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100 chapters · 2,835 sections in this title.
Tex. Finance Code § 64.022 Collection of Loan Expenses
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Sec. 64.022. COLLECTION OF LOAN EXPENSES. An expense payment authorized by Section 64.021 may be: (1) collected by the association from the borrower and: (A) retained by the association; or (B) paid to a person rendering a service for which a charge was made, including an officer…
Tex. Finance Code § 64.023 Character of Loan Expense Payments
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Sec. 64.023. CHARACTER OF LOAN EXPENSE PAYMENTS. An expense payment authorized by Section 64.021 is not interest or compensation charged by an association for the loan of money. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. SUBCHAPTER C. LOAN PAYMENTS
Tex. Finance Code § 64.041 Penalty For Prepayment Or Late Payment
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Sec. 64.041. PENALTY FOR PREPAYMENT OR LATE PAYMENT. An association may charge a penalty for a prepayment of or late payment on a loan. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.
Tex. Finance Code § 64.042 Application of Prepayments To Loan Installments
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Sec. 64.042. APPLICATION OF PREPAYMENTS TO LOAN INSTALLMENTS. Unless otherwise agreed in writing, an association shall apply: (1) a prepayment of principal to the final installment of the obligation until the final installment is fully paid; and (2) additional prepayments on inst…