45 chapters · 338 sections in this title.
N.D.C.C. § 51-14-01 Definitions
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In this chapter, unless the context otherwise requires: 1. "Credit service charge" means the amount, however expressed, which the retail buyer contracts to pay or pays the retail seller in excess of the amount of credit extended, representing the total charges by the retail selle…
N.D.C.C. § 51-14-02 Contents of revolving charge agreements - Requirements for delivery of monthly statements - Exception
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Every revolving charge agreement must be in writing and must be accepted by the retail buyer. As used in this section, "accepted" means the buyer has signed the revolving charge agreement, the buyer has used the account issued under a revolving charge agreement, or within thirty …
N.D.C.C. § 51-14-03 Limitation of credit service charge
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In a revolving charge agreement, a seller may contract for and, if so contracted for, the seller or holder of the agreement may charge, receive, and collect the service charge authorized by this section. The service charge may not exceed the amount agreed to by the parties. In th…
N.D.C.C. § 51-14-03.1 Additional charges on revolving charge accounts
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The seller or holder of a revolving charge account may collect a late payment or other charge not to exceed the amount agreed to by the parties in the revolving charge account agreement.