Title 57

NRS 690A.077 Policies and certificates of insurance: Contents; delivery. 1. All consumer credit insurance must be evidenced by an individual policy or a group certificate that is delivered to the debtor. 2. The individual policy or group certificate must, in addition to other req…

NRS 690A.083 Application or notice of proposed insurance: Delivery to insured; contents; use to meet certain requirements. 1. If the individual policy or group certificate is not delivered to the debtor at the time the debt is incurred or at such other time as the debtor purchase…

NRS 690A.085 Policies, certificates, forms and schedules of rates: Filing; approval or disapproval; withdrawal of approval. 1. Except as otherwise provided in NRS 690A.087 and 690A.093, all policies, certificates of insurance, applications for insurance, enrollment forms, endorse…

NRS 690A.087 Adoption of forms by regulation; use of forms by insurer. 1. The Commissioner may adopt by regulation forms for use in the issuance of consumer credit insurance, including applications, policies, forms for claims and any other forms required for the sale, issuance an…

NRS 690A.093 Establishment of reasonable rates by regulation; use of certain rates without filing with Commissioner. 1. The Commissioner shall, by regulation, establish reasonable rates as described in this chapter and in accordance with the standards established in NRS 686B.050 …

NRS 690A.095 Filing of revised schedule of premium rates. Except as otherwise provided in NRS 690A.093, if an insurer revises its schedule of premium rates, the insurer shall file the revised schedule with the Commissioner pursuant to NRS 690A.085. An insurer shall not issue cons…

NRS 690A.097 Refund of unearned premiums upon cancellation of insurance; regulations; approval of refund formula. 1. Each individual policy or group certificate must provide for a refund of unearned premiums if the consumer credit insurance is cancelled before the scheduled date …

NRS 690A.103 Actions by creditor if creditor requires debtor to make payment for consumer credit insurance without issuance of individual policy or group certificate. If a creditor requires a debtor to make a payment for consumer credit insurance and an individual policy or group…

NRS 690A.107 Limitation on amount charged for consumer credit insurance. The amount charged to a debtor for any consumer credit insurance must not exceed the amount of the premiums charged by the insurer as determined at the time that the contract was accepted by the debtor. (Add…

NRS 690A.120 Delivery or issuance of policies and certificates of consumer credit insurance: Authorized entities. All policies and certificates of consumer credit insurance may be delivered or issued for delivery in this State only by an insurer authorized to do an insurance busi…

NRS 690A.130 Claims: Reporting to insured; maintenance by insurer; settlement; payment. 1. All claims must be promptly reported to the insurer or its designated representative, and the insurer shall maintain adequate files on all reported claims. All claims must be settled as soo…

NRS 690A.140 Consumer credit insurance required as additional security for debt: Use of existing insurance or through another insurer. When any form of consumer credit insurance is required as additional security for any debt, the debtor may furnish the required amount of insuran…

NRS 690A.260 Transfers to unauthorized insurer. 1. Except as otherwise provided in subsection 2, an authorized insurer issuing consumer credit insurance may not enter into any agreement whereby the authorized insurer transfers, by reinsurance or otherwise, to an unauthorized insu…

NRS 690A.273 Authority for creditor as agent of insurer to carry out duty imposed on insurer. Except as otherwise prohibited by law, any duty imposed on an insurer pursuant to this chapter may be carried out by a creditor who is acting as an agent of the insurer. (Added to NRS by…

NRS 690A.277 Regulations. The Commissioner may adopt regulations to carry out the provisions of this chapter. (Added to NRS by 2005, 2143)

NRS 690A.280 Administrative penalties; revocation or suspension of license or certificate of authority. In addition to any other penalty provided by law, any person who violates any provision of this chapter or a regulation adopted or a final order of the Commissioner issued purs…

NRS 690B.010 Other applicable provisions. All contracts of casualty insurance covering subjects resident, located or to be performed in this State are subject to the applicable provisions of chapter 687B of NRS (the insurance contract), and to other applicable provisions of this …

NRS 690B.012 Claims: Approval or denial; request for additional information or time; payment; interest on unpaid claim. 1. Except as otherwise provided in subsections 2, 3 and 4, an insurer shall approve or deny a claim of its insured relating to a contract of casualty insurance …

NRS 690B.016 Insurer required to notify insured or claimant of right to have repairs made at licensed body shop of his or her choice; prohibition against insurer’s knowing recommendation of unlicensed body shop or required patronization of particular body shop; insurer entitled t…

NRS 690B.017 Provisions for arbitration not binding. No provision for arbitration contained in an automobile liability or motor vehicle liability insurance policy delivered, issued for delivery or renewed in this State is binding upon the named insured or any other person who mak…

NRS 690B.020 Coverage for uninsured or hit-and-run vehicles required; exceptions; insolvency of insurer; payment; presumption. 1. Except as otherwise provided in this section and NRS 690B.035, no policy insuring against liability arising out of the ownership, maintenance or use o…

NRS 690B.023 Evidence of insurance: Insurer required to provide to insured on approved form; contents; electronic format; liability for damages to mobile electronic device presented to provide such evidence. 1. Except as otherwise provided in subsection 2, if insurance for the op…

NRS 690B.024 Authority of claimant to authorize other party to receive certain information; obligation of insurer of other party to provide certain information relating to claim for compensation under policy of motor vehicle insurance. 1. A claimant or any attorney representing t…

NRS 690B.025 Primary and excess coverage; garage operator who loans vehicle to customer required to provide notice to customer regarding coverage; modification of provision by written agreement; applicability. 1. If two or more policies of liability insurance covering the same mo…

NRS 690B.028 Insurer prohibited from taking adverse action because of violation of speed limit in certain cases. An insurer shall not impose on an insured or group of insured an increase in rates for motor vehicle insurance because of a conviction or a finding by a juvenile court…

NRS 690B.029 Mandatory provision for reduction of premiums for persons 55 years of age or older in certain circumstances; requirements relating to course of traffic safety; approval of policy by Commissioner. 1. A policy of insurance against liability arising out of the ownership…

NRS 690B.031 Reduction in premium of certain policies of insurance required if motor vehicle is equipped with air bag and other safety device; calculation; approval of Commissioner. 1. A policy of insurance providing coverage arising out of the ownership, maintenance or use of a …

NRS 690B.035 Policy covering damage to one or more of operator’s vehicles. An insurer may issue to a holder of an operator’s policy of liability insurance a policy covering damage to one or more of the operator’s vehicles. The policy is not required to provide liability insurance…

NRS 690B.037 Authority of owner or authorized agent to give consent for towing and storage of damaged motor vehicle. The owner of a motor vehicle or the authorized agent of the owner who makes a claim under a policy of insurance for damages to the motor vehicle may give his or he…

NRS 690B.040 Policy providing certain automobile coverage in Mexico. An authorized casualty insurer may issue through its licensed agents an automobile insurance policy in which coverage for liability resulting from bodily injury and property damage occurring in Mexico is provide…

NRS 690B.090 Issuance authorized. 1. Any casualty insurer may provide industrial insurance pursuant to the general provisions of chapters 616A to 617, inclusive, of NRS concerning the respective rights and obligations of employees and their employers, if the insurer: (a) Has a ce…

NRS 690B.100 Definitions. As used in NRS 690B.100 to 690B.180, inclusive, unless the context otherwise requires: 1. “Home” means a structure used primarily for residential purposes and includes, without limitation: (a) A single-family dwelling; (b) A unit in a multiple-family str…

NRS 690B.110 Applicability of other provisions. 1. Except as provided in subsection 2 and NRS 690B.100 to 690B.180, inclusive, insurance for home protection is subject to all applicable provisions of this Code. 2. The provisions of chapters 687A and 692C of NRS do not apply to in…

NRS 690B.120 Exemption of person selling insurance from licensing requirements as agent, broker or solicitor. A person who sells insurance for home protection on behalf of an insurer who issues policies of casualty insurance or insurance for home protection is exempted from the p…

NRS 690B.130 Deposit of securities or surety bond; maintenance of capital stock or surplus, premium reserves and losses and loss expense reserves. 1. Except as otherwise provided in subsection 2, an insurer who issues policies of insurance for home protection, other than casualty…

NRS 690B.140 Investments in tangible personal property: Limitation; waiver. An insurer who issues policies of insurance for home protection, other than casualty insurance, may make investments in tangible personal property for use in fulfilling its obligations to repair or replac…

NRS 690B.150 Filing of annual and quarterly statements. An insurer who issues policies of insurance for home protection, other than casualty insurance, shall file: 1. The annual statement required by NRS 680A.270 in the form prescribed by the Commissioner on or before March 1 of …

NRS 690B.155 Provision requiring binding arbitration authorized; procedures for arbitration. 1. Subject to the approval of the Commissioner, a contract of insurance for home protection may include a provision which requires the parties to the contract to submit for binding arbitr…

NRS 690B.160 Contracts: Specifications; cancellation; renewal. 1. A contract of insurance for home protection must specify: (a) The structures, components, systems and appliances covered by the provisions of the contract. (b) Any exclusions from and limitations on coverage. (c) T…

NRS 690B.170 Contracts: Regulations on content. The Commissioner may adopt reasonable regulations regarding the content of contracts of insurance for home protection to protect the interests of persons affected by the provisions of those contracts. The regulations may not extend …

NRS 690B.175 Regulations regarding administrative expenses for insurers and accounting standards. The Commissioner may adopt regulations: 1. Defining administrative expenses for insurers who issue policies of insurance for home protection, and setting limitations on the amounts o…

NRS 690B.180 Prohibited acts. An insurer who issues policies of insurance for home protection, other than casualty insurance, shall not: 1. Engage in any other business of insurance or real estate pursuant to chapters 645 to 645H, inclusive, of NRS. 2. Assume reinsurance from any…

NRS 690B.200 Definitions. As used in NRS 690B.200 to 690B.360, inclusive, unless the context otherwise requires, the words and terms defined in NRS 690B.210 to 690B.240, inclusive, have the meanings ascribed to them in those sections. (Added to NRS by 2003, 921, 3479; A 2017, 237…

NRS 690B.210 “Claims-made policy” defined. “Claims-made policy” means a policy of professional liability insurance that provides coverage only for claims that arise from incidents or events which occur while the policy is in force and which are reported to the insurer while the p…

NRS 690B.220 “Extended reporting endorsement” defined. “Extended reporting endorsement” means an endorsement to a claims-made policy which requires the payment of a separate premium and which provides coverage for claims that arise from incidents or events which occur while the c…

NRS 690B.230 “Practitioner” defined. “Practitioner” means a practitioner who provides health care. (Added to NRS by 2003, 922, 3479)