Title IN, Insurance Code

Sec. 1702.005. CONSTRUCTION. Nothing in this chapter may be construed to: (1) permit conduct that is an unfair method of competition or a false, misleading, or deceptive act or practice under Section 17.46, Business & Commerce Code, or Chapter 541 of this code; (2) prohibit an in…

Sec. 1702.006. RULES. The commissioner may adopt reasonable rules necessary to implement this chapter. Added by Acts 2025, 89th Leg., R.S., Ch. 581 (H.B. 2221), Sec. 2, eff. September 1, 2025. SUBCHAPTER B. ANCILLARY PRODUCTS OR SERVICES AND PROHIBITED INDUCEMENTS

Sec. 1702.051. LOSS-CONTROL OR VALUE-ADDED PRODUCTS AND SERVICES. (a) The cost to an insurer, health maintenance organization, or agent for a loss-control or value-added product or service provided to an insured, annuitant, or enrollee must be reasonable in comparison to that ins…

Sec. 1702.052. PROHIBITED INDUCEMENTS. Except as provided by this chapter, an insurer, health maintenance organization, or agent may not: (1) offer or provide insurance, annuity, or health care plan coverage as an inducement to the purchase of another policy or contract; or (2) o…

Sec. 1702.053. NONCASH GIFTS, CHARITABLE DONATIONS, RAFFLES, OR OTHER ITEMS AND SERVICES. (a) An insurer, health maintenance organization, or agent may offer or provide noncash gifts, items, or services, including meals, to or charitable donations on behalf of a consumer, in conn…

Sec. 1702.101. APPLICABILITY OF SUBCHAPTER. This subchapter applies only to an insurer described by Section 1702.003. Added by Acts 2025, 89th Leg., R.S., Ch. 581 (H.B. 2221), Sec. 2, eff. September 1, 2025.

Sec. 1702.102. PROHIBITED REBATES AND INDUCEMENTS. (a) Except as provided by this subchapter, an insurer or agent may not, with respect to business written in this state: (1) knowingly permit the making of, offer to make, or make a life insurance policy or annuity contract or an …

Sec. 1702.103. PROHIBITED DISTINCTIONS AND DISCRIMINATION. Except as provided by Section 1702.104, an insurer may not, with respect to a life insurance policy or annuity contract, make or permit a distinction or unfair discrimination between individuals of the same class and equa…

Sec. 1702.104. EXEMPTIONS. The following are not considered to constitute a rebate, inducement, distinction, or discrimination prohibited by this subchapter: (1) for a life insurance policy or annuity contract, a bonus payment to a policyholder or contract holder or other abateme…

Sec. 1702.151. APPLICABILITY OF SUBCHAPTER. This subchapter applies only to an insurer or health maintenance organization described by Section 1702.004. Added by Acts 2025, 89th Leg., R.S., Ch. 581 (H.B. 2221), Sec. 2, eff. September 1, 2025.

Sec. 1702.152. PROHIBITED REBATES AND INDUCEMENTS. (a) Except as provided by this subchapter or another provision in this code, with respect to accident and health insurance or health care plan coverage written in this state, an insurer, health maintenance organization, or agent …

Sec. 1702.153. PROHIBITED DISCRIMINATION AND DISTINCTIONS. Except as provided by Section 1702.154 and other applicable provisions in this code specific to particular types of accident and health coverage or health care plan coverage, an insurer or health maintenance organization …

Sec. 1702.154. EXEMPTIONS. The following are not considered a rebate, inducement, or discrimination prohibited by this subchapter: (1) for an accident and health policy or a health care plan contract, a bonus payment to a policyholder or contract holder or other abatement in the …

Sec. 1702.155. PROGRAMS PROMOTING DISEASE PREVENTION, WELLNESS, AND HEALTH. (a) An insurer issuing an accident and health insurance policy or a health maintenance organization issuing a health care plan contract may establish premium discounts, rebates, or a reduction in otherwis…