™Your Policy Risk Impact Agent
118 chapters · 1,589 sections in this title.
N.D.C.C. § 26.1-24-01 When premium payable
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An insurer is entitled to payment of the premium as soon as the thing insured is exposed to the peril insured against.
N.D.C.C. § 26.1-24-02 Receipt for premium in policy - Effect
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An acknowledgment in a policy of the receipt of premium is conclusive evidence of its payment so far as to make the policy binding, notwithstanding any stipulation in the policy that it is not binding until the premium actually is paid.
N.D.C.C. § 26.1-24-03 When insured entitled to return of premium
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A person insured is entitled to a return of premium, including all policy fees in excess of two dollars, on any one policy, and all other sums of money paid in consideration of the insurance policy, as follows: 1. To the whole premium, fee, or other sums if no part of the insured…
N.D.C.C. § 26.1-24-04 Premium return in cases of overinsurance
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In cases of overinsurance, the insured is entitled to a return of the premium as follows: 1. In overinsurance by several insurers, to a ratable return of premium proportioned to the amount by which the aggregate sum insured in all the policies exceeds the value of the thing at ri…
