"Property damage liability insurance" means insurance against legal liability of the insured, and against loss, damage or expense incident to a claim of such liability, arising out of the loss or destruction of, or damage to, the property of any other person, but not including any class of insurance specified in § 38.2-117 or § 38.2-119.
Property damage liability
Va. Code Ann. § 38.2-118, under Chapter 1. General Provisions..
Va. Code Ann. § 38.2-118