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21 chapters · 411 sections in this title.
S.C. Code Ann. § 37-3-511 Regular schedule of payments; maximum loan term
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Supervised loans, in which the rate of loan finance charge exceeds twelve percent per annum, not made pursuant to a revolving loan account, in which the principal is one thousand dollars or less, shall be scheduled to be payable in substantially equal installments at equal period…
S.C. Code Ann. § 37-3-512 Conduct of business other than making loans
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(1) Except as provided in subsection (2), a restricted lender and a licensee authorized to make supervised loans pursuant to the provisions on authority to make supervised loans (Section 37-3-502) may not engage in the business of selling goods, or permit others to engage in the …
S.C. Code Ann. § 37-3-513 Application of other provisions
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Except as otherwise provided, all provisions of this title applying to consumer loans apply to supervised loans.
S.C. Code Ann. § 37-3-514 Limitation on attorney's fees
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With respect to a supervised loan with a loan finance charge in excess of eighteen percent per year and in which the principal is $1,000 or less, the agreement may not provide for the payment by the debtor of attorney's fees. A provision in violation of this section is unenforcea…
