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21 chapters · 416 sections in this title.
S.C. Code Ann. § 37-10-101 Scope
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Except as otherwise provided in other chapters of this title, this chapter applies to designated loan transactions other than consumer loan transactions (Sections 37-3-104 and 37-3-105).
S.C. Code Ann. § 37-10-102 Attorney's fees and other charges on mortgage loans for personal, family or household purposes
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Whenever the primary purpose of a loan that is secured in whole or in part by a lien on real estate is for a personal, family or household purpose: (a) The creditor must ascertain prior to closing the preference of the borrower as to the legal counsel that is employed to represen…
S.C. Code Ann. § 37-10-103 Prepayment of loans of one hundred fifty thousand dollars or less
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The debtor may prepay in full at any time without penalty the debt represented by a personal, family, or household purpose loan agreement that is secured in whole or in part by a first or junior lien on real estate if the aggregate of all sums advanced will not exceed one hundred…
S.C. Code Ann. § 37-10-104 Agricultural loans under twenty-five thousand dollars
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With respect to a loan under which the aggregate of all sums advanced or contemplated by the parties in good faith to be advanced is less than twenty-five thousand dollars and which is primarily for an agricultural purpose, the maximum loan finance charge that may be contracted f…
