Chapter 743 — Chapter 743
547 sections in this chapter.
ORS 743.060 [1967 c.359 §353; renumbered 742.028 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.061 [2011 c.130 §2; 2015 c.792 §12; renumbered 743.029 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.062 [2011 c.130 §3; renumbered 743.031 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.063 [1967 c.359 §354; renumbered 742.033 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.064 [2011 c.130 §5; renumbered 743.034 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.065 [2013 c.596 §2; renumbered 743.035 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.066 [1967 c.359 §355; 1971 c.231 §23; renumbered 742.036 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.069 [1967 c.359 §356; renumbered 742.038 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.072 [Formerly 736.310; 1971 c.231 §24; 1973 c.149 §1; renumbered 742.041 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.075 [1967 c.359 §358; 1975 c.391 §1; 1977 c.742 §8; renumbered 742.043 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.078 [1967 c.359 §359; renumbered 742.046 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.080 [1971 c.231 §5; 1983 c.249 §1; renumbered 742.048 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.081 [1967 c.359 §360; renumbered 742.051 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.082 [2011 c.561 §1; renumbered 743B.500 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.083 [2011 c.561 §3; renumbered 743B.501 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.084 [1967 c.359 §361; renumbered 743.041 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.085 [2011 c.561 §4; renumbered 743B.502 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.086 [2011 c.561 §5; renumbered 743B.503 in 2015]
0.0K chars
[Repealed or reserved.]
ORS 743.087 [1967 c.359 §362; renumbered 743.043 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.090 [Formerly 736.335; repealed by 1973 c.827 §83]
0.0K chars
[Repealed or reserved.]
ORS 743.093 [1967 c.359 §364; renumbered 742.053 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.096 [1967 c.359 §365; renumbered 742.056 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.099 [Formerly 739.405; renumbered 743.046 in 1989]
0.0K chars
POLICY LANGUAGE SIMPLIFICATION
ORS 743.100 Short title. ORS 743.100 to 743.109 may be cited as the Life and Health Insurance Policy Language Simplification Act. [Formerly 743.350]
0.0K chars
[Repealed or reserved.]
ORS 743.101 Purpose. (1) The purpose of the Life and Health Insurance Policy Language Simplification Act is to establish minimum standards for language used in policies and certificates of life insurance and health insurance delivered or issued for delivery in this state in order to facilitate ease of reading
0.4K chars
(2) ORS 743.100 to 743.109 is not intended to increase the risk assumed by insurers or to supersede their obligation to comply with the substance of other Insurance Code provisions applicable to insurance policies. ORS 743.100 to 743.109 is not intended to impede flexibility and …
ORS 743.102 [1967 c.359 §367; renumbered 743.047 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.103 Definitions for ORS 743.100 to 743.109. As used in ORS 743.100 to 743.109, “policy” has the meaning given in ORS 731.122 and, in addition, includes a certificate issued pursuant to a group insurance policy delivered or issued for delivery in this state. [Formerly 743.357]
0.0K chars
[Repealed or reserved.]
ORS 743.104 Scope of ORS 743.100 to 743.109. (1) ORS 743.100 to 743.109 apply to all policies delivered or issued for delivery in this state, except
1.3K chars
(a) Any policy that is a security subject to federal jurisdiction. (b) Any group policy covering a group of 1,000 or more lives at date of issue, other than a group credit life insurance policy or a group credit health insurance policy. However, this paragraph shall not exempt an…
ORS 743.105 [1967 c.359 §368; renumbered 743.049 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.106 Reading ease standards for life and health insurance policies. (1) No policy form shall be delivered or issued for delivery in this state unless
4.0K chars
(a) The policy text achieves a score of 40 or more on the Flesch reading ease test, or an equivalent score on any comparable test as provided in subsection (3) of this section; (b) The policy, except for specification pages, schedules and tables is printed in not less than 12-poi…
ORS 743.107 When director may authorize lower standards. The Director of the Department of Consumer and Business Services may authorize a lower score than the Flesch reading ease test score required by ORS 743.106 when, in the director’s sole discretion, the director finds that a lower required score
0.3K chars
(1) Will provide a more accurate reflection of the readability of a policy form; (2) Is warranted by the nature of a particular policy form or type or class of policy forms; or (3) Is caused by certain policy language drafted to conform to the requirements of any state law, regul…
ORS 743.108 [1967 c.359 §369; renumbered 743.050 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.109 Approval of certain policy forms containing specified provisions; conditions for approval. A policy form meeting the requirements of ORS 743.106 shall not be disapproved because of other provisions of the Insurance Code that specify the content of policies, if the policy form provides the policyholders and claimants protection not less favorable than they would be entitled to under such provisions. [Formerly 743.370]
0.0K chars
[Repealed or reserved.]
ORS 743.111 [Formerly 744.090; renumbered 742.058 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.114 [Formerly 736.325; 1971 c.123 §1; 1981 c.667 §1; renumbered 742.061 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.115 [1987 c.774 §46; 1989 c.376 §1; renumbered 742.063 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.116 [1971 c.603 §2; 1981 c.422 §1; 1981 c.891 §2; renumbered 743.701 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.117 [1967 c.271 §§2,3; renumbered 743.703 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.118 [1987 c.720 §2; renumbered 743.704 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.119 [1981 c.254 §2; renumbered 743.706 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.120 [1975 c.135 §2; renumbered 743.707 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.123 [1975 c.338 §2; renumbered 743.709 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.125 [1979 c.268 §6; renumbered 743.710 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.128 [1979 c.785 §20; renumbered 743.712 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.132 [1979 c.1 §15; renumbered 743.713 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.135 [1981 c.422 §5; 1989 c.721 §54; 1989 c.1080 §1; renumbered 743.714 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.138 [1987 c.739 §§2,4b; renumbered 743.715 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.140 [1985 c.536 §1; renumbered 743.716 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.143 [1985 c.312 §2; renumbered 743.717 in 1989]
0.0K chars
[Repealed or reserved.]
ORS 743.145 [1985 c.747 §59; renumbered 743.700 in 1989]
0.0K chars
[Repealed or reserved.]