Title GBS, General Business

§ 495-a. Sale of lithium-ion batteries and second-use lithium-ion\nbatteries. 1. (a) No person, firm, partnership, association, or\ncorporation shall manufacture, distribute, assemble, recondition, sell\nor offer for sale, lease, or rent a lithium-ion battery or a second-use\nli…

§ 495-b. Tags on charging cords of micromobility devices, limited use\nmotorcycles, and bicycles with electric assist. 1. No person, firm,\npartnership, association, or corporation shall manufacture, distribute,\nassemble, recondition, sell or offer for sale at retail any\nmicro…

§ 495-c. Lithium-ion battery safety resources. The department of\nstate, in consultation with the division of homeland security and\nemergency services and the New York state energy research and\ndevelopment authority, shall develop and maintain safety resources,\ninformation, a…

* § 495-d. Operating manuals for micromobility devices, bicycles with\nelectric assist and limited use motorcycles powered by lithium-ion\nbatteries, and lithium-ion batteries intended for use in such devices or\nbicycles. 1. No person, firm, partnership, association or corporat…

§ 5. Labor prohibited on Sunday. All labor on Sunday is prohibited,\nexcepting the works of necessity and charity. In works of necessity or\ncharity is included whatever is needful during the day for the good\norder, health or comfort of the community.\n

§ 50. Disposition of proceeds. 1. The surplus money, if any, arising\nfrom any such sale, after deducting the amount of the loan, the interest\nthen due on the same, the auctioneer's commissions, if applicable,\nlawful extra care charges and the expense of the advertisement of t…

§ 500. Definitions. As used in this article,\n 1. "Person" means an individual, partnership, corporation,\nassociation, or any other form of business enterprise.\n 2. "Article of wearing apparel" means any costume or article of\nclothing worn or intended to be worn by individual…

§ 501. Prohibitions. The manufacture and/or sale, or offering for\nsale, or the introduction, delivery for introduction, transportation or\ncausing to be transported in commerce or for the purpose of sale or\ndelivery after sale in commerce, of any product, fabric or related\nma…

§ 502. Standards of flammability. Any product, fabric or related\nmaterial shall be deemed so highly flammable within the meaning of\nsection five hundred one of this article, when it fails to conform to a\nstandard or regulation promulgated by the commissioner, and to an\nappli…

§ 503. Administration. 1. The commissioner is hereby authorized and\ndirected to prescribe such rules and regulations, including provisions\nfor maintenance of records relating to products, fabrics or related\nmaterials, and for the labeling for a product, fabric or related\nmat…

§ 504. Enforcement. 1. Every place where products, fabrics or related\nmaterials are manufactured or sold shall be subject to inspection by the\ncommissioner who shall have power to inspect the manufacture and sale or\ndelivery of all products, fabrics or related materials cover…

§ 505. Guaranty. 1. No person shall be subject to prosecution under\nsection five hundred one of this article if such person (1) establishes\na guaranty received in good faith signed by and containing the name and\naddress of the person residing in the United States by whom the …

§ 506. Exclusions. The provisions of this article shall not apply:\n 1. to any common carrier, contract carrier or freight forwarder with\nrespect to a product, fabric or related material shipped or delivered\nfor shipment into commerce in the ordinary course of its business; or…

§ 507. Violations. A violation of any provision of this article or any\nrule or regulation of the commissioner promulgated hereunder is a\nmisdemeanor. Each product, fabric or related material made, sold or\nexposed for sale, shall constitute a separate violation.\n

§ 508. Fees. All court costs, fines and penalties derived from the\noperation of this article shall be paid into the state treasury.\n

§ 509. Interpretation and separability. The provisions of this article\nshall be held to be in addition to, and not in substitution for or\nlimitation of, the provisions of any other law of this state. If any\nprovision of this article or the application thereof to any person or…

§ 51. Violation of this article. The mayor or local licensing\nauthority so licensing such collateral loan broker shall have full power\nand authority after a hearing to impose fines and penalties of not less\nthan twenty-five dollars nor more than one hundred dollars upon perso…

§ 511. Definitions. In this article, unless the context or subject\nmatter otherwise requires:\n 1. "Credit card" means and includes any credit card, credit plate,\ncharge plate, courtesy card, or other identification card or device\nissued by a person to another person which ma…

§ 511-a. Additional definition. For purposes of this article "credit\ncard" shall also mean any number assigned to a credit card.\n

§ 512. Limitation of liability for unauthorized use of a credit card\nor a debit card. A provision which imposes liability upon a holder for a\ncash advance or loan or for the purchase or lease of property or\nservices obtained by the unauthorized use of a credit card or a debit…

§ 513. Injunctive relief. Whenever the attorney general has reason to\nbelieve that any violation of this article is a continuous practice, he\nmay apply to the supreme court in any county wherein any such violation\noccurred for the purpose of restraining and enjoining the cont…

§ 514. Defenses. 1. In any action for a cash advance or loan or for\nthe purchase or lease of property or services through the use of a\ncredit card or a debit card, it shall be a defense that such obligation\n (a) arose out of the unauthorized use of a credit card or a debit ca…

§ 515. Issuance of credit cards. 1. Notwithstanding any other\nprovision of law, no person shall issue a credit card in violation of\nthe provisions of an act of congress entitled "Truth in Lending Act" and\nthe regulations thereunder, as such act and regulations may from time t…

§ 516. Improper use of credit cards or debit cards; defense of lawful\ndetention. In any action for false arrest, false imprisonment, unlawful\ndetention, defamation of character, assault, trespass, or invasion of\ncivil rights, brought by any person by reason of having been det…

§ 517. Statements of account. No agreement between the issuer and the\nholder shall contain any provision that a statement sent by the issuer\nto the holder shall be deemed correct unless objected to within a\nspecified period of time. Any such provision is against public policy…

§ 518. 1. Credit card surcharge notice requirement. Any seller in any\nsales transaction imposing a surcharge on a customer who elects to use a\ncredit card in lieu of payment by cash, check, or similar means shall\nclearly and conspicuously post the total price for using a cred…

§ 518-a. Presentment of social security number as condition for\naccepting a check, traveler's check, gift certificate, money order or\nother negotiable instrument in payment of sales transaction prohibited.\n1. No seller in any sales transaction shall record on a check,\ntravel…

§ 519. Disclosure by commercial establishments honoring credit cards.\n1. Any person who honors credit cards that may be used to purchase or\nlease property on the credit of the issuer or of the holder and requires\na minimum purchase before accepting credit cards or refuses to …

§ 519-a. Credit cards and payment for health care services. 1. For\npurposes of this section, the term "credit card" shall have the same\nmeaning as in section five hundred eleven of this article.\n 2. No hospital or health care provider shall require credit card\npre-authorizat…

§ 52. Term "collateral loan broker", how to be construed. The term\n"collateral loan broker" contained in this article shall be construed so\nas to include any person, partnership, or corporation: (1) loaning money\non deposit or pledge of personal property, other than securitie…

§ 520. Application forms or solicitation for credit cards. Any\napplication form or preapproved written solicitation to enter into a\ncredit card agreement for personal, family, or household purposes which\nis mailed to an individual residing in this state on or after January\nf…

§ 520-a. Certain credit and debit card transaction forms required. 1.\nAny person, firm, partnership, association or corporation which issues\nforms used for credit or debit card transactions between the credit card\nor debit card holder and seller, shall only issue such credit …

§ 520-b. Secured credit cards. 1. If an issuer or any other person\nuses a 900 telephone number to solicit or market a secured credit card\nto an individual residing in this state, or otherwise advertises or\npromotes the availability of a secured credit card through use of a 90…

§ 520-c. Credit information. 1. The department of financial services\nshall establish a telephone number and an area on its website, or\nprovide a link on such site to other websites with a toll-free telephone\nnumber service at which customers may obtain information on annual\n…

§ 520-d. Unsolicited convenience checks. 1. As used in this section,\nthe following terms shall have the following meanings:\n (a) "check" means any negotiable instrument, as defined by section\n3-104 of the uniform commercial code, that has imprinted on it the\nholder's name an…

§ 520-e. Grace period for use of credit card reward points. 1. As used\nin this section, the following terms shall have the following meanings:\n (a) "credit card points" or "points" shall mean denominated units that\ncan be accumulated in an account in connection with a credit …

§ 521. Definitions. As used in this article:\n 1. "Consumer" means a natural person.\n 2. "Subscriber" means a consumer who is solicited to purchase or who\npurchases the services of a credit card registration service.\n 3. "Person" means any individual, firm, partnership, corpo…

§ 521-a. Disclosure requirements. Prior to entering into a contract\nfor services, the credit card registration service shall make the\nfollowing disclosures: (a) a notice that the purchase of the services\nor the renewal thereof is not required for a consumer to retain his\ncre…

§ 521-b. Contract renewals. 1. No contract for services shall provide\nthat services will be automatically renewed and the subscriber billed,\nunless the subscriber named in the expiring contract is notified not\nmore than sixty and not less than fifteen days prior to the termin…

§ 521-c. Limitation on release of subscriber names. No credit card\nregistration service shall rent, sell, exchange or otherwise make\navailable the names, addresses and account numbers of cardholders or\nowners of access devices entrusted to it by a credit card or access\ndevic…

§ 521-d. Deceptive acts prohibited. It is hereby declared to be a\ndeceptive trade practice and unlawful for a credit card registration\nservice to misrepresent in its advertising, promotional materials, sales\nmaterials, or in any other manner the nature of the services to be\n…

§ 521-e. Contracts void and unenforceable. 1. Any contract for\nservices which does not comply with the applicable provisions of this\narticle shall be void and unenforceable as contrary to public policy.\n 2. Any waiver by a consumer of the provisions of this article shall be\n…

§ 521-f. Enforcement by attorney general. Whenever there shall be a\nviolation of this section, application may be made by the attorney\ngeneral in the name of the people of the state of New York to a court or\njustice having jurisdiction by a special proceeding to issue an\ninj…

§ 523. Definitions. As used in this article: 1. "Travel services"\nmeans public transportation, public accommodations in hotels, motels or\nmotor courts, rental of motor vehicles or any other service related to\ntravel.\n 2. "Provider of travel services" means every person, firm…

§ 524. Application. This article shall apply with respect to any\ntransaction involving the furnishing of travel services to a consumer\nwhere a credit card is used to obtain credit and where the provider of\ntravel services is a person other than the credit card issuer.\n

§ 525. Prohibited practices. 1. It shall be unlawful for a provider of\ntravel services to communicate with a credit card issuer for the purpose\nof reserving or setting aside any specified amount of credit in a\nconsumer's credit card account to ensure payment for services to b…

§ 526. Enforcement. The attorney general may bring an action in the\nname of the people of the state to restrain or prevent any violation of\nthis article or any continuance of any such violation.\n

§ 527. Definitions. For the purposes of this article, the following\ndefinitions shall apply:\n 1. "Automatic renewal" means a plan or arrangement in which a paid\nsubscription or purchasing agreement is automatically renewed at the end\nof a definite term for a subsequent term.…

§ 527-a. Unlawful practices. 1. It shall be unlawful for any business\nmaking an automatic renewal or continuous service offer to a consumer in\nthis state to:\n a. fail to present to the consumer, in a clear and conspicuous manner,\nthe material terms of any automatic renewal o…

§ 529. Definitions. For the purposes of this article, the following\nterms shall have the following meanings:\n 1. "Merchant acquirer" means an entity that establishes a relationship\nwith a merchant for the purposes of processing credit, debit, or prepaid\ntransactions.\n 2. "P…