As used in this chapter, the definitions in section 26.1-36.3-01 apply, unless the context otherwise requires. In addition: 1. "Insurer" means any insurance company, nonprofit health service organization, fraternal benefit society, or health maintenance organization that provides a plan of health insurance or health benefits subject to state insurance regulation. 2. "Policy" means any health benefit plan as defined in section 26.1-36.3-01, whether offered on a group or individual basis. The term does not include an individual short-term limited-duration plan or association short-term limited-duration plan as defined in section 26.1-36.8-01.