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45 chapters · 338 sections in this title.
N.D.C.C. § 51-33-01 Definitions
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In this chapter, unless the context or subject matter otherwise requires: 1. "Consumer report" has the same meaning as provided in 15 U.S.C. 1681(a)(d). 2. "Consumer reporting agency" means any person that for monetary fees or dues, or on a cooperative nonprofit basis, regularly …
N.D.C.C. § 51-33-02 Right to obtain security freeze
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A consumer may elect to place a security freeze on the consumer's consumer credit file by making a request to a consumer reporting agency. The consumer may make the request: 1. By mail; 2. By telephone by providing proper identification or certain personal identification required…
N.D.C.C. § 51-33-03 Response of consumer reporting agency
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1. A consumer reporting agency shall place a security freeze on a consumer's consumer credit file no later than three business days after receiving from the consumer a request under section 51-33-02 which includes proper identification. If a victim of identity theft requests a se…
N.D.C.C. § 51-33-04 Temporary lifting or permanent removal of the freeze
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1. If the consumer wishes to allow the consumer's consumer credit file to be accessed for a specific party or period of time while a freeze is in place, the consumer shall contact the consumer reporting agency, request that the freeze be temporarily lifted, and provide the follow…
