™Your Policy Risk Impact Agent
118 chapters · 1,589 sections in this title.
N.D.C.C. § 26.1-25.1-01 Scope
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This chapter applies to personal insurance and does not apply to commercial insurance.
N.D.C.C. § 26.1-25.1-02 Definitions
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As used in this chapter, unless the context otherwise requires: 1. "Adverse action" means a denial or cancellation of, an increase in any charge for, or a reduction or other adverse or unfavorable change in the terms of coverage or amount of, any insurance, existing or applied fo…
N.D.C.C. § 26.1-25.1-03 Use of credit information
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An insurer authorized to do business in this state which uses credit information to underwrite or rate risks may not: 1. Use an insurance score that is calculated using income, gender, address, zip code, ethnic group, religion, marital status, or nationality of the consumer as a …
N.D.C.C. § 26.1-25.1-04 Dispute resolution and error correction
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If it is determined through the dispute resolution process set forth in the federal Fair Credit Reporting Act [Pub. L. 90-321; 15 U.S.C. 1681i(a)(5)] that the credit information of a current insured was incorrect or incomplete and if the insurer receives notice of such determinat…
