Title 51 — Sales and Exchanges
45 chapters · 316 sections in this title.
N.D.C.C. § 51-31-01 Definitions
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1. "Consumer" means an individual. 2. "Consumer report" has the same meaning as provided in 15 U.S.C. 1681a(d). 3. "Consumer reporting agency" means any person that, for monetary fees or dues or on a cooperative nonprofit basis, regularly engages in the practice of assembling or …
N.D.C.C. § 51-31-02 Initial fraud alerts
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Upon the direct request of a consumer or an individual acting on behalf of or as a personal representative of a consumer, who asserts in good faith a suspicion that the consumer has been or is about to become a victim of fraud or related crime, including identity theft, a consume…
N.D.C.C. § 51-31-03 Extended fraud alerts
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Upon the direct request of a consumer or an individual acting on behalf of or as a personal representative of a consumer, who asserts in good faith a suspicion that the consumer has been or is about to become a victim of fraud or related crime, including identity theft, a consume…
N.D.C.C. § 51-31-04 Police reports - Judicial determination of factual innocence
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1. An individual who has learned or reasonably suspects that the individual's personal identifying information has been unlawfully used by another, as described in section 12.1-23-11, may initiate a law enforcement investigation by contacting the local law enforcement agency that…
N.D.C.C. § 51-31-05 Enforcement - Powers - Remedies - Penalties
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The attorney general may enforce this chapter. In enforcing this chapter, the attorney general has all the powers provided in this chapter or chapter 51-15 and may seek all remedies in this chapter or chapter 51-15. A violation of this chapter constitutes a violation of chapter 5…