62 chapters · 1,983 sections in this title.
S.C. Code Ann. § 40-39-10 Definitions
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The following definitions apply for purposes of this chapter: (1) "Person" means an individual, partnership, corporation, joint venture, trust, association, or any other legal entity however organized. (2) "Pawnbroker" means any person engaged in the business of lending money on …
S.C. Code Ann. § 40-39-100 Charges on loans
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(A) A pawnbroker may charge interest on loans not exceeding the following amounts: (1) at the rate of two dollars and fifty cents per thirty-day period for each ten dollars loaned for the first fifty dollars loaned; (2) at the rate of two dollars per thirty-day period for each te…
S.C. Code Ann. § 40-39-110 Vesting of title to pledged property
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If any loan remains unpaid for a period of sixty days from the due date or any renewal or extension thereof, the title of the borrower or pledgor to the property pledged to secure the loan shall vest in the pawnbroker, without advertising, sale, or accountability to the pledgor, …
S.C. Code Ann. § 40-39-120 Certificate of authority renewals; penalties for noncompliance; limited operations after lapses
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(A) A pawnbroker applying for a certificate of authority shall tender to the department a fee of two hundred seventy-five dollars plus all other applicable fees required by other agencies to process the application. The administrator may revoke any certificate of authority if the…