An alteration in the use or condition of a thing insured from that to which it is limited by the policy, which does not increase the risk, does not affect a fire insurance contract.
N.D.C.C. § 26.1-39-02 — under Property and Casualty Insurance.
N.D.C.C. § 26.1-39-02
An alteration in the use or condition of a thing insured from that to which it is limited by the policy, which does not increase the risk, does not affect a fire insurance contract.