Title GBS, General Business

§ 490-g. Enforcement. 1. Where it is determined after a hearing that any person has violated one or more provisions of this article, the secretary may assess a civil penalty no greater than five thousand dollars for each violation. Any proceeding conducted pursuant to this secti…

§ 490-h. Promulgation of rules and regulations. The department shall promulgate rules and regulations to administer this article.

§ 491. Definition. As used in this article, "eligible medical condition" means Crohn's disease, ulcerative colitis, any other inflammatory bowel disease, irritable bowel syndrome or any other medical condition that requires immediate access to a toilet facility.

§ 492. Access to restroom facilities. 1. A place of business open to the general public for the sale of goods or services that has a toilet facility for its employees shall allow any individual who is lawfully on the premises of such place of business to use that toilet facility…

§ 493. Required changes. Nothing in section four hundred ninety-two of this article shall be construed as requiring a place of business open to the general public for the sale of goods or services that has a toilet facility for its employees to make any physical changes to an em…

§ 494. Denial of access. 1. The consumer protection division, as established in section ninety-four-a of the executive law, shall have the power and duty: (a) to receive complaints from any individual that has been denied access to an employee toilet facility in violation of thi…

§ 495. Definitions. As used in this article, the following terms shall have the following meanings: 1. "Lithium-ion battery" means a rechargeable battery with an organic solvent electrolyte and positive and negative electrodes which utilize an intercalation compound in which lit…

§ 495-a. Sale of lithium-ion batteries and second-use lithium-ion batteries. 1. (a) No person, firm, partnership, association, or corporation shall manufacture, distribute, assemble, recondition, sell or offer for sale, lease, or rent a lithium-ion battery or a second-use lithiu…

§ 495-b. Tags on charging cords of micromobility devices, limited use motorcycles, and bicycles with electric assist. 1. No person, firm, partnership, association, or corporation shall manufacture, distribute, assemble, recondition, sell or offer for sale at retail any micromobi…

§ 495-c. Lithium-ion battery safety resources. The department of state, in consultation with the division of homeland security and emergency services and the New York state energy research and development authority, shall develop and maintain safety resources, information, and p…

* § 495-d. Operating manuals for micromobility devices, bicycles with electric assist and limited use motorcycles powered by lithium-ion batteries, and lithium-ion batteries intended for use in such devices or bicycles. 1. No person, firm, partnership, association or corporation…

§ 5. Labor prohibited on Sunday. All labor on Sunday is prohibited, excepting the works of necessity and charity. In works of necessity or charity is included whatever is needful during the day for the good order, health or comfort of the community.

§ 50. Disposition of proceeds. 1. The surplus money, if any, arising from any such sale, after deducting the amount of the loan, the interest then due on the same, the auctioneer's commissions, if applicable, lawful extra care charges and the expense of the advertisement of the …

§ 500. Definitions. As used in this article, 1. "Person" means an individual, partnership, corporation, association, or any other form of business enterprise. 2. "Article of wearing apparel" means any costume or article of clothing worn or intended to be worn by individuals. 3. …

§ 501. Prohibitions. The manufacture and/or sale, or offering for sale, or the introduction, delivery for introduction, transportation or causing to be transported in commerce or for the purpose of sale or delivery after sale in commerce, of any product, fabric or related materi…

§ 502. Standards of flammability. Any product, fabric or related material shall be deemed so highly flammable within the meaning of section five hundred one of this article, when it fails to conform to a standard or regulation promulgated by the commissioner, and to an applicabl…

§ 503. Administration. 1. The commissioner is hereby authorized and directed to prescribe such rules and regulations, including provisions for maintenance of records relating to products, fabrics or related materials, and for the labeling for a product, fabric or related materia…

§ 504. Enforcement. 1. Every place where products, fabrics or related materials are manufactured or sold shall be subject to inspection by the commissioner who shall have power to inspect the manufacture and sale or delivery of all products, fabrics or related materials covered …

§ 505. Guaranty. 1. No person shall be subject to prosecution under section five hundred one of this article if such person (1) establishes a guaranty received in good faith signed by and containing the name and address of the person residing in the United States by whom the pro…

§ 506. Exclusions. The provisions of this article shall not apply: 1. to any common carrier, contract carrier or freight forwarder with respect to a product, fabric or related material shipped or delivered for shipment into commerce in the ordinary course of its business; or 2. …

§ 507. Violations. A violation of any provision of this article or any rule or regulation of the commissioner promulgated hereunder is a misdemeanor. Each product, fabric or related material made, sold or exposed for sale, shall constitute a separate violation.

§ 508. Fees. All court costs, fines and penalties derived from the operation of this article shall be paid into the state treasury.

§ 509. Interpretation and separability. The provisions of this article shall be held to be in addition to, and not in substitution for or limitation of, the provisions of any other law of this state. If any provision of this article or the application thereof to any person or ci…

§ 51. Violation of this article. The mayor or local licensing authority so licensing such collateral loan broker shall have full power and authority after a hearing to impose fines and penalties of not less than twenty-five dollars nor more than one hundred dollars upon persons …

§ 511. Definitions. In this article, unless the context or subject matter otherwise requires: 1. "Credit card" means and includes any credit card, credit plate, charge plate, courtesy card, or other identification card or device issued by a person to another person which may be …

§ 511-a. Additional definition. For purposes of this article "credit card" shall also mean any number assigned to a credit card.

§ 512. Limitation of liability for unauthorized use of a credit card\nor a debit card. A provision which imposes liability upon a holder for a\ncash advance or loan or for the purchase or lease of property or\nservices obtained by the unauthorized use of a credit card or a debit…

§ 513. Injunctive relief. Whenever the attorney general has reason to believe that any violation of this article is a continuous practice, he may apply to the supreme court in any county wherein any such violation occurred for the purpose of restraining and enjoining the continu…

§ 514. Defenses. 1. In any action for a cash advance or loan or for the purchase or lease of property or services through the use of a credit card or a debit card, it shall be a defense that such obligation (a) arose out of the unauthorized use of a credit card or a debit card w…

§ 515. Issuance of credit cards. 1. Notwithstanding any other provision of law, no person shall issue a credit card in violation of the provisions of an act of congress entitled "Truth in Lending Act" and the regulations thereunder, as such act and regulations may from time to t…

§ 516. Improper use of credit cards or debit cards; defense of lawful detention. In any action for false arrest, false imprisonment, unlawful detention, defamation of character, assault, trespass, or invasion of civil rights, brought by any person by reason of having been detain…

§ 517. Statements of account. No agreement between the issuer and the holder shall contain any provision that a statement sent by the issuer to the holder shall be deemed correct unless objected to within a specified period of time. Any such provision is against public policy an…

§ 518. 1. Credit card surcharge notice requirement. Any seller in any sales transaction imposing a surcharge on a customer who elects to use a credit card in lieu of payment by cash, check, or similar means shall clearly and conspicuously post the total price for using a credit …

§ 518-a. Presentment of social security number as condition for accepting a check, traveler's check, gift certificate, money order or other negotiable instrument in payment of sales transaction prohibited. 1. No seller in any sales transaction shall record on a check, traveler's…

§ 519. Disclosure by commercial establishments honoring credit cards. 1. Any person who honors credit cards that may be used to purchase or lease property on the credit of the issuer or of the holder and requires a minimum purchase before accepting credit cards or refuses to all…

§ 519-a. Credit cards and payment for health care services. 1. For purposes of this section, the term "credit card" shall have the same meaning as in section five hundred eleven of this article. 2. No hospital or health care provider shall require credit card pre-authorization n…

§ 52. Term "collateral loan broker", how to be construed. The term "collateral loan broker" contained in this article shall be construed so as to include any person, partnership, or corporation: (1) loaning money on deposit or pledge of personal property, other than securities o…

§ 520. Application forms or solicitation for credit cards. Any\napplication form or preapproved written solicitation to enter into a\ncredit card agreement for personal, family, or household purposes which\nis mailed to an individual residing in this state on or after January\nf…

§ 520-a. Certain credit and debit card transaction forms required. 1. Any person, firm, partnership, association or corporation which issues forms used for credit or debit card transactions between the credit card or debit card holder and seller, shall only issue such credit or …

§ 520-b. Secured credit cards. 1. If an issuer or any other person uses a 900 telephone number to solicit or market a secured credit card to an individual residing in this state, or otherwise advertises or promotes the availability of a secured credit card through use of a 900 t…

§ 520-c. Credit information. 1. The department of financial services shall establish a telephone number and an area on its website, or provide a link on such site to other websites with a toll-free telephone number service at which customers may obtain information on annual perc…

§ 520-d. Unsolicited convenience checks. 1. As used in this section, the following terms shall have the following meanings: (a) "check" means any negotiable instrument, as defined by section 3-104 of the uniform commercial code, that has imprinted on it the holder's name and the…

§ 520-e. Grace period for use of credit card reward points. 1. As used in this section, the following terms shall have the following meanings: (a) "credit card points" or "points" shall mean denominated units that can be accumulated in an account in connection with a credit card…

§ 521. Definitions. As used in this article: 1. "Consumer" means a natural person. 2. "Subscriber" means a consumer who is solicited to purchase or who purchases the services of a credit card registration service. 3. "Person" means any individual, firm, partnership, corporation,…

§ 521-a. Disclosure requirements. Prior to entering into a contract for services, the credit card registration service shall make the following disclosures: (a) a notice that the purchase of the services or the renewal thereof is not required for a consumer to retain his credit …

§ 521-b. Contract renewals. 1. No contract for services shall provide that services will be automatically renewed and the subscriber billed, unless the subscriber named in the expiring contract is notified not more than sixty and not less than fifteen days prior to the terminati…

§ 521-c. Limitation on release of subscriber names. No credit card registration service shall rent, sell, exchange or otherwise make available the names, addresses and account numbers of cardholders or owners of access devices entrusted to it by a credit card or access device is…

§ 521-d. Deceptive acts prohibited. It is hereby declared to be a deceptive trade practice and unlawful for a credit card registration service to misrepresent in its advertising, promotional materials, sales materials, or in any other manner the nature of the services to be perf…

§ 521-e. Contracts void and unenforceable. 1. Any contract for services which does not comply with the applicable provisions of this article shall be void and unenforceable as contrary to public policy. 2. Any waiver by a consumer of the provisions of this article shall be deeme…

§ 521-f. Enforcement by attorney general. Whenever there shall be a violation of this section, application may be made by the attorney general in the name of the people of the state of New York to a court or justice having jurisdiction by a special proceeding to issue an injunct…