Except as otherwise provided, a person other than a residential mortgage lender licensed and authorized under this chapter may not engage in residential mortgage lending in the state without a residential mortgage lender license issued by the commissioner. A person engages in residential mortgage lending if the borrower resides in North Dakota.
Residential mortgage lender license required
N.D.C.C. § 13-12-03 — under Residential Mortgage Lenders.
N.D.C.C. § 13-12-03