A policy form meeting the requirements of subsection 1 of section 26.1-36-14 must be approved notwithstanding any other law which specifies the contents of a policy, if the policy form provides the policyholders and claimants protection not less favorable than they would be entitled to under such laws.
Approval of accident and health policy forms
N.D.C.C. § 26.1-36-15, under Accident and Health Insurance.
N.D.C.C. § 26.1-36-15