The parties to a sale other than a consumer credit sale may agree in a writing signed by the parties that the sale is subject to the provisions of this title applying to consumer credit sales. If the parties so agree the sale is a consumer credit sale for the purposes of this title.
Sales subject to title by agreement of parties
S.C. Code Ann. § 37-2-601, under Title 37, Chapter 2.
S.C. Code Ann. § 37-2-601