Criminal penalties

Va. Code Ann. § 6.2-1625, under Chapter 16. Mortgage Lenders and Mortgage Brokers..

Va. Code Ann. § 6.2-1625

Any person not exempt from the licensure requirements of this chapter who acts as a mortgage lender or mortgage broker in the Commonwealth without having obtained a license is guilty of a Class 6 felony. For the purposes of this section, each violation shall constitute a separate offense.