License required

N.D.C.C. § 13-11-02 — under Debt-Settlement Providers.

N.D.C.C. § 13-11-02

It is unlawful for any person to act as a debt-settlement provider except as authorized by this chapter and without first having obtained a license under this chapter. A person that engages in debt settlement is deemed to engage in debt settlement in this state if the debtor resides in this state.