Title to collateral immaterial

Va. Code Ann. § 8.9A-202, under Part 2. Effectiveness of Security Agreement; Attachment of Security Interest; Rights of Parties to Security Agreement..

Va. Code Ann. § 8.9A-202

Except as otherwise provided with respect to consignments or sales of accounts, chattel paper, payment intangibles, or promissory notes, the provisions of this title with regard to rights and obligations apply whether title to collateral is in the secured party or the debtor.