™Your Policy Risk Impact Agent
118 chapters · 1,589 sections in this title.
N.D.C.C. § 26.1-25.2-01 Scope
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This chapter applies to only personal insurance.
N.D.C.C. § 26.1-25.2-02 Definitions
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As used in this chapter: 1. "Deceptive practices" means any misstatement or omission of any material fact, or submission of a false statement, in light of the circumstances under which it was made, by a person acting with the intent to defraud in filing an insurance claim. 2. "In…
N.D.C.C. § 26.1-25.2-03 Prohibited claims usage
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An insurer may not consider the following events for purposes of surcharging, declining, nonrenewing, or canceling either personal insurance coverage or a binder for personal insurance coverage. The events include: 1. An insured's inquiry into the type or level of coverage or an …
N.D.C.C. § 26.1-25.2-04 Prohibited use of prior owner's history
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An insurer may not decline to insure a property not previously owned by an applicant based solely upon the loss history of a previous owner of the property, unless the insurer can provide evidence that the previous owner did not repair the damage.
