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Oregon Statutes, Title 53

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Oregon/Statutes

← All Oregon coverage

Title 53, Financial Institutions

10 chapters · 500 sections in this title.

All chapters in Title 53500 Ch 708A93 Ch 71190 Ch 70787 Ch 71666 Ch 70945 Ch 70634 Ch 71727 Ch 71426 Ch 71325 Ch 7157

34 sections·Filtered byTitle 53✕Ch 706✕

ORS 706.005 Definitions for Bank Act
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As used in the Bank Act: (1)(a) “Access area” means any paved walkway or sidewalk within 50 feet of an automated teller machine or night deposit facility. (b) “Access area” does not include publicly maintained sidewalks or roads. (2) “Access device” means: (a) An access device as…
ORS 706.008 Additional definitions for Bank Act
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As used in the Bank Act: (1) “Bank” means a company, other than an extranational institution, that accepts deposits that the Bank Insurance Fund insures to any extent under the provisions of the Federal Deposit Insurance Act, as amended, 12 U.S.C. 1811, et seq. (2) “Bank holding …
ORS 706.015 Bank Act references to federal statutes and regulations; rules
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References in the Bank Act to federal statutes and regulations, except as otherwise provided in the Bank Act, are to the statutes or regulations as the statutes or regulations are in effect on January 1, 2015. The Director of the Department of Consumer and Business Services may b…
ORS 706.500 Examination of banking institutions and non-Oregon institutions; examination program with federal regulators
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(1) Each banking institution is subject to the inspection of the Director of the Department of Consumer and Business Services. The director shall conduct an examination of the condition and resources of each banking institution and determine whether the banking institution is com…

ORS 706.515 Agreements with other bank supervisory agencies and Financial Crimes Enforcement Network; contracts for use of bank examiners; joint examination or enforcement; fees

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(1) The Director of the Department of Consumer and Business Services may enter into cooperative, coordinating and information sharing agreements with other bank supervisory agencies, with the Financial Crimes Enforcement Network established by order of the United States Secretary…

ORS 706.520 Request by directors or stockholders for examination; costs

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When requested in writing by the board of directors of a banking institution or stockholders owning a majority of the capital stock of an institution or an Oregon stock savings bank, the Director of the Department of Consumer and Business Services may make or cause to be made an …

ORS 706.530 Annual fees paid by banking institutions and non-Oregon institutions; rules

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(1) Each banking institution and each non-Oregon institution shall pay each year to the Director of the Department of Consumer and Business Services the fee set in a schedule the director adopts by rule. The fee shall be paid by the date set by the director in the rule establishi…

ORS 706.544 Costs for special examination or other actions taken

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A banking institution or a non-Oregon institution shall pay to the Director of the Department of Consumer and Business Services the actual costs of the Department of Consumer and Business Services, as determined by the director, for conducting any special examination or taking an…

ORS 706.560 Appraisal of securities and audit

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(1) When a banking institution or a non-Oregon institution has been examined by an examiner and the examiner finds securities that are of doubtful value, the examiner shall report the same to the Director of the Department of Consumer and Business Services, who may, at the expens…

ORS 706.570 Requirement that banking institution keep books and accounts; civil penalty

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(1) A banking institution that is engaged in the business of banking in this state shall keep books and accounts of the banking institution’s activities, in such a manner as to enable the Director of the Department of Consumer and Business Services to readily ascertain the true c…

ORS 706.575 Certificate as evidence that document is filed with director

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(1) A certificate attached to a copy of a document filed by the Director of the Department of Consumer and Business Services, bearing the director’s signature, which may be in facsimile, is conclusive evidence that the original document or a facsimile thereof is on file with the …

ORS 706.578 Establishment of loan production office; notice; fee

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(1) An insured institution or extranational institution shall file a notice with the Director of the Department of Consumer and Business Services and pay a nonrefundable fee of $100 within 30 days after establishing a loan production office in this state. The notice must include:…

ORS 706.580 Illegal, unauthorized or unsafe practices; authority of director

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(1) The Director of the Department of Consumer and Business Services may take an action described in subsection (2) of this section if a banking institution or non-Oregon institution: (a) Conducts business in an unsafe or unauthorized manner; (b) Refuses to submit records for ins…

ORS 706.600 Authority to protect creditors and depositors of banking institution or non-Oregon institution

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(1) The Director of the Department of Consumer and Business Services may take one or more of the actions described in this section to protect the interest of the creditors and depositors of a banking institution or non-Oregon institution if any of the following occurs: (a) It is …

ORS 706.610 Examiners required to report insolvency of Oregon operating institution

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An examiner of the Department of Consumer and Business Services, having knowledge of the insolvency or unsafe condition of an Oregon operating institution shall report the fact in writing, over the examiner’s signature, to the Director of the Department of Consumer and Business S…

ORS 706.620 Records

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The Director of the Department of Consumer and Business Services shall keep proper books showing the acts, matters and things by the director done under the provisions of the Bank Act. [Amended by 1973 c.797 §34]

ORS 706.630 Regular reports of condition; additional reports as required by director

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(1) The Director of the Department of Consumer and Business Services shall require each Oregon operating institution to submit a report of condition at the close of business on the same day on which the federal regulatory agencies require a report from national banks. (2)(a) In t…

ORS 706.650 Delay or failure to furnish reports of condition; penalty

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If an Oregon operating institution delays or fails to furnish reports in the manner required under ORS 706.630, the Oregon operating institution is subject to a penalty of $250 a day for each day while in default. The Oregon operating institution shall pay the penalty after recei…

ORS 706.655 Records of extensions of credit by banking institutions; rules

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(1) Each banking institution shall submit to the Director of the Department of Consumer and Business Services each calendar quarter a copy of such records concerning extensions of credit by the banking institution to its executive officers, directors and principal shareholders, a…

ORS 706.690 Transfer of stock or controlling interest; notice to and approval by director; applicability to financial holding companies and bank holding companies

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(1) If the Director of the Department of Consumer and Business Services determines that the condition of an institution or Oregon stock savings bank is such that any transfer of the capital stock of the institution or Oregon stock savings bank would jeopardize the interest of its…

ORS 706.700 Resignation or retirement of director, president or chief executive officer; notice to director

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A director, president or chief executive officer of a banking institution who retires or resigns from the position of director, president or chief executive officer shall give 30 days prior written notice to the Director of the Department of Consumer and Business Services. [Amend…

ORS 706.710 Waiver of retirement or resignation notices; modifying effective date

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The Director of the Department of Consumer and Business Services may, by writing, waive the notices provided for in ORS 706.690 and 706.700, or shorten the period after the notice when the resignation or retirement becomes effective. [Amended by 1973 c.797 §42; 1975 c.544 §5; 199…

ORS 706.720 Reports filed with director; public inspection of records; exemptions; confidentiality; forms

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(1) The Director of the Department of Consumer and Business Services shall receive and file in the Department of Consumer and Business Services all reports required by the Bank Act. (2) Except as provided in subsection (3) of this section and ORS 706.730, the records of the Depar…

ORS 706.723 Confidential documents; review by court

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(1) Notwithstanding any other provision of law: (a) Reports and records described in ORS 706.720 (3) and compliance review documents are confidential as provided in ORS 705.137 and are not discoverable or admissible as evidence in any civil action or administrative proceeding. (b…

ORS 706.725 False statements, reports and book entries

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An officer, director, stockholder or employee of any Oregon operating institution shall not: (1) Knowingly subscribe to or make or cause to be made any false statement or report to the Director of the Department of Consumer and Business Services or any false entry in the books or…

ORS 706.730 Depositor and debtor information confidential; disclosure prohibited; exceptions

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(1) The name of a person who is a depositor or debtor of a bank and the amount of the person’s deposit or debt are confidential as provided in ORS 705.137. The Director of the Department of Consumer and Business Services or any other person employed by the Department of Consumer …

ORS 706.775 Enforcement of Bank Act; production of witnesses and evidence; fees and mileage of witnesses

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(1) For the purpose of an investigation or proceeding under the Bank Act, the Director of the Department of Consumer and Business Services may administer oaths and affirmations, subpoena witnesses, compel their attendance, take evidence and require the production of books, papers…

ORS 706.780 Notice to law enforcement officers of Bank Act violations; exception

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If the Director of the Department of Consumer and Business Services has reason to believe that a person has violated any provision of the Bank Act for which criminal prosecution is provided, the director shall give the information relative to the violation to the appropriate fede…

ORS 706.785 Attorney General to conduct actions; assistance of district attorneys

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The Attorney General shall conduct all actions begun by the Director of the Department of Consumer and Business Services under authority of the Bank Act, and may require the assistance of the district attorney of the district in which the action is conducted. [Formerly 706.440]

ORS 706.790 Rules

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(1) In accordance with ORS chapter 183, the Director of the Department of Consumer and Business Services may adopt rules for the purpose of carrying out the Bank Act. (2) In addition to the notice requirements of ORS chapter 183, before the director adopts a rule, the director sh…

ORS 706.795 Rules authorizing banking institutions to exercise powers of certain financial institutions

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Notwithstanding any other provision of law, the Director of the Department of Consumer and Business Services may, in accordance with ORS 183.310, 183.315, 183.330, 183.335 and 183.341 to 183.410, make rules that authorize banking institutions to exercise any of the powers conferr…

ORS 706.815 Single account for moneys relating to supervision of Oregon operating institutions

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Notwithstanding ORS 705.145 (2), moneys received or expended by the Director of the Department of Consumer and Business Services under this chapter relating to the supervision of Oregon operating institutions may be deposited in or withdrawn from a single account. The director ne…

ORS 706.980 Civil penalties

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(1) Any person who violates any provision of the Bank Act, or any lawful rule or final order of the Director of the Department of Consumer and Business Services for which a civil penalty is not expressly provided, shall forfeit a civil penalty in an amount determined by the direc…

ORS 706.990 Criminal penalties

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Violation of ORS 706.725 is a Class C felony. [Amended by 1973 c.797 §48; 1975 c.544 §6] _______________