clarify the right to provide for an assignment by which a person covered by a life or health insurance policy may divest himself or herself of all incidents of ownership …

NRS 687B.210 Payment under life or health insurance policy or annuity contract discharges insurer from claims under policy or contract; exception. 1. Whenever the proceeds of or payments under a life or health insurance policy or annuity contract issued before, on or after Januar…

NRS 687B.220 Forms for proof of loss required to be furnished by insurer to insured claimant. Upon receiving due notice of a claim of loss under an insurance contract issued or assumed by it, an insurer shall promptly furnish to the insured claimant such forms of proof of loss as…

NRS 687B.225 Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care. [Replaced in revision by NRS 687B.970.]

NRS 687B.240 Administration of claims not waiver. Without limitation of any right or defense of an insurer otherwise, none of the following acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision of a policy or of any defense of the insurer ther…

NRS 687B.250 Payment not to constitute admission of liability or waiver of defenses. 1. No payment or payments made by any person, or by an insurer of the person by virtue of a liability insurance policy, on account of bodily injury or death or damage to or loss of property of an…

NRS 687B.255 Insurer required to pay claim with negotiable instrument. If an insurer is required to pay a claim, the insurer shall pay that claim with an instrument which is immediately negotiable. An insurer shall be deemed to have complied with the provisions of this section if…

NRS 687B.260 Exemption of proceeds of certain policies. 1. If a policy of insurance, whether issued before, on or after January 1, 1972, is effected by any person on his or her own life, or on another life, in favor of a person other than himself or herself, or, except in cases o…

NRS 687B.270 Exemption of proceeds: Health insurance. 1. Except as otherwise expressly provided by the policy or contract, the proceeds and avails of all contracts of health insurance and of provisions providing benefits on account of the disability of the insured which are suppl…

NRS 687B.280 Exemption of proceeds: Group insurance. 1. A policy of group life insurance or group health insurance or the proceeds thereof payable to the individual insured or to the beneficiary thereunder shall not be liable, either before or after payment, to be applied by any …

NRS 687B.290 Exemption of proceeds: Annuities; assignability of rights. 1. The benefits, rights, privileges and options which under any annuity contract issued prior to or after January 1, 1972, are due or prospectively due the annuitant shall not be subject to execution nor shal…

NRS 687B.300 Retention of proceeds of policy by insurer. 1. Any life insurer shall have power to hold payment of proceeds, as has been agreed to in writing by the insurer and the insured or beneficiary. The insurer shall not be required to segregate funds so held but may hold the…

NRS 687B.310 Cancellations and nonrenewals; scope of application. 1. NRS 687B.310 to 687B.420, inclusive, apply to all binders and all contracts of insurance the general terms of which are required to be approved or are subject to disapproval by the Commissioner, except as otherw…

NRS 687B.320 Policies other than industrial insurance policies: Grounds for midterm cancellation; notice to policyholder. 1. Except as otherwise provided in subsection 3, no insurance policy that has been in effect for at least 70 days or that has been renewed may be cancelled by…

NRS 687B.325 Industrial insurance policies: Grounds for midterm cancellation; notice to policyholder; provisions do not prohibit change in premium rate; terms of certain policies. 1. No policy of industrial insurance that has been in effect for at least 70 days or that has been r…

NRS 687B.330 Anniversary cancellation. A policy issued for a term longer than 1 year may be cancelled by the insurer by giving notice of the cancellation: 1. For commercial or business policies, 60 days before any anniversary date of the policy. 2. For all other policies, 30 days…

NRS 687B.340 Nonrenewals. 1. Subject to subsection 2, a policyholder has a right to have his or her policy renewed, on the terms then being applied by the insurer to persons, similarly situated, for an additional period equivalent to the expiring term if the agreed term is 1 year…

NRS 687B.345 Annual review of coverage and benefits provided in policy. Each insurer who delivers a policy in this state which is effective for 1 year or more may, for the period in which the policy is effective, review annually with the policyholder to whom the policy is deliver…

NRS 687B.350 Renewal with change in policy or coverage provisions without certain notice to insured prohibited; exceptions. 1. Except as otherwise provided in subsections 2 and 3, an insurer shall not renew a policy if the renewal includes a change in policy or coverage provision…

NRS 687B.351 Requirements relating to purchase of Medicare supplemental policies by persons less than 65 years of age who are eligible for Medicare; limitation on premiums; open enrollment period. 1. An insurer that offers any Medicare supplemental policy for delivery in this Sta…

NRS 687B.352 Open enrollment period for Medicare supplemental policies required; prohibited acts; notice; treatment of Medicare supplemental policies purchased during open enrollment period for purposes relating to payment of commissions. 1. An insurer that issues a Medicare supp…

NRS 687B.355 Insurer required to provide to policyholder information about claims paid on behalf of policyholder; fee; regulations. 1. If a policyholder requests information for the renewal of his or her policy, an insurer shall provide to the policyholder information regarding c…

NRS 687B.360 Notice of cancellation or nonrenewal: Insurer required to provide to policyholder information about grounds upon request; notice ineffective unless contains information about right of policyholder to make such a request. If a notice of cancellation or nonrenewal unde…

NRS 687B.370 Certain notice ineffective unless contains information about applying for insurance through certain plans. Except for a notice of cancellation for the failure to pay a premium when due, no notice required pursuant to NRS 687B.310 to 687B.420, inclusive, is effective …

NRS 687B.380 Immunity. There is no liability on the part of and no cause of action of any nature may arise against any insurer, its authorized representative, its agents, its employees, or any person furnishing to the insurer information as to reasons for cancellation or nonrenew…

NRS 687B.383 Refusal to issue, cancellation of, nonrenewal of or increase in premium or rate for certain policies solely on basis of breed of dog prohibited; exception; permissible inquiry by insurer regarding dog. 1. Except as otherwise provided in subsection 2, an insurer shall…

NRS 687B.385 Refusal to issue, cancellation, nonrenewal or increase in premium of policy of motor vehicle insurance due to claims for which insured was not at fault, claims for which insurer made no payment or recovered entirety of payment or inquiries relating to a claim prohibi…

NRS 687B.390 Cancellation or nonrenewal of automobile liability insurance policy on sole basis of age, residence, race, color, creed, national origin, ancestry, sexual orientation, gender identity or expression or occupation of insured prohibited. No insurer shall cancel or refus…

NRS 687B.400 Refusal to issue, reduction of liability limits of or increase in premium of automobile liability insurance policy on sole basis of reaching certain age prohibited; burden of proof; cost of medical examination; exception. 1. No insurer shall refuse to issue, reduce l…

NRS 687B.402 Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding genetic information. An insurer or other organization providing health coverage pursuant to chapter 689A, 689B, 689C, 695A, 695B, 695C, 695D or 695F of NRS s…

NRS 687B.404 Adherence by insurer or organization providing health coverage to certain federal laws regarding parity in coverage for mental health and substance use disorder treatment; data request; submission of data or report to Commissioner; confidentiality of information; rep…

NRS 687B.406 Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding dependent students. An insurer or other organization providing health coverage pursuant to chapter 689B, 689C, 695A, 695B, 695C or 695F of NRS shall comply w…

NRS 687B.407 Authority of nonprofit health benefit plan to use list of preferred prescription drugs developed by Nevada Health Authority as formulary and obtain such drugs through purchasing agreements negotiated by Authority; notification of Authority. 1. A nonprofit health bene…

NRS 687B.408 Insurer that issues certain policies of health insurance required to notify insured and physician before effective date of changes related to prescription drugs used for transplanted organs. If a policy of health insurance issued pursuant to chapter 689A, 689B, 689C,…

NRS 687B.409 Payments to out-of-network providers for treatment of mental health or alcohol or substance use disorder; assignment of benefits. 1. Every payment made pursuant to a policy of health insurance to pay for treatment relating solely to mental health or an alcohol or sub…

NRS 687B.4095 Policies of health insurance including prescription drug coverage: Restrictions on moving prescription drug from lower-cost tier to higher-cost tier. 1. If a policy of health insurance issued to an individual pursuant to chapter 689A, 695B or 695C of NRS includes co…

NRS 687B.410 Withdrawal of provision of insurance for particular class of insureds: Notice to Commissioner; administrative review upon request from insured. 1. An insurer which intends to withdraw from providing insurance for a particular class of insureds shall notify the Commis…

NRS 687B.420 Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies, contracts or plans of insurance. 1. An insurer shall not cancel, fail to renew or renew with altered terms a policy or contract issued pursuant to chapter 688B, 689A, 689B, 689C, …

NRS 687B.430 Regulations: Form, content and sale of policies which provide for payment of expenses not covered by Medicare; sale of more than one policy of health insurance to same person. 1. The Commissioner may adopt regulations relating to the form, content and sale of policie…

NRS 687B.440 Umbrella policies: Requirement of signed disclosure statement from individual indicating whether policy includes uninsured or underinsured motorist coverage; form. 1. An insurer offering an umbrella policy to an individual shall obtain a signed disclosure statement f…

NRS 687B.450 Required medical examination of applicant or insured: Duty of insurer to provide notification of potentially serious medical condition; exception; regulations. 1. Except as otherwise provided in this subsection, if an insurer requires a medical examination of an appl…

NRS 687B.460 Certificates of insurance for property or casualty insurance: Not part of, amend any term of or alter or expand coverage, exclusion or condition of contract or policy. A certificate of insurance issued regarding a contract or policy of property or casualty insurance,…

NRS 687B.470 “Health benefit plan” defined. 1. As used in NRS 687B.470 to 687B.500, inclusive, “health benefit plan” means a policy, contract, certificate or agreement offered by a carrier to provide for, deliver payment for, arrange for the payment of, pay for or reimburse any o…

NRS 687B.480 Required manner of availability; required notice related to Silver State Health Insurance Exchange in certain circumstances; regulations. 1. All health benefit plans must be made available in the manner required by 45 C.F.R. § 147.104. 2. Except as otherwise provided…

NRS 687B.490 Requirements for carrier offering coverage in small employer group or individual market: Demonstration of capacity to adequately deliver services by applying to Commissioner for issuance of network plan and submission of information; determination by Commissioner; ce…