Chapter 82 — Chapter 82

ORS 82.005 [1979 c.655 §2; repealed by 1981 c.412 §24]

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ORS 82.010 Legal rate of interest; effect of violation. (1) The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum and is payable on

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ORS 82.020 Computation of interest; charges not included. (1) If, pursuant to any arrangement, understanding or agreement, with the knowledge of the lender, either as a part of the contract of borrowing or collateral thereto, regardless of when made and whether it is made as a special arrangement or in conformity to a regular rule, regulation or practice, there is paid by or at the expense of the borrower to the lender, or the lender’s broker, officer, director or agent, with respect to or in connection with any loan to which ORS 82.010 applies, any commission, bonus, fee, premium, penalty or other charge, compensation or gratuity, whether in money, credit or other thing of value, as a consideration, compensation or inducement for obtaining any such loan, or any renewal, extension of forbearance thereof, the same shall be deemed a part of the interest charged on such loan

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ORS 82.025 Exemptions from application of ORS 82.010 (3) and (4) and 82.020. ORS 82.010 (3) and (4) and 82.020 do not apply to

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ORS 82.110 [Repealed by 1981 c.412 §24]

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ORS 82.115 [1975 c.625 §2; 1977 c.791 §2; repealed by 1981 c.412 §24]

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ORS 82.117 [1979 c.638 §2; repealed by 1981 c.412 §24]

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ORS 82.120 [Amended by 1975 c.321 §1; 1979 c.284 §90; repealed by 1981 c.412 §24]

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ORS 82.125 [1971 c.214 §2; repealed by 1981 c.412 §24]

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ORS 82.130 [Repealed by 1981 c.412 §24]

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ORS 82.140 [Repealed by 1981 c.412 §24]

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ORS 82.150 Definitions for ORS 82.160 and 82.170. As used in ORS 82.160 and 82.170

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ORS 82.160 Notice to borrower of penalty for repayment prior to date for repayment in loan agreement. (1) If a loan agreement provides for a penalty to be charged for repaying the loan prior to the date provided for repayment in the loan agreement, the loan agreement shall contain in printing or writing of a size equal to at least 10-point bold or underlined type substantially the following notice

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ORS 82.170 Notice to borrower of lender authority to refuse to accept repayment prior to date for repayment in loan agreement. (1) If a loan agreement authorizes the lender to refuse to accept repayment of the loan prior to the date provided for repayment in the loan agreement, the loan agreement shall contain in printing or writing of a size equal to at least 10-point bold or underlined type substantially the following notice

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ORS 82.300 [1989 c.578 §1; repealed by 1997 c.182 §7]

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