Title 26.1 — Insurance
118 chapters · 1,472 sections in this title.
N.D.C.C. § 26.1-25.2-01 Scope
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This chapter applies to only personal insurance.
N.D.C.C. § 26.1-25.2-02 Definitions
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As used in this chapter: 1. "Deceptive practices" means any misstatement or omission of any material fact, or submission of a false statement, in light of the circumstances under which it was made, by a person acting with the intent to defraud in filing an insurance claim. 2. "In…
N.D.C.C. § 26.1-25.2-03 Prohibited claims usage
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An insurer may not consider the following events for purposes of surcharging, declining, nonrenewing, or canceling either personal insurance coverage or a binder for personal insurance coverage. The events include: 1. An insured's inquiry into the type or level of coverage or an …
N.D.C.C. § 26.1-25.2-04 Prohibited use of prior owner's history
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An insurer may not decline to insure a property not previously owned by an applicant based solely upon the loss history of a previous owner of the property, unless the insurer can provide evidence that the previous owner did not repair the damage.
N.D.C.C. § 26.1-25.2-05 Disclosure requirements
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An insurer writing personal insurance must inform the applicant in writing or in the same medium as the application at the time of an application for personal insurance that the insurer will consider the insured's claims history in determining whether to decline, cancel, nonrenew…