Oregon Administrative Code

813-022-0045 Manual The Flex Lending Program's NextStep Product Guideline Manual with the requirements and standards therein, is incorporated into and adopted as part of this division of administrative rules, by reference. The program manual may be accessed online at the OHCS web…

813-022-0055 Program Loans (1) A mortgage loan under the program is eligible for purchase by the Department if: (a) The borrower holds title to the property in fee simple or in another form of ownership acceptable to the Department; and (b) The mortgage loan meets the requirement…

813-022-0060 Eligible Borrowers and Residences (1) A borrower is eligible for a mortgage loan under the program if they meet the eligibility requirements set forth in the OHCS Flex Lending Program's NextStep Product Guideline Manual. (2) A residence is eligible for a mortgage loa…

813-022-0090 Mortgage Servicing All Program Loans shall be serviced in accordance with the requirements of the Department’s Servicer to include: (1) Escrow account maintenance; and (2) The following items, as applicable: (a) Mortgage loan modification; (b) Property maintenance an…

813-025-0005 Purpose and Objectives The rules of OAR, chapter 813, division 025, are established to administer and enforce ORS 183.530 and 183.534. These rules require certain agencies to prepare a housing cost impact statement upon the proposal or repeal of any rule or amendment…

813-025-0010 Definitions (1) All terms are used in OAR 813, division 025, as defined in ORS 183.530 and 183.534, and as provided in OAR 813-025-0005 and herein. (2) As used in these rules, unless the context indicates otherwise: (a) "Agencies" includes those agencies identified i…

813-025-0015 Preparation of Statement (1) Agencies listed in ORS 183.530 who are required to prepare a Housing Cost Impact Statement shall do so on forms prescribed by Oregon Housing and Community Services Department. (2) The Housing Cost Impact Statement shall be submitted with …

813-027-0001 Purpose and Objectives The rules of OAR chapter 813, division 027, are adopted for the purpose of administering section 7, chapter 906, Oregon Laws 2009, which establishes the Housing and Community Services Department Manufactured Dwelling Parks Preservation Fund and…

813-027-0010 Definitions As used in this division: (1) “Community Organization” means a nonprofit corporation established under ORS Chapter 65, a housing authority established under 456.055 to 456.235, a local government as defined in 197.015, or a tenants’ association supported …

813-027-0020 Eligibility for Moneys from Fund The Department may disburse moneys in the Manufactured Dwelling Parks Preservation Fund by grant, loan or otherwise as the Department determines appropriate, subject to the availability of funds and to limitations otherwise prescribed…

813-027-0030 Application Procedure and Requirements (1) The Department may provide a reservation of an award from the Manufactured Dwelling Parks Preservation Fund through a process that may include but is not limited to any of the following: (a) A direct Department award in whic…

813-027-0040 Criteria for Funding As the Department determines funds to be available, moneys from the Manufactured Dwelling Parks Preservation Fund may be awarded based on the following criteria: (1) Funds must be used to purchase a manufactured dwelling park; (2) An applicant is…

813-027-0050 Application Review (1) An application for an award from the Manufactured Dwelling Parks Preservation Fund is subject to the Department’s approval, denial or modification, in whole or in part, and is also subject to review by the Housing Stability Council. (2) When a …

813-027-0060 Charges (1) The Department may charge an applicant for an award from the Manufactured Dwelling Parks Preservation Fund for costs incurred by the Department in evaluating and taking action on an application, and may also: (a) Impose a transfer application charge on an…

813-027-0070 General Administrative and Monitoring Requirements (1) A recipient of moneys from the Manufactured Dwelling Parks Preservation Fund shall furnish annual reports and other materials as disclosed in the grant or loan documents to the Department. (2) A recipient of the …

813-027-0080 Noncompliance (1) At any time before the expiration of the affordability period, if the Department determines that a recipient of the moneys from the Manufactured Dwelling Parks Preservation Fund is not in compliance with applicable requirements, the recipient shall …

813-027-0090 Waiver The Department may waive or modify any requirements of these rules, unless such waiver or modification would violate applicable federal or state law. Statutory/Other Authority: ORS 456.555 Statutes/Other Implemented: 2009 OL Ch. 906 Sec. 7 History: OHCS 10-201…

813-028-0001 Purpose and Objectives The rules of OAR chapter 813, division 28, are adopted for the purpose of administering section 5, chapter 906, Oregon Laws 2009, which establishes the Housing and Community Services Department Housing Preservation Fund and authorizes the Depar…

813-028-0010 Definitions All terms are used in OAR 813, division 28, as defined in the Act and as provided in 813-005-0005 and herein. As used in this Division, unless the context indicates otherwise: (1) "Department" means the Oregon Housing and Community Services Department est…

813-028-0020 Eligibility for Moneys from Fund The Department may disburse moneys in the fund by grant, loan or otherwise as determined by the Department, subject to the availability of funds and limitations otherwise prescribed by law. The purposes for which the moneys may be dis…

813-028-0030 Application Procedure and Requirements (1) The Department may provide a reservation of an award from the fund through a process that may include but is not limited to any of the following: (a) A direct Department award; (b) An application according to a first-come, f…

813-028-0040 Criteria for Funding (1) As the Department determines to be possible and appropriate, moneys from the fund are subject to distribution throughout the state and on the basis of identified needs and financial feasibility. (2) Specific criteria for distributing moneys f…

813-028-0050 Application Review (1) An application is subject to the Department’s approval, denial or modification, in whole or in part, and is also subject to review by the Housing Stability Council as appropriate. (2) When a funding award is in excess of an applicable threshold…

813-028-0060 Charges (1) The Department may charge an applicant for costs incurred by the Department in evaluating and taking action on an application, and may also: (a) Impose a transfer application charge on an owner who receives a contract, grant, loan or tax credit through th…

813-028-0070 General Administrative and Monitoring Requirements (1) A recipient of fund moneys shall furnish annual reports and other materials to the Department as required by the Department. (2) A recipient of fund moneys is subject to reviews or field inspections, or both, by …

813-028-0080 Noncompliance (1) At any time before the expiration of the affordability period, if the Department determines that a recipient is not in compliance with applicable requirements, the recipient shall take corrective actions required by the Department. Examples of nonco…

813-028-0090 Waiver The Department may waive or modify any requirements of these rules, unless such waiver or modification would violate applicable federal or state law. Statutory/Other Authority: ORS 456.555 Statutes/Other Implemented: 2009 OL Ch. 906 Sec. 5 History: OHCS 11-201…

813-030-0005 Purpose and Objectives The rules of OAR chapter 813, division 030, are promulgated to carry out the provisions of ORS 456.515 through 456.547, as they pertain to the administration by the Housing and Community Services Department (Department) of the Elderly and Disab…

813-030-0010 Definitions (1) All terms are used in OAR chapter 813, division 030, as defined in the act and as provided in OAR 813-005-0005 and herein. (2) As used in these rules, unless otherwise indicated by the context: (a) "Borrower" means a person who satisfies the criteria …

813-030-0014 Elderly and Disabled Housing Designation (1) To be eligible for Elderly & Disabled Housing Program funds, a project must qualify as an elderly housing project or a disabled housing project, as defined in OAR 813-030-0010. Eligible projects may meet either or both def…

813-030-0020 Form of Loan Assistance (1) The Department shall make loans to Borrowers under the terms of written Commitments. (2) Loans shall be made directly with proceeds from the issuance of bonds or other available funds obtained by the Department. The Department may establis…

813-030-0025 Loan Security Notwithstanding any other provision contained in the program rules, the Department shall not disburse funds for a program loan until: (1) The loan is secured by a fully executed promissory note and first lien trust deed in such form as required by the D…

813-030-0030 Eligible Elderly and Disabled Housing Projects (1) The Multifamily rental financing: permanent loan program manual (July 13, 2026) is incorporated into this Division 30 by reference. All references to these OAR 813, division 030 rules shall be deemed to include the m…

813-030-0031 Standard Underwriting Criteria for Program Loans and Program Contributions The Department will underwrite each program loan pursuant to underwriting criteria that shall be established by the Department and updated from time to time in accordance with acceptable risk …

813-030-0032 Manufactured Dwelling Park Projects (1) To qualify as a Manufactured Dwelling Park, the Project shall comply with the following standards and conditions: (a) Site, design and licensing standards of the local government; (b) Regulations of the Building Codes Division,…

813-030-0034 Funding Availability (1) The Department may from time to time make program funds available, as program loans or program contributions, for the construction, acquisition and/or rehabilitation, or other financing of elderly and disabled housing projects. (2) Notwithsta…

813-030-0035 Approved Housing Borrowers (1) To be eligible to receive a program loan or a program contribution, a borrower must satisfy and comply with all applicable statutory requirements, the rules set forth in this OAR chapter 813, division 30, including all terms as outlined…

813-030-0040 Processing Procedures (1) Before accepting a Project for the application process, the prospective Borrower shall submit an application to the Department on forms acceptable to the Department. If the Project meets the Program requirements, an application conference wi…

813-030-0044 Loan Closing Before the loan closing takes place, the Department shall provide to the escrow officer written instructions for closing the loan. The Department shall not authorize disbursement of loan funds until all conditions of the commitment are satisfied and the …

813-030-0046 Resident Eligibility and Occupancy (1) To be eligible to occupy a unit in a designated elderly housing project, a resident must: (a) Be a resident of the state of Oregon; and (b) the head of the unit household must be over the age of 55 years. (2) In addition to meet…

813-030-0047 Project Requirements (1) In addition to meeting the definition of an elderly housing project or a disabled housing project, all developments must meet the following requirements; (a) Projects financed by the Department must satisfy applicable IRS tax-exempt bond requ…

813-030-0050 Elderly and Disabled Sinking Fund The department may utilize the elderly and disabled sinking fund as outlined in ORS 456.543. Surplus funds may be loaned as either program loans or program contributions as determined appropriate and necessary by the Department to ex…

813-030-0060 Loan Servicing (1) The servicing of loans shall be performed by servicer(s) selected by the Department. Servicing, unless performed by the Department, shall be conducted under the terms and conditions contained in a servicing agreement entered into between the Depart…

813-030-0062 Loan Servicing The department may service program loans internally or utilize a third party to provide loan servicing for any or all program loans. When utilizing a third-party servicer, the Department will specify the loan servicing process through a servicing agree…

813-030-0066 Transfer of Ownership (1)(a) A Borrower who has received a loan or commitment from the Department shall not transfer ownership, lease, or otherwise encumber any property which serves or will serve as security for a loan from the Department without prior written appro…

813-030-0067 Loan Prepayments (1) It is the general policy of the Department not to accept prepayments. The Department may, however, permit a prepayment if, in its sole discretion, the Department determines that the prepayment is consistent with the best interests of the Departme…

813-030-0068 Disposal of Department-Owned Projects (1) The Department may transfer ownership of projects acquired through foreclosure or deed in lieu of foreclosure through sale, gift or other lawful manner to a person, persons, or entity whom the Department determines meets the …

813-030-0070 Waiver The Department may waive or modify any requirements of OAR 813, division 030, unless such waiver or modification would violate applicable federal or state statutes or regulations. Statutory/Other Authority: ORS 456.515 - 456.720 Statutes/Other Implemented: ORS…

813-035-0005 Purpose and Objectives The rules of OAR chapter 813, division 35, are established to administer and enforce ORS 456.515 through 456.720, and specifically 456.615 through 456.720. These rules implement the Pass-Through Revenue Bond Financing Program, which has an obje…

813-035-0011 Definitions (1) All terms are used in OAR chapter 813, division 35, as defined in the Act, and as provided in 813-005-0005 and herein. (2) As used in these rules, unless the context indicates otherwise: (a) “Bond Documents” means the Trust Indenture, the Loan Agreeme…