A reciprocal licensed to transact the business of insurance in this Commonwealth may write the classes of insurance enumerated in Article 2 (§ 38.2-101 et seq.) of Chapter 1 of this title, except life insurance, annuities, and title insurance.
Insuring power of reciprocals
Va. Code Ann. § 38.2-1202, under Chapter 12. Reciprocal Insurance..
Va. Code Ann. § 38.2-1202