The prepayment penalty in the case of a loan secured by a mortgage or deed of trust on a home that is occupied or to be occupied in whole or in part by a borrower shall not exceed two percent of the amount of such prepayment.
Prepayment penalty for loan secured by home occupied by borrower
Va. Code Ann. § 6.2-422, under Chapter 4. Certain Lending Practices..
Va. Code Ann. § 6.2-422