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100 chapters · 2,835 sections in this title.
Tex. Finance Code § 94.001 Loans To One Borrower
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Sec. 94.001. LOANS TO ONE BORROWER. (a) The finance commission by rule may limit loans to one borrower. Those limits may not be less restrictive than the limits imposed on savings associations under Section 5(u), Home Owners' Loan Act (12 U.S.C. Section 1464(u)). (b) A savings ba…
Tex. Finance Code § 94.002 Commercial Loans
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Sec. 94.002. COMMERCIAL LOANS. (a) Subject to rules adopted by the finance commission, a savings bank may lend or invest not more than 40 percent of the savings bank's total assets in commercial loans. (b) In this section, "commercial loan" means a loan that: (1) is for business,…
Tex. Finance Code § 94.051 Borrower Payment of Loan Expenses
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Sec. 94.051. BORROWER PAYMENT OF LOAN EXPENSES. Subject to Section 94.052, a savings bank may require a borrower to pay all reasonable expenses incurred in connection with making, closing, disbursing, extending, readjusting, or renewing a loan. Acts 1997, 75th Leg., ch. 1008, Sec…
Tex. Finance Code § 94.052 Consumer Loans
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Sec. 94.052. CONSUMER LOANS. In the case of a consumer loan: (1) a savings bank may charge a borrower the reasonable value of services rendered in connection with making the loan; and (2) an expense charged a borrower must be: (A) necessary and proper for the protection of the le…