Title 28 — Judicial Procedure, Civil

A property sold subject to redemption may be redeemed as provided in this chapter by the following person or successors in interest: 1. The judgment debtor; or 2. A creditor having a lien on the property, or on some part of the property, subsequent to that on which the property w…

The judgment debtor or redemptioner may redeem the property from the purchaser during the redemption period by paying the amount of the bid and any additional lien claimed under section 28-24-07 with interest at the rate provided in the original instrument on which the judgment i…

A redemptioner shall give a written notice of redemption to the sheriff and at the same time shall record a duplicate in the office of the county recorder of the county where the land is situated. The redemptioner must state in the notice of redemption an amount that the redempti…

If property is redeemed by a redemptioner, another redemptioner, even after the expiration of the redemption period, may redeem from the last redemption if the redemption is made within sixty days after recording of the notice of redemption. This sixty-day limitation does not app…

A redemptioner shall produce to the officer or person from whom the redemptioner seeks to redeem and shall serve with the redemptioner's notice to the sheriff: 1. A copy of the docket of the judgment under which the redemptioner claims the right to redeem, certified by the clerk …

The debtor may not be required to pay more to effect a redemption than the purchase price, with interest from the day of sale, at the same rate as provided in the original instrument on which the judgment is based, despite the fact that the debtor seeks to redeem from a redemptio…

If a sale of real estate is made under execution or upon mortgage foreclosure, the purchaser at the sale or the purchaser's successor in interest, in case of the expiration during the period of redemption of any insurance policy on the premises sold, may pay the premium necessary…

In case any mortgagor, redemptioner, or judgment debtor objects to the payment of any insurance premium, taxes, or prior liens on account of the incorrectness or invalidity thereof, that person may file with the sheriff an indemnity bond, in an amount and with sureties to be appr…

The payments upon redemption mentioned in this chapter may be made to the purchaser or redemptioner, or for the purchaser or redemptioner, to the officer who made the sale.

If any taxes, assessments, insurance premiums, utility charges, or other items are paid by the purchaser or by a redemptioner, or if the purchaser or redemptioner has or acquired any lien other than that on which the sale or redemption was made, written notice of that item must b…

The debtor under an execution or foreclosure sale of the debtor's property is entitled to the possession, rents, use, and benefit of the property sold from the date of the sale until the expiration of the period of redemption except as provided by section 32-19-19.

Until the expiration of the time for redemption, the court may restrain the commission of waste on the property by order granted with or without notice, on the application of the purchaser or the judgment creditor. But it is not waste for the person in possession of the property …

If the property is not redeemed according to law, the sheriff shall execute and deliver a sheriff's deed for the property immediately after the time for redemption has expired to the purchaser, purchaser's assignee, or the redemptioner.

The sheriff's deed is sufficient evidence of the legality of the sale and the proceedings contained in the certificate, until the contrary is proved, and vests in the grantee title to the premises as vested in the debtor at or after the time when the real property became liable t…

The sheriff's deed may be executed by any succeeding sheriff to the purchaser or person entitled thereto or the purchaser's or person's legal representatives, and such deed is as good and valid in law and has the same effect as if the sheriff who made the sale had executed the sa…

The provisions of this chapter relating to redemption of real property govern sales on mortgage foreclosures.