Title 20 — Highways and Motor Vehicles
18 chapters · 279 sections in this title.
20 V.I.C. § 701 Filing of proof
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No motor vehicle shall be registered except upon the filing by the owner of the vehicle with the Police Commissioner proof of coverage by a satisfactory “owner's” policy of liability insurance, in the manner provided in section 707 of this chapter.
20 V.I.C. § 702 Satisfactory policies
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For the purposes of this chapter, a satisfactory policy of liability insurance means a policy issued by an insurance carrier admitted and duly authorized to transact business in the Virgin Islands, to or for the benefit of the person named therein as insured, which policy conform…
20 V.I.C. § 703 Owner's policy
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(a) An owner's policy of liability insurance, hereinafter referred to as the “motor vehicle liability policy”:(a) shall designate by explicit description, or by other appropriate reference inclusive of the vehicle identification number, all vehicles with respect to which coverage…
20 V.I.C. § 704 Required statements in policies
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(a) The motor vehicles liability policy shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefor, the policy period, and the limits of liability, and shall contain an agreement or be endorsed that insurance is provid…
20 V.I.C. § 705 Notice of cancellation of policy; suspension of registration license
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(a) (1) When an insurance carrier has certified a motor vehicle liability policy in the manner provided in section 707 of this chapter, the insurer shall not cancel or otherwise terminate the insurance so certified until:(i) notice of cancellation has been provided to the insured…
20 V.I.C. § 706 Chapter not to affect other policies
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This chapter shall not be held to apply to or affect policies insuring solely the insured named in the policy against liability resulting from the maintenance or use by persons in the insured's employ, or on his behalf, of vehicles not owned by the insured.
20 V.I.C. § 707 Certificate of insurance as proof
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Proof of coverage by satisfactory liability insurance shall be furnished by filing with the Director of the Bureau of Motor Vehicles, the written certificates of any insurance carrier admitted and duly authorized to do business in the Virgin Islands, certifying that there is in e…
20 V.I.C. § 708 Mandatory proof of insurance
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(a) In addition to the filing of a certificate of insurance pursuant to section 707 of this chapter, the owner of a motor vehicle who is required to provide proof of insurance for the registration or operation of such vehicle shall, upon lawful request, show proof that the vehicl…
20 V.I.C. § 709 Commissioner of Insurance to administer chapter
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(a) The Commissioner of Insurance, charged with the administration and enforcement of the provisions of this chapter, shall be authorized to:(a) Require filing with his office by insurance carriers admitted and duly authorized to do business in the Virgin Islands such rates, rati…
20 V.I.C. § 710 Post application of chapter
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This chapter shall not apply with respect to any accident, or judgment arising therefrom, or violation of the motor vehicle laws of the Virgin Islands, occurring prior to the effective date of this chapter; provided, however, that insurers are not precluded from imposing surcharg…
20 V.I.C. § 711 Chapter not to prevent other remedy
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Nothing in this chapter shall be construed as preventing the plaintiff in any action of law, from relying for relief upon any other remedy provided by law.
20 V.I.C. § 712 Owners, registrants or operators of motor vehicles; violations; penalties
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Any owner or registrant of a motor vehicle registered in this territory who operates or causes to be operated, a motor vehicle upon any public road or highway in this territory without motor vehicle liability insurance coverage required by this chapter and any other who operates …
20 V.I.C. § 713 Exemptions
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The provisions of this chapter shall not apply to motor vehicles owned by either the Government of the Virgin Islands and its instrumentalities, or the United States Government; however, such exemption shall not alter in any way any tort liability which may be established against…