In the absence of an ordinance enacted pursuant to Section 56-2-5100, a registered UTV may: (1) be operated only on a secondary highway where the speed limit is fifty-five miles per hour or less; (2) be operated only within ten miles of the address on the registration, or only within ten miles of a point of ingress and egress of a gated community if the address is within a gated community; and (3) cross a highway at an intersection where the speed limit is more than fifty-five miles per hour.