Title 22 — Insurance
49 chapters · 1,014 sections in this title.
22 V.I.C. § 1451 Definitions
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(a) “Applicant” means:(1) In the case of an individual Medicare Supplement policy the person who seeks to contract for insurance benefits; and(2) In the case of a group Medicare Supplement policy the proposed certificate holder. (1) In the case of an individual Medicare Supplemen…
22 V.I.C. § 1452 Applicability and scope
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(a) Except as otherwise specifically provided, this chapter shall apply to:(1) All Medicare supplement policies delivered or issued for delivery in this Territory on or after the effective date hereof; and(2) All certificates issued under group Medicare supplement policies, which…
22 V.I.C. § 1453 Standards for policy provisions and authority to promulgate regulations
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(a) No Medicare supplement insurance policy, contract or certificate in force in the Territory shall contain benefits that duplicate benefits provided by Medicare. (b) The Commissioner shall adopt reasonable regulations to establish specific standards for policy provisions of Med…
22 V.I.C. § 1454 Prohibited policy provisions
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The Commissioner may adopt regulations that specify prohibited policy provisions not otherwise specifically authorized by statute which, in the opinion of the Commissioner, are unjust, unfair or unfairly discriminatory to any person insured or proposed to be insured under a Medic…
22 V.I.C. § 1455 Preexisting condition: denial of claim for losses
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Notwithstanding any other provision of law to the contrary, a Medicare supplement policy or certificate shall not exclude or limit benefits for losses incurred more than six months from the effective date of coverage because it involved a preexisting condition. The policy or cert…
22 V.I.C. § 1456 [Reserved.]
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22 V.I.C. § 1456 Statutes current through Act 9046 of the 2025 session of the 36th Legislature, including all code changes through October 25, 2025 Virgin Islands Code AnnotatedCopyright © 2026 All rights reserved.
22 V.I.C. § 1457 Loss ratio standards
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Medicare supplement policies shall return to policyholders benefits which are reasonable in relation to the premium charged. The Commissioner shall issue reasonable regulations to establish minimum standards for loss ratios of Medicare supplement policies on the basis of incurred…
22 V.I.C. § 1458 Disclosure standards: outline of coverage
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(a) In order to provide for full and fair disclosure of Medicare supplement policies, no Medicare supplement policy shall be delivered or issued for delivery in the Territory, and no certificate shall be delivered pursuant to a group Medicare supplement policy delivered or issued…
22 V.I.C. § 1459 Notice of free examination
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Medicare supplement policies, certificates, shall have a notice prominently printed on the first page of the policy or certificate, or attached thereto, stating in substance that the applicant shall have the right to return the policy or certificate within thirty days of its deli…
22 V.I.C. § 1460 Filing requirements for advertising
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Every issuer of Medicare supplement insurance, policies or certificates in the Territory shall provide a copy of any Medicare supplement advertisement intended for use in the Territory, whether through written, radio or television medium, to the Commissioner for review or approva…
22 V.I.C. § 1461 Penalties
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In addition to any other applicable penalties for violations of this title, the Commissioner may require issuers violating any provision of this chapter, or regulations promulgated pursuant to this chapter, to cease marketing any Medicare supplement policy or certificate in the T…