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0 chapters · 1,072 sections in this title.
N.Y. Insurance Law § 2105 Excess line brokers; licensing
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§ 2105. Excess line brokers; licensing. (a) The superintendent may issue an excess line broker's license to any person, firm, association or corporation who or which is licensed as an insurance broker under section two thousand one hundred four of this article, or who or which i…
N.Y. Insurance Law § 2106 Reinsurance intermediaries; licensing
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§ 2106. Reinsurance intermediaries; licensing. (a) (1) The superintendent may issue a reinsurance intermediary's license to any person, firm, association or corporation who or which has complied with the requirements of this chapter. (2) Any such license issued to a firm or asso…
N.Y. Insurance Law § 2107 Insurance consultants; licensing and duties
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§ 2107. Insurance consultants; licensing and duties. (a) (1) The superintendent may issue an insurance consultant's license to any person, firm, association or corporation who or which has complied with the requirements of this chapter with respect to either: life insurance, mea…
N.Y. Insurance Law § 2108 Adjusters; licensing and duties
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§ 2108. Adjusters; licensing and duties. (a) (1) Adjusters shall be licensed as independent adjusters or as public adjusters. (2) The superintendent may prescribe the types of independent adjusters' licenses according to the kind or kinds of insurance claims which the licensee i…
N.Y. Insurance Law § 2109 Agents and brokers; temporary license in case of death, service in armed forces or disability
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§ 2109. Agents and brokers; temporary license in case of death, service in armed forces or disability. (a) The superintendent may issue a temporary insurance agent's license, title insurance agent's license or insurance broker's license, or both an insurance agent's and insuranc…
N.Y. Insurance Law § 2110 Revocation or suspension of license of insurance producer, insurance consultant, adjuster or life settlement broker
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§ 2110. Revocation or suspension of license of insurance producer, insurance consultant, adjuster or life settlement broker. (a) The superintendent may refuse to renew, revoke, or may suspend for a period the superintendent determines the license of any insurance producer, insur…
N.Y. Insurance Law § 2111 Revoked licensees
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§ 2111. Revoked licensees. (a) (1) No individual, corporation, partnership, association, firm or entity subject to the provisions of this chapter whose license under this article has been revoked, or whose license to engage in the business of insurance in any capacity has been r…
N.Y. Insurance Law § 2112 Certificate of appointment of an insurance producer to act as an agent and notice of termination of an insurance producer
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§ 2112. Certificate of appointment of an insurance producer to act as an agent and notice of termination of an insurance producer. (a) Every insurer, fraternal benefit society or health maintenance organization doing business in this state shall file a certificate of appointment…
N.Y. Insurance Law § 2113 Title insurance agent commissions; disclosure
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§ 2113. Title insurance agent commissions; disclosure. (a) No insurer doing business in this state, and no agent or other representative thereof, shall pay any commission or other compensation to any person, firm, association or corporation for acting as a title insurance agent …
N.Y. Insurance Law § 2114 Life, accident and health insurance agents; commissions
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§ 2114. Life, accident and health insurance agents; commissions. (a) (1) No insurer or fraternal benefit society doing business in this state shall pay any commission or other compensation to any person, firm or corporation, for any services in obtaining in this state any new co…
N.Y. Insurance Law § 2115 Property/casualty insurance agents; commissions
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§ 2115. Property/casualty insurance agents; commissions. (a) * (1) No insurer doing business in this state, and no agent or other representative thereof, except as provided in subsection (b) hereof, shall pay any commission or other compensation to any person, firm, association …
N.Y. Insurance Law § 2116 Insurance brokers; commissions
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* § 2116. Insurance brokers; commissions. No insurer authorized to do business in this state, and no officer, agent or other representative thereof, shall pay any money or give any other thing of value to any person, firm, association or corporation for or because of his or its …
N.Y. Insurance Law § 2117 Acting for or aiding unlicensed or unauthorized insurers or health maintenance organizations
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§ 2117. Acting for or aiding unlicensed or unauthorized insurers or health maintenance organizations. (a) No person, firm, association or corporation shall in this state act as agent for any insurer or health maintenance organization which is not licensed or authorized to do an …
N.Y. Insurance Law § 2118 Excess line brokers; duties
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§ 2118. Excess line brokers; duties. (a) (1) Every licensee licensed pursuant to section two thousand one hundred five of this article shall be required to use due care in selecting the unauthorized insurer from whom policies are procured under his license. (2) (A) No policy of …
N.Y. Insurance Law § 2119 Insurance agents, brokers, consultants, life settlement brokers, and title insurance agents; written contract for compensation; excess ch...
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§ 2119. Insurance agents, brokers, consultants, life settlement brokers, and title insurance agents; written contract for compensation; excess charges prohibited. (a) (1) No person licensed as an insurance agent, broker or consultant may receive any fee, commission or thing of v…
N.Y. Insurance Law § 2120 Fiduciary capacity of insurance agents, title insurance agents, insurance brokers and reinsurance intermediaries
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§ 2120. Fiduciary capacity of insurance agents, title insurance agents, insurance brokers and reinsurance intermediaries. (a) Every insurance agent, title insurance agent, and insurance broker acting as such in this state shall be responsible in a fiduciary capacity for all fund…
N.Y. Insurance Law § 2121 Broker authorized to receive premium, when
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§ 2121. Broker authorized to receive premium, when. (a) Any insurer which delivers in this state to any insurance broker or any insured represented by such broker a contract of insurance pursuant to the application or request of such broker, acting for an insured other than hims…
N.Y. Insurance Law § 2122 Advertising by insurance producers
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§ 2122. Advertising by insurance producers. (a) (1) No insurance producer shall make or issue in this state any advertisement, sign, pamphlet, circular, card or other public announcement purporting to make known the financial condition of any insurer, unless the same shall confo…
N.Y. Insurance Law § 2123 Misrepresentations, misleading statements and incomplete comparisons
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§ 2123. Misrepresentations, misleading statements and incomplete comparisons. (a) (1) No agent or representative of any insurer or health maintenance organization authorized to transact life, accident or health insurance or health maintenance organization business in this state,…
N.Y. Insurance Law § 2124 Stay or suspension of superintendent's determination
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§ 2124. Stay or suspension of superintendent's determination. The commencement of a proceeding under article seventy-eight of the civil practice law and rules, to review the action of the superintendent in suspending or revoking or refusing to renew any certificate under this ar…
N.Y. Insurance Law § 2125 Marine insurance; acting as agent, broker or insurer of persons without insurable interest
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§ 2125. Marine insurance; acting as agent, broker or insurer of persons without insurable interest. (a) No person, firm, association or corporation shall knowingly act as insurance agent or act as insurance broker in this state, or shall as insurer knowingly act in this state, i…
N.Y. Insurance Law § 2126 Impersonation at examinations prohibited
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§ 2126. Impersonation at examinations prohibited. No person shall impersonate any other person, or permit or aid in any manner any other person to impersonate him, in connection with any examination held in accordance with the provisions of this chapter.
N.Y. Insurance Law § 2127 Penalties for violations
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§ 2127. Penalties for violations. (a) The superintendent, in lieu of revoking or suspending the license of a licensee in accordance with the provisions of this article, may in any one proceeding by order, require the licensee to pay to the people of this state a penalty in a sum…
N.Y. Insurance Law § 2128 Commission and fee sharing prohibited
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§ 2128. Commission and fee sharing prohibited. (a) Notwithstanding the provisions of sections two thousand three hundred twenty-four and four thousand two hundred twenty-four of this chapter, no licensee subject to this article shall receive any commissions or fees or shares the…
N.Y. Insurance Law § 2129 Duty to have an agent or broker at each place of business
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§ 2129. Duty to have an agent or broker at each place of business. (a) Each place of business established by the holder of an agent and/or broker license shall be under the supervision of one or more persons licensed to do the kinds of business transacted in that office. The hea…
N.Y. Insurance Law § 213 New York state health care quality and cost containment commission
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§ 213. New York state health care quality and cost containment commission. (a) There is hereby established within the department a commission, to be known as the "New York state health care quality and cost containment commission". The commission shall consist of thirteen member…
N.Y. Insurance Law § 2130 Excess line association
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* § 2130. Excess line association. (a) There is hereby created a non-profit association to be known as the excess line association of New York. All excess line licensees shall be deemed to be members of the association. The association must perform its functions under the plan o…
N.Y. Insurance Law § 2131 Limited license for rental vehicle companies, peer-to-peer car sharing program administrators, wireless communications equipment vendors ...
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§ 2131. Limited license for rental vehicle companies, peer-to-peer car sharing program administrators, wireless communications equipment vendors and self-service storage companies. (a) The superintendent may issue to a rental vehicle company, a peer-to-peer car sharing program a…
N.Y. Insurance Law § 2132 Continuing education
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§ 2132. Continuing education. (a) This section shall apply to resident\nand non-resident persons licensed pursuant to this article with respect\nto:\n (1) life insurance, annuity contracts, variable annuity contracts and\nvariable life insurance;\n (2) sickness, accident and hea…
N.Y. Insurance Law § 2133 Forged insurance identification cards
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§ 2133. Forged insurance identification cards. Any insurance company, insurance agent, insurance broker or other person who or which, personally or by the action of an employee or agent, possesses, transfers or uses a forged insurance identification card for a motor vehicle, hav…
N.Y. Insurance Law § 2134 Change of address
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§ 2134. Change of address. (a) A licensee under this article shall inform the superintendent by a means acceptable to the superintendent of a change of address within thirty days of the change. (b) In addition to the requirements of subsection (a) of this section, a nonresident …
N.Y. Insurance Law § 2135 Administration of certain functions
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§ 2135. Administration of certain functions. The superintendent may designate the National Association of Insurance Commissioners (NAIC) or any affiliates or subsidiaries that the NAIC oversees to perform ministerial functions, including the collection of fees, related to produc…
N.Y. Insurance Law § 2136 Reciprocity
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§ 2136. Reciprocity. The superintendent shall waive any requirements for a nonresident license applicant otherwise applicable under this chapter if: (a) the applicant has a current and valid license in his or her home state and is in good standing in his or her home state; (b) t…
N.Y. Insurance Law § 2137 Life settlement brokers; licensing
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§ 2137. Life settlement brokers; licensing. (a) The superintendent may issue a license to any individual, firm, association or corporation who or that has complied with the requirements of this chapter, authorizing the licensee to act as a life settlement broker. (b) Any such li…
N.Y. Insurance Law § 2138 Health benefit exchange navigators
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§ 2138. Health benefit exchange navigators. A person who has received a grant from and has been certified by the health benefit exchange established pursuant to section 1311 of the affordable care act, 42 U.S.C. § 18031, to act as a navigator, including any person employed by a …
N.Y. Insurance Law § 2139 Title insurance agents; licensing
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§ 2139. Title insurance agents; licensing. (a) The superintendent may issue a license to any person, firm, association or corporation that has complied with the requirements of this chapter, authorizing the licensee to act as a title insurance agent of any authorized title insur…
N.Y. Insurance Law § 214 Report on insurance agent licensing examinations
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§ 214. Report on insurance agent licensing examinations. The superintendent shall perform a study of the insurance agent licensure examinations required pursuant to section two thousand one hundred three of this chapter. The study shall, at a minimum, include the total number of…
N.Y. Insurance Law § 2140 Restrictions on insurance producers procuring immigration bonds
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§ 2140. Restrictions on insurance producers procuring immigration bonds. (a) No insurance producer shall require the use of an electronic monitoring device as a condition of immigration bail. For the purposes of this section, an "electronic monitoring device" includes any device…
N.Y. Insurance Law § 2201 Certification
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§ 2201. Certification. Every officer or employee of a licensed insurer or of a savings bank, other than a duly licensed agent, who in any office of such insurer or of any savings bank, as a part of his duties, negotiates for applications or orders for life insurance or annuity c…
N.Y. Insurance Law § 2202 Prerequisites
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§ 2202. Prerequisites. (a) Certification shall not be made by the\nsuperintendent unless there shall be on file in his office the following\ndocuments:\n (1) a written application by the person to be certified in such form\nand containing such information the superintendent pres…
N.Y. Insurance Law § 2203 Issuance and duration
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§ 2203. Issuance and duration. (a) The superintendent shall issue to\nthe insurer or the savings bank, a certificate with respect to each such\napplicant who has complied with the requirements of this article.\n (b) Any certificate currently in force issued to an officer or\nemp…
N.Y. Insurance Law § 2204 Revocation or suspension
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§ 2204. Revocation or suspension. (a) The superintendent may revoke, or may suspend for such period as he may determine, any certificate if he determines that the person named in the certificate has: (1) violated any provision of, or any obligation imposed by this chapter or has…
N.Y. Insurance Law § 2205 Prohibitions
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§ 2205. Prohibitions. (a) It shall be unlawful for any officer or employee of a licensed insurer or of a savings bank, other than a duly licensed agent, as a part of his duties, to negotiate for applications or orders for life insurance or annuity contracts or to solicit or proc…
N.Y. Insurance Law § 2206 Termination of services
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§ 2206. Termination of services. (a) Every insurer or savings bank shall, upon the termination of the services of any officer or employee certified under this article, forthwith file with the superintendent a statement, in such form as the superintendent prescribes, of the cause…
N.Y. Insurance Law § 2207 Transfer
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§ 2207. Transfer. The superintendent is authorized to transfer the certification of any person issued pursuant to this article from one insurer or savings bank to another insurer or savings bank, without examination.
N.Y. Insurance Law § 2208 Misleading statements
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§ 2208. Misleading statements. Every person who has been certified pursuant to the provisions of this article shall be subject to sections two thousand one hundred twenty-two, two thousand one hundred twenty-three and two thousand one hundred twenty-seven of this chapter.
N.Y. Insurance Law § 2209 Stay or suspension of superintendent's determination
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§ 2209. Stay or suspension of superintendent's determination. The commencement of a proceeding under article seventy-eight of the civil practice law and rules, to review any action by the superintendent in issuing or in refusing to issue, or in suspending or revoking, or in refu…
N.Y. Insurance Law § 2301 Purpose
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§ 2301. Purpose. The purpose of this article is to promote the public welfare by regulating insurance rates to the end that they not be excessive, inadequate or unfairly discriminatory, to promote price competition and competitive behavior among insurers, to provide rates that a…
N.Y. Insurance Law § 2302 Applicability
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§ 2302. Applicability. (a) This article shall apply to all kinds of insurance written on risks or operations in this state by an insurer authorized to do business in this state except: (1) reinsurance (other than joint reinsurance to the extent stated in section two thousand thr…
N.Y. Insurance Law § 2303 Standards for rates
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§ 2303. Standards for rates. Rates shall not be excessive, inadequate, unfairly discriminatory, destructive of competition or detrimental to the solvency of insurers. In determining whether rates comply with the foregoing standards, the superintendent shall include all income ea…